Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Arenal

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,673 in Arenal, rent and utilities included – about $3,700 less a year. The total is higher in Arenal despite lower rent and utilities.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Arenal
🇨🇷 Costa Rica
$1,673
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Arenal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Arenal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,673 in Arenal.

  • Ubud, Bali $1,368
  • Arenal $1,673

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,631 in Arenal.

  • Ubud, Bali $2,314
  • Arenal $2,631

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,589 in Arenal.

  • Ubud, Bali $3,260
  • Arenal $3,589

Living in Ubud, Bali costs roughly 18% less than in Arenal, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Arenal 24% above.

Currency
🍽 Eating Out
Ubud, Bali
Arenal
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$12.02 ₡5,402
-72.30%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 629.4K
$60.8 ₡27.3K
-42.13%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 103.8K
$11.74 ₡5,277
-50.60%
Cappuccino
$2.73 Rp 48.8K
$4.53 ₡2,034
-39.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.4K
$2.75 ₡1,235
-40.36%
Water (0.33 liter bottle)
$0.83 Rp 14.9K
$1.94 ₡870
-57.22%
Local Beer (0.5 liter draught)
$2.70 Rp 48.3K
$3.34 ₡1,500
-19.16%
Imported Beer (0.33 liter bottle)
$4.30 Rp 76.9K
$4.34 ₡1,951
-0.92%
🛒 Groceries & Markets
Ubud, Bali
Arenal
Difference
Milk (1 liter)
$1.50 Rp 26.9K
$2.31 ₡1,037
-35.06%
White Bread (500g)
$2.30 Rp 41.1K
$3.14 ₡1,411
-26.75%
Rice (white) (1kg)
$1.18 Rp 21.1K
$2.50 ₡1,125
-52.80%
Eggs
$2.14 Rp 38.4K
$3.46 ₡1,554
-38.15%
Local Cheese (1kg)
$17.48 Rp 312.7K
$10.58 ₡4,753
65.22%
Chicken Fillets (1kg)
$4.03 Rp 72.1K
$10.24 ₡4,600
-60.64%
Beef Round Steak (1kg)
$12.23 Rp 218.8K
$14.10 ₡6,337
-13.26%
Apples (1kg)
$3.55 Rp 63.5K
$5.16 ₡2,317
-31.20%
Banana (1kg)
$1.57 Rp 28.1K
$1.60 ₡718
-1.88%
Oranges (1kg)
$2.24 Rp 40.0K
$4.62 ₡2,076
-51.52%
Tomato (1kg)
$1.93 Rp 34.5K
$3.79 ₡1,702
-49.08%
Potato (1kg)
$1.88 Rp 33.7K
$3.84 ₡1,724
-51.04%
Onion (1kg)
$2.29 Rp 41.0K
$3.71 ₡1,669
-38.27%
Lettuce (1 head)
$0.99 Rp 17.8K
$1.08 ₡486
-8.33%
Water (1.5 liter bottle)
$0.53 Rp 9,419
$3.17 ₡1,424
-83.28%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 40.9K
$5.82 ₡2,616
-60.82%
Wine (Bottle)
$23.01 Rp 411.7K
$19.68 ₡8,841
16.92%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.9K
$2.80 ₡1,257
-16.43%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.1K
$3.62 ₡1,628
-19.61%
🚌 Getting Around
Ubud, Bali
Arenal
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,289
$1.40 ₡627
-82.86%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 157.8K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,632
$2.50 ₡1,125
-80.80%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,184
$1.57 ₡707
-70.70%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.6K
$8.48 ₡3,812
-35.73%
Gasoline (1 liter)
$0.88 Rp 15.8K
$1.58 ₡708
-44.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 439.6M
$22.1K ₡9.9M
11.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 558.0M
$35.6K ₡16.0M
-12.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Arenal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$94.3 ₡42.4K
-11.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 115.3K
$35.89 ₡16.1K
-82.03%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 332.2K
$59.2 ₡26.6K
-68.65%
🎉 Sport & Entertainment
Ubud, Bali
Arenal
Difference
Gym Membership (Monthly)
$55.8 Rp 998.7K
$78.2 ₡35.2K
-28.65%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 324.0K
-
-
Cinema Ticket
$4.38 Rp 78.4K
$7.51 ₡3,373
-41.68%
🧸 Childcare & Education
Ubud, Bali
Arenal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.8M
$989 ₡444.4K
-50.16%
International Primary School, 1 Child (Yearly)
$5,754 Rp 102.9M
$16.9K ₡7.6M
-65.94%
👕👟 Clothing & Footwear
Ubud, Bali
Arenal
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 826.5K
$72.0 ₡32.3K
-35.82%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 632.2K
$57.0 ₡25.6K
-38.01%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$131 ₡59.0K
-39.75%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$131 ₡58.8K
-40.12%
🏠 Accommodation & Living
Ubud, Bali
Arenal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.4M
$796 ₡357.7K
43.51%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.1M
$570 ₡256.2K
18.52%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 62.7M
$1,638 ₡736.2K
113.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.4M
$1,091 ₡490.3K
55.80%
Buy Apartment in City Center (m2)
$2,784 Rp 49.8M
-
-
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Arenal
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.62
59.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Arenal: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Arenal
$570 15.6% $106
Groceries & Markets
Ubud, Bali
$290
Arenal
$398 37.1% $108
Eating Out
Ubud, Bali
$109
Arenal
$230 111% $121
Monthly Utilities & Internet
Ubud, Bali
$108
Arenal
$189 75.3% $81
Clothing & Footwear
Ubud, Bali
$108
Arenal
$176 63.7% $68
Sport & Entertainment
Ubud, Bali
$65
Arenal
$93 44.4% $29
Getting Around
Ubud, Bali
$13
Arenal
$16 * 27.2% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $796 in Arenal. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $61.0 in Arenal for a mid-range dinner for two. Groceries echo the gap at $290 vs $398 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇨🇷 Arenal
🕒 Local time
17:35 5:35 PM
03:35 3:35 AM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
2,300
💱 Currency
Exchange rates and currency converter

CRC, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 15, 2026: 1 USD = 17,893 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

Costa Rican Colón exchange rates as of October 15, 2026: 1 USD = 449 CRC (1,000 CRC = 2.23 USD). 1 EUR = 503 CRC (1,000 CRC = 1.99 EUR).

On the map
Between locations
  • Ubud, Bali Arenal 17,820 km ≈ 23 h nonstop flight
From you
  • Ubud, Bali
  • Arenal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Arenal: Cost of Living - Frequently Asked Questions
Is Arenal cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 22% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,051 in Ubud, Bali and $2,509 in Arenal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Arenal?
Rent for a central apartment: $1,142 in Ubud, Bali versus $796 in Arenal. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $493 in Ubud, Bali versus $989 in Arenal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or in Arenal?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $61.0 in Arenal. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Arenal?
At $1,368 in Ubud, Bali versus $1,673 in Arenal, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Arenal. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Arenal more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Arenal, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Arenal?
Safety-wise, Ubud, Bali and Arenal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Arenal. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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