Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Arecibo

For one person, living is cheaper in Arecibo: $1,281 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Arecibo
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Arecibo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Arecibo

🇵🇷 Puerto Rico

$1,281

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Arecibo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Arecibo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,281 in Arecibo.

Ubud, Bali $1,368
Arecibo $1,281

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,005 in Arecibo.

Ubud, Bali $2,314
Arecibo $2,005

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,730 in Arecibo.

Ubud, Bali $3,260
Arecibo $2,730

Living in Ubud, Bali is roughly 7% more expensive than in Arecibo, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Ubud, Bali is 1% above, Arecibo is 5% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.13 $12.13

-72.55%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$81.2 $81.2

-56.69%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.55 $8.55

-32.16%

Cappuccino

$2.73 Rp 49.1K

$3.42 $3.42

-20.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.90 $1.90

-13.68%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.50 $1.50

-44.67%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.05 $3.05

-11.48%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.09 $5.09

-15.52%

Milk (1 liter)

$1.50 Rp 27.1K

$1.79 $1.79

-16.20%

White Bread (500g)

$2.30 Rp 41.4K

$3.36 $3.36

-31.55%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.94 $1.94

-39.18%

Eggs

$2.14 Rp 38.6K

$4.48 $4.48

-52.23%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.78 $12.78

36.78%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.48 $9.48

-57.49%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$13.47 $13.47

-9.21%

Apples (1kg)

$3.55 Rp 63.9K

$4.97 $4.97

-28.57%

Banana (1kg)

$1.57 Rp 28.3K

$2.59 $2.59

-39.38%

Oranges (1kg)

$2.24 Rp 40.2K

$4.81 $4.81

-53.43%

Tomato (1kg)

$1.93 Rp 34.7K

$4.84 $4.84

-60.12%

Potato (1kg)

$1.88 Rp 33.9K

$3.69 $3.69

-49.05%

Onion (1kg)

$2.29 Rp 41.3K

$3.99 $3.99

-42.61%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.53 $3.53

-71.95%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.60 $1.60

-66.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$11.98 $11.98

-80.97%

Wine (Bottle)

$23.01 Rp 414.2K

$15.87 $15.87

44.99%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.09 $3.09

-24.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$4.06 $4.06

-28.33%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$40.63 $40.63

-78.29%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.54 $2.54

-81.10%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.46 $1.46

-68.49%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$41.96 $41.96

-87.01%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.91 $0.91

-3.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$40.4K $40.4K

-39.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$28.2K $28.2K

10.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$324 $324

-74.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$68.1 $68.1

-90.52%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$66.1 $66.1

-71.92%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.59 $10.59

-58.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$833 $833

-40.84%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$12.6K $12.6K

-54.41%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$56.1 $56.1

-17.68%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$61.5 $61.5

-42.59%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$109 $109

-27.39%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$114 $114

-31.13%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,191 $1,191

-86.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Arecibo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Arecibo

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Arecibo

$395 30.8% 35.9% $104

Eating Out

Ubud, Bali

$109 8%

Arecibo

$203 15.8% 86.4% $94

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Arecibo

$459 35.8% 324% $350

Clothing & Footwear

Ubud, Bali

$108 7.9%

Arecibo

$153 12% 42.4% $46

Sport & Entertainment

Ubud, Bali

$65 4.7%

Arecibo

$21 * 1.7% 67.2% $43

Getting Around

Ubud, Bali

$13 0.9%

Arecibo

$50 * 3.9% 302% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Arecibo pays 624% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $81.0 in Arecibo for a mid-range dinner for two. Groceries echo the gap at $290 vs $395 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Arecibo

🕒 Local time

13:43 1:43 PM

01:43 1:43 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

39,634

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Arecibo 18,890 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Arecibo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Arecibo: Cost of Living - Frequently Asked Questions

Arecibo is cheaper overall, especially in leisure. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 624% lower in Arecibo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Ubud, Bali pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Arecibo – a meal for two runs $81.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,281 in Arecibo versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Arecibo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Arecibo the clear choice for anyone on this budget.

For families, Arecibo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Arecibo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Arecibo gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.