Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ansbach

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,794 in Ansbach, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Ansbach
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Ansbach Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ansbach

🇩🇪 Germany

$1,794

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ansbach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ansbach actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,794 in Ansbach, rent included.

Ubud, Bali $1,349
Ansbach $1,794

A couple spends around $2,305 per month in Ubud, Bali vs $2,619 in Ansbach, rent included.

Ubud, Bali $2,305
Ansbach $2,619

A family of three spends $3,261 per month in Ubud, Bali vs $3,445 in Ansbach, rent included.

Ubud, Bali $3,261
Ansbach $3,445

Ubud, Bali is about 25% cheaper than Ansbach, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$8.99 €8.05

-63.07%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$45.23 €40.51

-21.20%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.24 €10.07

-50.80%

Cappuccino

$2.72 Rp 49.3K

$2.77 €2.48

-1.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$4.14 €3.71

-58.94%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$7.99 €7.16

-90.49%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.35 €3.89

-39.08%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.88 €3.47

12.89%

Milk (1 liter)

$1.49 Rp 27.0K

$1.33 €1.19

12.03%

White Bread (500g)

$2.28 Rp 41.2K

$2.13 €1.91

7.04%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.76 €2.47

-56.88%

Eggs

$2.04 Rp 36.9K

$3.09 €2.77

-33.98%

Local Cheese (1kg)

$17.70 Rp 320.8K

$14.25 €12.76

24.21%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$10.23 €9.16

-61.29%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$11.09 €9.93

9.92%

Apples (1kg)

$3.66 Rp 66.2K

$2.84 €2.54

28.87%

Banana (1kg)

$1.52 Rp 27.5K

$1.47 €1.32

3.40%

Oranges (1kg)

$2.23 Rp 40.4K

$2.01 €1.80

10.95%

Tomato (1kg)

$1.97 Rp 35.7K

$3.76 €3.37

-47.61%

Potato (1kg)

$1.85 Rp 33.5K

$1.95 €1.74

-5.13%

Onion (1kg)

$2.42 Rp 43.9K

$1.37 €1.22

76.64%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.63 €1.46

-39.26%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.90 €0.80

-43.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.11 €7.27

-72.63%

Wine (Bottle)

$22.24 Rp 403.0K

$6.29 €5.63

253.58%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.12 €1.00

101.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.52 €1.36

95.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$3.56 €3.19

-92.98%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$66.5 €59.6

-88.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$5.34 €4.78

-91.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$4.21 €3.77

-89.79%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$44.53 €39.88

-87.85%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.04 €1.83

-59.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$32.2K €28.8K

-25.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$37.7K €33.8K

-15.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$362 €324

-78.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$25.33 €22.68

-74.54%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$33.95 €30.41

-45.27%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$43.74 €39.18

13.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$14.82 €13.28

-71.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$284 €255

72.60%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$89.2 €79.9

-49.96%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$32.12 €28.76

8.81%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$113 €102

-29.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$116 €103

-31.24%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$625 €560

79.85%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$535 €479

25.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,231 €1,102

189.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$986 €883

74.75%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,935 €3,524

-30.59%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,390 €3,036

-32.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,075 €3,650

-95.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ansbach: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ansbach

$535 29.8% 20.3% $136

Groceries & Markets

Ubud, Bali

$288 21.4%

Ansbach

$282 15.7% 2.2% $6.3

Eating Out

Ubud, Bali

$108 8%

Ansbach

$217 12.1% 102% $109

Clothing & Footwear

Ubud, Bali

$108 8%

Ansbach

$158 8.8% 46.6% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ansbach

$421 23.5% 305% $317

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ansbach

$73 4.1% 26.5% $15

Getting Around

Ubud, Bali

$11 0.9%

Ansbach

$107 6% 838% $96

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $625 in Ansbach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ansbach are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $45 in Ansbach. Groceries tell a different story – $288 in Ubud, Bali vs $282 in Ansbach – so Ansbach wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Ansbach

🕒 Local time

16:10 4:10 PM

09:10 9:10 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

41,159

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,221 IDR (100,000 IDR = 4.95 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ansbach 11,790 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Ansbach

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ansbach: Cost of Living - Frequently Asked Questions

Ansbach costs about 33% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,691 in Ansbach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ansbach, especially for central apartments: a one-bedroom in the center costs $625 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $45 in Ansbach. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,794 in Ansbach. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,794 in Ansbach. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ansbach makes more sense. Both are solid long-term options with distinct trade-offs.