Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Annapolis Valley, NS

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,303 in Annapolis Valley, NS, rent and utilities included – about $11,400 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
111

Cost of Living Index in Annapolis Valley, NS
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Annapolis Valley, NS Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Annapolis Valley, NS

🇨🇦 Canada

$2,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Annapolis Valley, NS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Annapolis Valley, NS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,303 in Annapolis Valley, NS.

Ubud, Bali $1,349
Annapolis Valley, NS $2,303

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,311 in Annapolis Valley, NS.

Ubud, Bali $2,305
Annapolis Valley, NS $3,311

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,318 in Annapolis Valley, NS.

Ubud, Bali $3,261
Annapolis Valley, NS $4,318

Living in Ubud, Bali costs roughly 41% less than in Annapolis Valley, NS, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$20.32 CA$28.55

-83.66%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$62.3 CA$87.6

-42.82%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$10.93 CA$15.35

-49.41%

Cappuccino

$2.72 Rp 49.0K

$4.05 CA$5.69

-32.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.32 CA$3.25

-26.72%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.63 CA$2.29

-53.37%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$5.19 CA$7.29

-48.94%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$5.33 CA$7.50

-17.82%

Milk (1 liter)

$1.49 Rp 26.9K

$4.45 CA$6.25

-66.52%

White Bread (500g)

$2.28 Rp 41.0K

$2.61 CA$3.67

-12.64%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.19 CA$4.48

-62.70%

Eggs

$2.04 Rp 36.7K

$4.85 CA$6.81

-57.94%

Local Cheese (1kg)

$17.70 Rp 319.1K

$10.75 CA$15.10

64.65%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$11.37 CA$15.97

-65.17%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$13.21 CA$18.57

-7.72%

Apples (1kg)

$3.66 Rp 65.9K

$4.06 CA$5.71

-9.85%

Banana (1kg)

$1.52 Rp 27.4K

$1.30 CA$1.82

16.92%

Oranges (1kg)

$2.23 Rp 40.2K

$3.14 CA$4.41

-28.98%

Tomato (1kg)

$1.97 Rp 35.6K

$3.29 CA$4.62

-40.12%

Potato (1kg)

$1.85 Rp 33.3K

$2.54 CA$3.57

-27.17%

Onion (1kg)

$2.42 Rp 43.7K

$2.43 CA$3.41

-0.41%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.41 CA$3.39

-58.92%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.72 CA$2.42

-70.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$13.53 CA$19.02

-83.59%

Wine (Bottle)

$22.24 Rp 400.9K

$13.51 CA$18.98

64.62%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.46 CA$3.46

-8.13%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.04 CA$4.27

-2.30%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$2.56 CA$3.59

-90.23%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$71.8 CA$101

-89.10%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$2.60 CA$3.65

-83.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.47 CA$2.06

-70.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$24.72 CA$34.73

-78.11%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.16 CA$1.63

-29.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$28.8K CA$40.5K

-17.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$18.7K CA$26.2K

70.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$120 CA$169

-34.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$38.24 CA$53.7

-83.13%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$50.2 CA$70.6

-63.02%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$37.96 CA$53.3

30.35%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$20.76 CA$29.17

-14.98%

Cinema Ticket

$4.27 Rp 77.0K

$10.86 CA$15.26

-60.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$648 CA$911

-24.32%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$14.0K CA$19.7K

-59.52%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$48.76 CA$68.5

-8.45%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$34.45 CA$48.40

1.45%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$95.1 CA$134

-15.97%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 CA$160

-30.36%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,187 CA$1,667

-5.20%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,138 CA$1,599

-41.01%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$2,075 CA$2,915

71.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,666 CA$2,341

3.43%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,393 CA$6,172

-37.82%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$3,634 CA$5,105

-37.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,675 CA$3,759

-93.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.68

194.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Annapolis Valley, NS: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Annapolis Valley, NS

$1.1K 49.4% 69.5% $467

Groceries & Markets

Ubud, Bali

$288 21.4%

Annapolis Valley, NS

$377 16.4% 30.6% $88

Eating Out

Ubud, Bali

$108 8%

Annapolis Valley, NS

$296 12.9% 175% $189

Clothing & Footwear

Ubud, Bali

$108 8%

Annapolis Valley, NS

$132 5.7% 22.4% $24

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Annapolis Valley, NS

$209 9.1% 101% $105

Sport & Entertainment

Ubud, Bali

$58 4.3%

Annapolis Valley, NS

$60 2.6% 2.8% $1.6

Getting Around

Ubud, Bali

$11 0.9%

Annapolis Valley, NS

$92 4% 705% $81

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,187 in Annapolis Valley, NS. Housing cost is often the main lever when comparing two cities.

Annapolis Valley, NS pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $62 in Annapolis Valley, NS for a mid-range dinner for two. Groceries echo the gap at $288 vs $377 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Annapolis Valley, NS

🕒 Local time

20:00 8:00 PM

09:00 9:00 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,466

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.712 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Annapolis Valley, NS 15,960 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Annapolis Valley, NS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Annapolis Valley, NS: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Annapolis Valley, NS. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,187 in Annapolis Valley, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Annapolis Valley, NS. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $648 in Annapolis Valley, NS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Annapolis Valley, NS. Beyond cost, consider language, visa policies, and how big the international community is in each city.