Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Annaberg-Buchholz

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,273 in Annaberg-Buchholz, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
110

Cost of Living Index in Annaberg-Buchholz
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Annaberg-Buchholz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Annaberg-Buchholz

🇩🇪 Germany

$2,273

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Annaberg-Buchholz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Annaberg-Buchholz actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $2,273 in Annaberg-Buchholz, rent included.

Ubud, Bali $1,368
Annaberg-Buchholz $2,273

A couple spends around $2,314 per month in Ubud, Bali vs $3,198 in Annaberg-Buchholz, rent included.

Ubud, Bali $2,314
Annaberg-Buchholz $3,198

A family of three spends $3,260 per month in Ubud, Bali vs $4,124 in Annaberg-Buchholz, rent included.

Ubud, Bali $3,260
Annaberg-Buchholz $4,124

Ubud, Bali is about 40% cheaper than Annaberg-Buchholz, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Annaberg-Buchholz sit above the global median – Ubud, Bali by 1%, Annaberg-Buchholz by 68%.

Meal at Budget Restaurant

$3.33 Rp 59.8K

$12.94 €11.54

-74.27%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 631.2K

$65.7 €58.6

-46.49%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$11.34 €10.11

-48.85%

Cappuccino

$2.73 Rp 49.0K

$4.01 €3.58

-31.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$3.11 €2.77

-47.27%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$3.56 €3.17

-76.69%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$5.47 €4.88

-50.64%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$4.56 €4.07

-5.70%

Milk (1 liter)

$1.50 Rp 27.0K

$1.20 €1.07

25.00%

White Bread (500g)

$2.30 Rp 41.2K

$2.09 €1.87

10.05%

Rice (white) (1kg)

$1.18 Rp 21.1K

$3.44 €3.06

-65.70%

Eggs

$2.14 Rp 38.5K

$3.85 €3.44

-44.42%

Local Cheese (1kg)

$17.48 Rp 313.6K

$14.16 €12.62

23.45%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$11.68 €10.42

-65.50%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

$19.39 €17.29

-36.93%

Apples (1kg)

$3.55 Rp 63.7K

$3.28 €2.92

8.23%

Banana (1kg)

$1.57 Rp 28.2K

$1.86 €1.66

-15.59%

Oranges (1kg)

$2.24 Rp 40.1K

$2.12 €1.89

5.66%

Tomato (1kg)

$1.93 Rp 34.6K

$4.96 €4.42

-61.09%

Potato (1kg)

$1.88 Rp 33.8K

$1.38 €1.23

36.23%

Onion (1kg)

$2.29 Rp 41.1K

$1.17 €1.04

95.73%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.69 €1.50

-41.42%

Water (1.5 liter bottle)

$0.53 Rp 9,445

$1.07 €0.95

-50.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$9.44 €8.42

-75.85%

Wine (Bottle)

$23.01 Rp 412.9K

$5.46 €4.87

321.43%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$1.04 €0.93

125.00%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$1.39 €1.24

109.35%

One-way Ticket (Public Transport)

$0.24 Rp 4,301

$3.93 €3.50

-93.89%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

$58.8 €52.5

-85.01%

Taxi Start (Normal Tariff)

$0.48 Rp 8,657

$6.42 €5.72

-92.52%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,207

$2.98 €2.65

-84.56%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

$38.46 €34.29

-85.83%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.21 €1.97

-60.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.8M

$30.9K €27.5K

-20.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.6M

$38.1K €34.0K

-18.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$550 €491

-84.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.7K

$35.63 €31.77

-81.90%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 333.1K

$52.9 €47.14

-64.88%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$43.32 €38.63

28.86%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

$24.43 €21.79

-25.87%

Cinema Ticket

$4.38 Rp 78.6K

$10.09 €8.99

-56.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$524 €467

-5.85%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$17.2K €15.3K

-66.49%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.8K

$80.0 €71.3

-42.23%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

$39.01 €34.78

-9.43%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$166 €148

-52.25%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$188 €168

-58.37%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$888 €792

28.62%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$686 €611

-1.47%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.9M

$1,463 €1,304

139.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$1,033 €921

64.50%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

$5,359 €4,778

-48.05%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$3,675 €3,277

-39.04%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,251 €2,007

-92.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.96

247.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Annaberg-Buchholz: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Annaberg-Buchholz

$686 30.2% 1.5% $10

Groceries & Markets

Ubud, Bali

$290 21.2%

Annaberg-Buchholz

$327 14.4% 12.6% $37

Eating Out

Ubud, Bali

$109 8%

Annaberg-Buchholz

$249 11% 129% $140

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Annaberg-Buchholz

$639 28.1% 491% $531

Clothing & Footwear

Ubud, Bali

$108 7.9%

Annaberg-Buchholz

$213 9.4% 97.9% $105

Sport & Entertainment

Ubud, Bali

$65 4.7%

Annaberg-Buchholz

$64 2.8% 1.7% $1.1

Getting Around

Ubud, Bali

$13 0.9%

Annaberg-Buchholz

$96 4.2% 664% $83

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $888 in Annaberg-Buchholz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1268% higher in Annaberg-Buchholz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $66.0 in Annaberg-Buchholz. Monthly groceries follow the same trend: $290 vs $327 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Annaberg-Buchholz

🕒 Local time

10:57 10:57 AM

04:57 4:57 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

22,248

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,115 IDR (100,000 IDR = 4.97 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Annaberg-Buchholz 11,600 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Annaberg-Buchholz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Annaberg-Buchholz: Cost of Living - Frequently Asked Questions

Annaberg-Buchholz costs about 66% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $3,409 in Annaberg-Buchholz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 567% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $524 in Annaberg-Buchholz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Annaberg-Buchholz at $2,273. In Ubud, Bali it covers expenses comfortably, while in Annaberg-Buchholz it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,273 in Annaberg-Buchholz. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Annaberg-Buchholz makes more sense. Both are solid long-term options with distinct trade-offs.