Cost of Living Comparison Between Ubud, Bali and Annaba Cost of Living Comparison Between Ubud, Bali and Annaba

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $653 in Annaba.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,070 in Annaba.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,488 in Annaba.

Living in Ubud, Bali is roughly 113% more expensive than in Annaba, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Annaba is 51% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.88 DZD 381

23.96%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$33.00 DZD 4,364

-2.06%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.30 DZD 833

-20.48%

Cappuccino

$2.82 Rp 51.0K

$1.42 DZD 187

98.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.76 DZD 100

77.63%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.25 DZD 32.82

192.00%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.94 DZD 256

51.03%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.31 DZD 306

70.56%

Milk (1 liter)

$1.78 Rp 32.1K

$1.01 DZD 134

76.24%

White Bread (500g)

$2.45 Rp 44.2K

$0.30 DZD 40.16

716.67%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.74 DZD 231

-33.91%

Eggs

$2.41 Rp 43.6K

$2.10 DZD 278

14.76%

Local Cheese (1kg)

$14.33 Rp 258.7K

$6.13 DZD 811

133.77%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.00 DZD 662

-16.20%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$20.40 DZD 2,697

-40.88%

Apples (1kg)

$3.64 Rp 65.7K

$3.13 DZD 414

16.29%

Banana (1kg)

$1.57 Rp 28.3K

$3.37 DZD 445

-53.41%

Oranges (1kg)

$2.79 Rp 50.3K

$1.69 DZD 224

65.09%

Tomato (1kg)

$2.24 Rp 40.5K

$0.80 DZD 105

180.00%

Potato (1kg)

$1.98 Rp 35.7K

$0.66 DZD 87.4

200.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.41 DZD 54.0

456.10%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.50 DZD 66.4

110.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.33 DZD 44.22

139.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.05 DZD 404

4.59%

Wine (Bottle)

$23.49 Rp 424.1K

$7.07 DZD 935

232.25%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.28 DZD 170

126.56%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.18 DZD 288

26.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.17 DZD 22.75

58.82%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$17.19 DZD 2,273

-51.31%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.65 DZD 86.5

-30.77%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.36 DZD 47.93

27.78%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$5.31 DZD 702

14.31%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.35 DZD 45.74

145.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.3K DZD 4.3M

-17.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$33.8K DZD 4.5M

-3.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$51.0 DZD 6,746

54.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$11.09 DZD 1,466

-63.12%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$23.37 DZD 3,090

2.05%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$23.13 DZD 3,058

327.06%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$4.77 DZD 630

33.12%

Cinema Ticket

$4.01 Rp 72.3K

$1.95 DZD 258

105.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$39.61 DZD 5,237

650.42%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,538 DZD 467.7K

86.62%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$58.0 DZD 7,669

-7.90%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$41.11 DZD 5,435

-7.30%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$71.3 DZD 9,420

24.42%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$85.0 DZD 11.2K

-9.85%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$174 DZD 23.1K

484.58%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$122 DZD 16.1K

459.38%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$298 DZD 39.4K

1062.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$204 DZD 27.0K

923.49%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$904 DZD 119.5K

201.92%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$609 DZD 80.5K

277.13%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$310 DZD 41.0K

-47.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.75

130.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Annaba: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $174 in Annaba. Housing cost is often the main lever when comparing two cities.

Annaba pays 90% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $33.00 in Annaba. Groceries flip the comparison at $298 vs $213, with Annaba cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Annaba: Cost of Living - Frequently Asked Questions

Annaba is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 113% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 90% lower in Annaba. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $174 in Annaba. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annaba runs roughly 105% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $39.61 in Annaba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $653 in Annaba versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Annaba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Annaba the clear choice for anyone on this budget.

For families, Annaba is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Annaba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Annaba gentler on the wallet – expenses run 113% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.