Cost of Living Comparison Between Ubud, Bali and Annaba Cost of Living Comparison Between Ubud, Bali and Annaba

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $611 in Annaba.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,017 in Annaba.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,423 in Annaba.

Living in Ubud, Bali is roughly 124% more expensive than in Annaba, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Annaba is 55% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.00 DZD 401

14.67%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$32.25 DZD 4,308

12.59%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.38 DZD 853

-10.50%

Cappuccino

$2.67 Rp 47.3K

$0.73 DZD 97.6

265.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.74 DZD 98.7

136.49%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.27 DZD 36.45

222.22%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.27 DZD 169

132.28%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.42 DZD 323

86.78%

Milk (1 liter)

$1.62 Rp 28.7K

$0.98 DZD 131

65.31%

White Bread (500g)

$2.33 Rp 41.3K

$0.26 DZD 34.50

796.15%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.67 DZD 223

-33.53%

Eggs

$2.20 Rp 39.0K

$2.03 DZD 272

8.37%

Local Cheese (1kg)

$17.69 Rp 313.3K

$6.12 DZD 818

189.05%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$4.71 DZD 629

-12.95%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$20.83 DZD 2,782

-41.53%

Apples (1kg)

$3.71 Rp 65.6K

$2.18 DZD 291

70.18%

Banana (1kg)

$1.59 Rp 28.1K

$3.53 DZD 471

-54.96%

Oranges (1kg)

$2.28 Rp 40.4K

$1.16 DZD 155

96.55%

Tomato (1kg)

$1.95 Rp 34.6K

$0.78 DZD 105

150.00%

Potato (1kg)

$1.91 Rp 33.7K

$0.71 DZD 94.5

169.01%

Onion (1kg)

$2.33 Rp 41.3K

$0.40 DZD 53.6

482.50%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.50 DZD 67.0

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.36 DZD 48.29

52.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.17 DZD 424

-29.65%

Wine (Bottle)

$23.07 Rp 408.6K

$7.04 DZD 940

227.70%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.33 DZD 177

81.95%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.72 DZD 230

74.42%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.18 DZD 23.86

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$6.27 DZD 837

43.22%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.59 DZD 78.7

-18.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.43 DZD 57.7

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$5.08 DZD 678

11.02%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.37 DZD 49.61

116.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$35.7K DZD 4.8M

-30.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$34.8K DZD 4.7M

-8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$50.6 DZD 6,753

61.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$9.37 DZD 1,252

-30.74%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$20.88 DZD 2,789

-10.11%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$21.30 DZD 2,845

167.00%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.71 DZD 629

297.66%

Cinema Ticket

$4.54 Rp 80.4K

$6.14 DZD 820

-26.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$39.43 DZD 5,268

1119.05%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$3,274 DZD 437.3K

74.45%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$33.87 DZD 4,524

34.40%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$41.76 DZD 5,578

-14.08%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$70.0 DZD 9,355

14.79%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$84.6 DZD 11.3K

-7.00%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$174 DZD 23.2K

542.27%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$120 DZD 16.1K

479.54%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$301 DZD 40.2K

1108.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$205 DZD 27.4K

746.23%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$947 DZD 126.4K

194.17%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$622 DZD 83.1K

268.04%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$316 DZD 42.2K

-46.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.75

139.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Annaba: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $174 in Annaba. Housing cost is often the main lever when comparing two cities.

Annaba pays 88% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Annaba for a mid-range dinner for two. Groceries echo the gap at $295 vs $206 per month, with Annaba cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Annaba: Cost of Living - Frequently Asked Questions

Annaba is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 124% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 88% lower in Annaba. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $174 in Annaba. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annaba runs roughly 43% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $39.43 in Annaba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $611 in Annaba versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Annaba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Annaba the clear choice for anyone on this budget.

For families, Annaba is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Annaba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Annaba gentler on the wallet – expenses run 124% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.