Cost of Living Comparison Between Ubud, Bali and Annaba Cost of Living Comparison Between Ubud, Bali and Annaba

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $661 in Annaba.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,085 in Annaba.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $1,508 in Annaba.

Living in Ubud, Bali is roughly 111% more expensive than Annaba, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Annaba is 50% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$3.01 DZD 399

12.96%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$32.92 DZD 4,366

-1.64%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$6.48 DZD 859

-22.84%

Cappuccino

$2.82 Rp 50.0K

$1.48 DZD 197

90.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.75 DZD 98.8

84.00%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.25 DZD 33.09

192.00%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.94 DZD 257

53.61%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$2.41 DZD 320

64.73%

Milk (1 liter)

$1.79 Rp 31.8K

$0.99 DZD 132

80.81%

White Bread (500g)

$2.46 Rp 43.7K

$0.28 DZD 36.78

778.57%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.81 DZD 240

-33.70%

Eggs

$2.39 Rp 42.3K

$2.14 DZD 284

11.68%

Local Cheese (1kg)

$14.40 Rp 255.1K

$6.11 DZD 811

135.68%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.91 DZD 650

-12.83%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$20.40 DZD 2,705

-42.06%

Apples (1kg)

$3.78 Rp 67.0K

$3.07 DZD 408

23.13%

Banana (1kg)

$1.63 Rp 28.9K

$3.38 DZD 449

-51.78%

Oranges (1kg)

$2.80 Rp 49.6K

$1.73 DZD 229

61.85%

Tomato (1kg)

$2.26 Rp 40.0K

$0.78 DZD 104

189.74%

Potato (1kg)

$2.00 Rp 35.3K

$0.67 DZD 89.5

198.51%

Onion (1kg)

$2.21 Rp 39.2K

$0.38 DZD 49.81

481.58%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.51 DZD 67.6

109.80%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.34 DZD 44.55

123.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$3.23 DZD 429

-3.10%

Wine (Bottle)

$23.81 Rp 421.9K

$5.97 DZD 792

298.83%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.30 DZD 172

118.46%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.11 DZD 279

31.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.18 DZD 24.17

50.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$17.51 DZD 2,322

-52.20%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.69 DZD 92.1

-34.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.37 DZD 48.59

16.22%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$5.41 DZD 718

10.54%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.34 DZD 45.65

135.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$32.9K DZD 4.4M

-21.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$33.2K DZD 4.4M

-4.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$51.0 DZD 6,765

58.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$10.93 DZD 1,450

-62.12%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$23.03 DZD 3,054

4.73%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$23.63 DZD 3,133

313.67%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$4.55 DZD 604

45.93%

Cinema Ticket

$4.04 Rp 71.5K

$1.96 DZD 260

106.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$38.96 DZD 5,167

662.40%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$3,624 DZD 480.5K

81.87%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$58.4 DZD 7,740

-5.53%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$40.99 DZD 5,436

-6.05%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$70.1 DZD 9,297

22.85%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$87.8 DZD 11.6K

-11.21%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$175 DZD 23.2K

463.15%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$124 DZD 16.4K

437.24%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$301 DZD 39.9K

1045.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$203 DZD 26.9K

907.14%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$943 DZD 125.0K

200.05%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$620 DZD 82.2K

268.33%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$316 DZD 41.9K

-46.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.75

130.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Annaba: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $175 in Annaba. Housing cost is often the main lever when comparing two cities.

Annaba pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $33.00 in Annaba. Groceries flip the comparison at $299 vs $211, with Annaba cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Annaba: Cost of Living - Frequently Asked Questions

Annaba is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 111% gap adds up to real monthly savings that compound significantly over time.

On paper, Annaba earns 87% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $175 in Annaba. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annaba runs roughly 109% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $38.96 in Annaba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $661 in Annaba versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Annaba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Annaba the clear choice for anyone on this budget.

For families, Annaba is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Annaba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Annaba gentler on the wallet – expenses run 111% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.