Cost of Living Comparison Between Ubud, Bali and Annaba Cost of Living Comparison Between Ubud, Bali and Annaba

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $657 in Annaba.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,074 in Annaba.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,491 in Annaba.

Living in Ubud, Bali is roughly 119% more expensive than Annaba, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Annaba is 51% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.02 DZD 400

18.21%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$32.23 DZD 4,271

1.09%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.39 DZD 847

-20.66%

Cappuccino

$2.83 Rp 49.0K

$1.43 DZD 189

97.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.80 DZD 106

67.50%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.27 DZD 36.03

155.56%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.98 DZD 262

51.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.34 DZD 310

64.53%

Milk (1 liter)

$1.74 Rp 30.2K

$0.99 DZD 131

75.76%

White Bread (500g)

$2.54 Rp 44.0K

$0.28 DZD 36.89

807.14%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.79 DZD 237

-33.52%

Eggs

$2.43 Rp 42.0K

$2.06 DZD 273

17.96%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.14 DZD 814

138.76%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.97 DZD 658

-15.90%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$20.91 DZD 2,771

-42.90%

Apples (1kg)

$3.69 Rp 63.9K

$3.05 DZD 404

20.98%

Banana (1kg)

$1.61 Rp 27.8K

$3.54 DZD 469

-54.52%

Oranges (1kg)

$2.69 Rp 46.5K

$1.70 DZD 225

58.24%

Tomato (1kg)

$2.33 Rp 40.4K

$0.78 DZD 104

198.72%

Potato (1kg)

$1.91 Rp 33.0K

$0.66 DZD 87.3

189.39%

Onion (1kg)

$2.19 Rp 37.9K

$0.38 DZD 50.0

476.32%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.54 DZD 72.0

96.30%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.34 DZD 44.57

111.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.05 DZD 404

2.62%

Wine (Bottle)

$23.49 Rp 407.1K

$6.74 DZD 893

248.52%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.29 DZD 172

112.40%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.06 DZD 273

39.81%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.18 DZD 23.72

61.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$17.54 DZD 2,325

-53.42%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.66 DZD 88.0

-31.82%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.34 DZD 44.56

23.53%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$5.45 DZD 723

13.03%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.38 DZD 49.90

121.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.4K DZD 4.3M

-18.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$33.1K DZD 4.4M

-1.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$50.6 DZD 6,703

55.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$11.08 DZD 1,468

-64.35%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$22.85 DZD 3,028

6.78%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$23.52 DZD 3,117

310.46%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.55 DZD 603

39.56%

Cinema Ticket

$4.04 Rp 70.0K

$1.92 DZD 254

110.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$39.84 DZD 5,279

659.61%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,627 DZD 480.6K

79.83%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$58.3 DZD 7,727

-7.67%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$41.03 DZD 5,436

-7.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$69.4 DZD 9,199

24.96%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$87.4 DZD 11.6K

-9.73%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$171 DZD 22.6K

493.57%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$120 DZD 15.9K

461.43%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$298 DZD 39.5K

1038.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$209 DZD 27.7K

902.59%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$931 DZD 123.4K

220.57%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$628 DZD 83.2K

272.53%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$319 DZD 42.2K

-45.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.75

130.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Annaba: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $171 in Annaba. Housing cost is often the main lever when comparing two cities.

Annaba pays 84% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $32.00 in Annaba for a mid-range dinner for two. Groceries echo the gap at $298 vs $214 per month, with Annaba cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Annaba: Cost of Living - Frequently Asked Questions

Annaba is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 119% gap adds up to real monthly savings that compound significantly over time.

On paper, Annaba earns 84% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $171 in Annaba. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annaba runs roughly 115% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $39.84 in Annaba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $657 in Annaba versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Annaba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Annaba the clear choice for anyone on this budget.

For families, Annaba is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Annaba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Annaba gentler on the wallet – expenses run 119% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.