Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Anna, TX

For one person, living is cheaper in Ubud, Bali: $1,369 a month against $3,373 in Anna, TX, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
160

Cost of Living Index in Anna, TX
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Anna, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,369

/mo nomad

Anna, TX

🇺🇸 United States

$3,373

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Anna, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Anna, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,369 in Ubud, Bali versus $3,373 in Anna, TX.

Ubud, Bali $1,369
Anna, TX $3,373

Estimated couple costs with rent: $2,302 in Ubud, Bali versus $5,177 in Anna, TX.

Ubud, Bali $2,302
Anna, TX $5,177

Monthly costs for a family of three with rent: $3,236 in Ubud, Bali versus $6,981 in Anna, TX.

Ubud, Bali $3,236
Anna, TX $6,981

Living in Ubud, Bali costs roughly 59% less than in Anna, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Anna, TX 152% above.

Meal at Budget Restaurant

$3.37 Rp 60.8K

$20.21 $20.21

-83.33%

Three-Course Dinner for Two, Mid-Range

$34.50 Rp 622.5K

$79.6 $79.6

-56.64%

Fast Food Meal (McDonalds, etc)

$5.69 Rp 102.6K

$15.15 $15.15

-62.44%

Cappuccino

$2.72 Rp 49.1K

$5.32 $5.32

-48.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 Rp 28.1K

$2.67 $2.67

-41.57%

Water (0.33 liter bottle)

$0.63 Rp 11.4K

$2.27 $2.27

-72.25%

Local Beer (0.5 liter draught)

$2.71 Rp 49.0K

$5.84 $5.84

-53.60%

Imported Beer (0.33 liter bottle)

$4.33 Rp 78.1K

$9.24 $9.24

-53.14%

Milk (1 liter)

$1.48 Rp 26.7K

$1.01 $1.01

46.53%

White Bread (500g)

$2.29 Rp 41.3K

$3.49 $3.49

-34.38%

Rice (white) (1kg)

$1.09 Rp 19.7K

$3.59 $3.59

-69.64%

Eggs

$2.07 Rp 37.4K

$3.77 $3.77

-45.09%

Local Cheese (1kg)

$15.73 Rp 283.9K

$12.74 $12.74

23.47%

Chicken Fillets (1kg)

$4.04 Rp 73.0K

$10.79 $10.79

-62.56%

Beef Round Steak (1kg)

$11.21 Rp 202.2K

$16.81 $16.81

-33.31%

Apples (1kg)

$3.67 Rp 66.2K

$4.32 $4.32

-15.05%

Banana (1kg)

$1.58 Rp 28.5K

$1.80 $1.80

-12.22%

Oranges (1kg)

$2.35 Rp 42.3K

$4.49 $4.49

-47.66%

Tomato (1kg)

$1.98 Rp 35.8K

$4.09 $4.09

-51.59%

Potato (1kg)

$1.87 Rp 33.8K

$3.84 $3.84

-51.30%

Onion (1kg)

$2.38 Rp 43.0K

$3.00 $3.00

-20.67%

Lettuce (1 head)

$1.02 Rp 18.5K

$2.04 $2.04

-50.00%

Water (1.5 liter bottle)

$0.53 Rp 9,583

$2.46 $2.46

-78.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 Rp 39.8K

$9.61 $9.61

-77.00%

Wine (Bottle)

$21.60 Rp 389.8K

$14.24 $14.24

51.69%

Local Beer (0.5 liter bottle)

$2.38 Rp 42.9K

$1.81 $1.81

31.49%

Imported Beer (0.33 liter bottle)

$2.89 Rp 52.2K

$3.93 $3.93

-26.46%

One-way Ticket (Public Transport)

$0.23 Rp 4,130

$3.82 $3.82

-93.98%

Public Transport Monthly Pass (Regular Price)

$9.73 Rp 175.6K

$63.6 $63.6

-84.70%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$2.67 $2.67

-83.52%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,415

$1.23 $1.23

-61.79%

Taxi 1hour Waiting (Normal Tariff)

$5.61 Rp 101.2K

$29.88 $29.88

-81.22%

Gasoline (1 liter)

$0.89 Rp 16.1K

$0.94 $0.94

-5.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 441.5M

$26.8K $26.8K

-8.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K Rp 582.2M

$26.2K $26.2K

23.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.1 Rp 1.4M

$189 $189

-59.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.43 Rp 116.0K

$86.3 $86.3

-92.55%

Internet (50+ Mbps, Unlimited Data)

$19.33 Rp 348.8K

$95.3 $95.3

-79.71%

Gym Membership (Monthly)

$79.1 Rp 1.4M

$42.74 $42.74

85.10%

Tennis Court (1 Hour on Weekend)

$18.70 Rp 337.4K

$20.31 $20.31

-7.93%

Cinema Ticket

$4.28 Rp 77.3K

$9.84 $9.84

-56.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 Rp 8.8M

$1,543 $1,543

-68.35%

International Primary School, 1 Child (Yearly)

$12.4K Rp 223.6M

$19.7K $19.7K

-37.16%

Jeans (Levis 501 Or Similar)

$45.14 Rp 814.5K

$54.6 $54.6

-17.34%

Summer Dress (H&M, Zara, etc)

$35.54 Rp 641.4K

$43.78 $43.78

-18.82%

Sport Shoes (Adidas, Nike)

$78.8 Rp 1.4M

$106 $106

-25.66%

Men's Leather Business Shoes

$77.7 Rp 1.4M

$141 $141

-44.73%

1-bedroom Apartment, City Center (Monthly)

$1,093 Rp 19.7M

$2,210 $2,210

-50.55%

1-bedroom Apartment, Outside City Center (Monthly)

$670 Rp 12.1M

$1,970 $1,970

-65.98%

3-bedroom Apartment, City Center (Monthly)

$3,476 Rp 62.7M

$3,399 $3,399

2.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,661 Rp 30.0M

$3,882 $3,882

-57.21%

Buy Apartment in City Center (m2)

$2,381 Rp 43.0M

$2,914 $2,914

-18.30%

Buy Apartment Outside City Center (m2)

$2,186 Rp 39.5M

$2,312 $2,312

-5.43%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$10.1K $10.1K

-98.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.45

113.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 10, 2026

Last update for Anna, TX: November 9, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$670 49%

Anna, TX

$2K 58.4% 194% $1.3K

Groceries & Markets

Ubud, Bali

$280 20.5%

Anna, TX

$389 11.5% 38.6% $108

Eating Out

Ubud, Bali

$108 7.9%

Anna, TX

$338 10% 214% $231

Clothing & Footwear

Ubud, Bali

$107 7.8%

Anna, TX

$155 4.6% 45.4% $49

Monthly Utilities & Internet

Ubud, Bali

$103 7.5%

Anna, TX

$371 11% 261% $268

Sport & Entertainment

Ubud, Bali

$88 6.4%

Anna, TX

$62 1.9% 28.8% $25

Getting Around

Ubud, Bali

$13 1%

Anna, TX

$88 2.6% 553% $74

Cost Breakdown

A one-bedroom apartment in the center runs $1,093 in Ubud, Bali and $2,210 in Anna, TX. Housing cost is often the main lever when comparing two cities.

Anna, TX pays about 61 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $34 in Ubud, Bali vs $80 in Anna, TX for a mid-range dinner for two. Groceries echo the gap at $280 vs $389 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Anna, TX

🕒 Local time

09:34 9:34 AM

19:34 7:34 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,243

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 11, 2026: 1 USD = 18,045 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,248 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Anna, TX 15,740 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Anna, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Anna, TX: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 59% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,093 in Ubud, Bali versus $2,210 in Anna, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Anna, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $34 versus $80 in Anna, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Anna, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.