Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and An Nasiriyah

For one person, living is cheaper in An Nasiriyah: $730 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in An Nasiriyah
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An Nasiriyah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

An Nasiriyah

🇮🇶 Iraq

$730

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in An Nasiriyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in An Nasiriyah actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $730 in An Nasiriyah, rent included.

Ubud, Bali $1,368
An Nasiriyah $730

A couple spends around $2,314 per month in Ubud, Bali vs $1,020 in An Nasiriyah, rent included.

Ubud, Bali $2,314
An Nasiriyah $1,020

A family of three spends $3,260 per month in Ubud, Bali vs $1,311 in An Nasiriyah, rent included.

Ubud, Bali $3,260
An Nasiriyah $1,311

Ubud, Bali costs about 87% more than An Nasiriyah, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while An Nasiriyah is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.79 IQD 4,210

19.35%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.54 IQD 15.9K

233.78%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.05 IQD 9,137

-4.13%

Cappuccino

$2.73 Rp 49.1K

$2.38 IQD 3,593

14.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.34 IQD 515

382.35%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.15 IQD 221

453.33%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.25 IQD 4,917

-16.92%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.24 IQD 4,897

32.72%

Milk (1 liter)

$1.50 Rp 27.1K

$0.81 IQD 1,221

85.19%

White Bread (500g)

$2.30 Rp 41.4K

$0.63 IQD 959

265.08%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.85 IQD 1,290

38.82%

Eggs

$2.14 Rp 38.6K

$1.61 IQD 2,437

32.92%

Local Cheese (1kg)

$17.48 Rp 314.6K

$2.50 IQD 3,785

599.20%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.76 IQD 5,676

7.18%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$8.40 IQD 12.7K

45.60%

Apples (1kg)

$3.55 Rp 63.9K

$1.02 IQD 1,538

248.04%

Banana (1kg)

$1.57 Rp 28.3K

$0.98 IQD 1,473

60.20%

Oranges (1kg)

$2.24 Rp 40.2K

$0.69 IQD 1,036

224.64%

Tomato (1kg)

$1.93 Rp 34.7K

$0.39 IQD 597

394.87%

Potato (1kg)

$1.88 Rp 33.9K

$0.32 IQD 478

487.50%

Onion (1kg)

$2.29 Rp 41.3K

$0.47 IQD 709

387.23%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.51 IQD 777

94.12%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.43 IQD 655

23.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.33 IQD 2,010

71.43%

Wine (Bottle)

$23.01 Rp 414.2K

$11.93 IQD 18.0K

92.88%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.89 IQD 2,854

23.81%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.89 IQD 2,854

53.97%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.26 IQD 396

-7.69%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$18.55 IQD 28.0K

-52.45%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.93 IQD 2,914

-75.13%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.28 IQD 1,941

-64.06%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.92 IQD 2,907

183.85%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.57 IQD 867

54.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$16.2K IQD 24.5M

51.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$16.0K IQD 24.2M

95.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$190 IQD 287.3K

-56.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$17.43 IQD 26.3K

-62.99%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$36.64 IQD 55.4K

-49.32%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$16.38 IQD 24.8K

240.78%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$9.83 IQD 14.9K

-55.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$144 IQD 217.8K

242.09%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,975 IQD 4.5M

93.41%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$9.64 IQD 14.6K

379.15%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$28.66 IQD 43.3K

23.27%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$23.00 IQD 34.8K

243.87%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$32.42 IQD 49.0K

141.80%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$200 IQD 301.8K

472.04%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$148 IQD 223.9K

355.90%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$427 IQD 645.6K

719.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$292 IQD 440.9K

482.55%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$613 IQD 926.9K

353.85%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$610 IQD 921.7K

267.31%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$659 IQD 995.6K

-75.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for An Nasiriyah: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

An Nasiriyah

$148 20.3% 78.1% $527

Groceries & Markets

Ubud, Bali

$290 21.2%

An Nasiriyah

$138 18.9% 52.6% $153

Eating Out

Ubud, Bali

$109 8%

An Nasiriyah

$94 12.8% 13.9% $15

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

An Nasiriyah

$244 33.5% 126% $136

Clothing & Footwear

Ubud, Bali

$108 7.9%

An Nasiriyah

$42 5.8% 60.8% $65

Sport & Entertainment

Ubud, Bali

$65 4.7%

An Nasiriyah

$36 4.9% 44.2% $29

Getting Around

Ubud, Bali

$13 0.9%

An Nasiriyah

$28 3.8% 123% $15

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $200 in An Nasiriyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 300% higher in An Nasiriyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $11.00 in An Nasiriyah. Monthly groceries follow the same trend: $290 vs $138 – making An Nasiriyah the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 An Nasiriyah

🕒 Local time

13:08 1:08 PM

08:08 8:08 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

745,000

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.93 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.88 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,268 IDR (100,000 IDR = 4.93 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,701 IQD (10,000 IQD = 5.88 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali An Nasiriyah 8,550 km ≈ 11 h nonstop flight

From you

Ubud, Bali
An Nasiriyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs An Nasiriyah: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $730 in An Nasiriyah – roughly 87% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,095 in An Nasiriyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Nasiriyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 110% less in An Nasiriyah. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $144 in An Nasiriyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in An Nasiriyah, where all-in costs run around $730, than in Ubud, Bali at $1,368. In An Nasiriyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $730 in An Nasiriyah to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Nasiriyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.