Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Amsterdam

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,517 in Amsterdam, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
170

Cost of Living Index in Amsterdam
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Amsterdam Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Amsterdam

🇳🇱 Netherlands

$3,517

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Amsterdam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Amsterdam actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,517 in Amsterdam, rent included.

Ubud, Bali $1,349
Amsterdam $3,517

A couple spends around $2,305 per month in Ubud, Bali vs $5,063 in Amsterdam, rent included.

Ubud, Bali $2,305
Amsterdam $5,063

A family of three spends $3,261 per month in Ubud, Bali vs $6,608 in Amsterdam, rent included.

Ubud, Bali $3,261
Amsterdam $6,608

Ubud, Bali is about 62% cheaper than Amsterdam, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$22.34 €19.93

-85.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$88.6 €79.0

-59.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$14.80 €13.20

-62.64%

Cappuccino

$2.72 Rp 49.3K

$4.65 €4.15

-41.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.69 €3.29

-53.93%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.90 €2.58

-73.79%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$7.92 €7.07

-66.54%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.54 €5.83

-33.03%

Milk (1 liter)

$1.49 Rp 27.1K

$1.44 €1.28

3.47%

White Bread (500g)

$2.28 Rp 41.3K

$2.40 €2.14

-5.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.50 €2.23

-52.40%

Eggs

$2.04 Rp 36.9K

$5.15 €4.60

-60.39%

Local Cheese (1kg)

$17.70 Rp 321.2K

$16.90 €15.08

4.73%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.73 €11.36

-68.89%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$22.87 €20.41

-46.70%

Apples (1kg)

$3.66 Rp 66.3K

$2.75 €2.45

33.09%

Banana (1kg)

$1.52 Rp 27.5K

$2.74 €2.44

-44.53%

Oranges (1kg)

$2.23 Rp 40.4K

$2.74 €2.45

-18.61%

Tomato (1kg)

$1.97 Rp 35.8K

$3.86 €3.44

-48.96%

Potato (1kg)

$1.85 Rp 33.5K

$2.52 €2.25

-26.59%

Onion (1kg)

$2.42 Rp 44.0K

$1.65 €1.47

46.67%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.51 €1.34

-34.44%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.69 €1.51

-69.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$14.52 €12.95

-84.71%

Wine (Bottle)

$22.24 Rp 403.6K

$8.60 €7.67

158.60%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.78 €1.59

26.97%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.51 €2.24

18.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$3.70 €3.30

-93.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$117 €104

-93.29%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.69 €4.18

-90.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.42 €3.05

-87.43%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$39.00 €34.80

-86.13%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.56 €2.28

-67.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$40.6K €36.2K

-41.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$38.9K €34.7K

-18.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$306 €273

-74.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$22.66 €20.22

-71.54%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$52.8 €47.13

-64.83%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$55.0 €49.04

-9.97%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$35.66 €31.82

-50.50%

Cinema Ticket

$4.27 Rp 77.6K

$16.48 €14.71

-74.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,778 €2,478

-82.34%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$17.0K €15.1K

-66.54%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$92.7 €82.7

-51.84%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$41.28 €36.83

-15.33%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$101 €90.5

-21.20%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$134 €120

-40.73%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,642 €2,357

-57.43%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,989 €1,775

-66.24%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$4,165 €3,716

-14.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$3,251 €2,900

-46.99%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$10.6K €9,416

-74.12%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$6,734 €6,008

-66.08%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,625 €4,126

-96.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.3

317.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Amsterdam: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Amsterdam

$2K 56.6% 196% $1.3K

Groceries & Markets

Ubud, Bali

$288 21.4%

Amsterdam

$381 10.8% 32% $92

Eating Out

Ubud, Bali

$108 8%

Amsterdam

$358 10.2% 232% $250

Clothing & Footwear

Ubud, Bali

$108 8%

Amsterdam

$166 4.7% 54.6% $59

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Amsterdam

$382 10.9% 267% $278

Sport & Entertainment

Ubud, Bali

$58 4.3%

Amsterdam

$88 2.5% 51.5% $30

Getting Around

Ubud, Bali

$11 0.9%

Amsterdam

$153 4.4% 1241% $142

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,642 in Amsterdam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Amsterdam are about 28 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $89 in Amsterdam. Monthly groceries follow the same trend: $288 vs $381 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇱 Amsterdam

🕒 Local time

03:47 3:47 AM

20:47 8:47 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

881,933 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Amsterdam 12,130 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Amsterdam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Amsterdam: Cost of Living - Frequently Asked Questions

Yes – Amsterdam is pricier by about 161%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $5,276 in Amsterdam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,642 in Amsterdam.

Public transport costs about 93% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $2,778 in Amsterdam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,517 in Amsterdam. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.