Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Americana

For one person, living is cheaper in Americana: $836 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Americana
Learn more

Americana Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Americana

🇧🇷 Brazil

$836

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Americana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Americana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $836 in Americana.

Ubud, Bali $1,349
Americana $836

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,319 in Americana.

Ubud, Bali $2,305
Americana $1,319

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,802 in Americana.

Ubud, Bali $3,261
Americana $1,802

Living in Ubud, Bali is roughly 61% more expensive than in Americana, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$5.70 R$30.50

-41.75%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$22.50 R$120

58.40%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.47 R$39.96

-25.97%

Cappuccino

$2.72 Rp 49.4K

$1.85 R$9.91

47.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.71 R$9.16

-0.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.16 R$6.22

-34.48%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.39 R$7.41

90.65%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.26 R$12.06

93.81%

Milk (1 liter)

$1.49 Rp 27.1K

$0.95 R$5.08

56.84%

White Bread (500g)

$2.28 Rp 41.4K

$1.60 R$8.58

42.50%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.17 R$6.25

1.71%

Eggs

$2.04 Rp 37.0K

$2.02 R$10.78

0.99%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.49 R$45.42

108.48%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.94 R$21.05

0.51%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$8.10 R$43.29

50.49%

Apples (1kg)

$3.66 Rp 66.4K

$2.07 R$11.06

76.81%

Banana (1kg)

$1.52 Rp 27.6K

$1.24 R$6.63

22.58%

Oranges (1kg)

$2.23 Rp 40.5K

$1.12 R$5.99

99.11%

Tomato (1kg)

$1.97 Rp 35.9K

$1.43 R$7.66

37.76%

Potato (1kg)

$1.85 Rp 33.6K

$1.12 R$5.98

65.18%

Onion (1kg)

$2.42 Rp 44.1K

$1.01 R$5.40

139.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.71 R$3.79

39.44%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.76 R$4.05

-32.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.09 R$11.16

6.22%

Wine (Bottle)

$22.24 Rp 404.2K

$8.41 R$44.97

164.45%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.17 R$6.27

93.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.98 R$10.57

50.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.98 R$5.22

-74.49%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$41.09 R$220

-80.97%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.24 R$6.64

-64.52%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.85 R$4.56

-49.41%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$7.49 R$40.03

-27.77%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 R$5.79

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$21.7K R$116.1K

9.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$30.9K R$165.1K

2.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$51.0 R$272

55.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$11.30 R$60.4

-42.92%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$20.28 R$108

-8.38%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$17.63 R$94.3

180.66%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$26.29 R$141

-32.86%

Cinema Ticket

$4.27 Rp 77.7K

$6.65 R$35.56

-35.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$262 R$1,402

87.04%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,752 R$36.1K

-15.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$75.8 R$405

-41.10%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$63.7 R$340

-45.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$104 R$555

-22.96%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$81.5 R$436

-2.53%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$340 R$1,819

230.66%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$232 R$1,240

189.54%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$626 R$3,350

468.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$443 R$2,368

289.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,550 R$8,287

76.25%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,149 R$6,143

98.81%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$703 R$3,758

-76.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Americana: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Americana

$232 27.7% 65.5% $440

Groceries & Markets

Ubud, Bali

$288 21.4%

Americana

$181 21.7% 37.2% $107

Eating Out

Ubud, Bali

$108 8%

Americana

$113 13.5% 5.2% $5.5

Clothing & Footwear

Ubud, Bali

$108 8%

Americana

$146 17.5% 35.9% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Americana

$83 9.9% 20.7% $22

Sport & Entertainment

Ubud, Bali

$58 4.3%

Americana

$31 3.7% 46.7% $27

Getting Around

Ubud, Bali

$11 0.9%

Americana

$51 6% 342% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $340 in Americana. Housing cost is often the main lever when comparing two cities.

Americana pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $23 in Americana for a mid-range dinner for two. Groceries echo the gap at $288 vs $181 per month, with Americana cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Americana

🕒 Local time

06:14 6:14 AM

19:14 7:14 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

237,240

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.187 USD

1 BRL = 0.168 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of October 28, 2026: 1 USD = 5.35 BRL (1 BRL = 0.187 USD). 1 EUR = 5.95 BRL (1 BRL = 0.168 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Americana 16,060 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Americana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Americana: Cost of Living - Frequently Asked Questions

Americana wins on cost – living expenses run 38% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Americana the obvious pick if budget is a priority.

On paper, salaries run 77% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $340 in Americana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 81% less than in Americana. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $262 in Americana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $800. Americana is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.