Cost of Living Comparison Between Ubud, Bali and Americana Cost of Living Comparison Between Ubud, Bali and Americana

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $866 in Americana.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,373 in Americana.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,880 in Americana.

Living in Ubud, Bali is roughly 59% more expensive than in Americana, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Americana is 37% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.90 R$30.23

-43.56%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$23.26 R$119

54.00%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.58 R$38.84

-25.73%

Cappuccino

$2.82 Rp 49.7K

$1.92 R$9.82

46.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.76 R$9.00

-0.57%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.23 R$6.33

-34.96%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.49 R$7.64

104.03%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.37 R$12.13

81.43%

Milk (1 liter)

$1.61 Rp 28.3K

$1.04 R$5.34

54.81%

White Bread (500g)

$2.27 Rp 39.9K

$1.60 R$8.18

41.87%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.21 R$6.19

-3.31%

Eggs

$2.17 Rp 38.2K

$2.08 R$10.64

4.33%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.41 R$48.25

87.35%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.16 R$21.34

-2.64%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.07 R$41.35

50.93%

Apples (1kg)

$3.62 Rp 63.7K

$2.12 R$10.86

70.75%

Banana (1kg)

$1.64 Rp 28.8K

$1.25 R$6.41

31.20%

Oranges (1kg)

$2.31 Rp 40.6K

$1.18 R$6.06

95.76%

Tomato (1kg)

$1.96 Rp 34.5K

$1.41 R$7.22

39.01%

Potato (1kg)

$1.84 Rp 32.5K

$1.22 R$6.27

50.82%

Onion (1kg)

$2.37 Rp 41.7K

$1.08 R$5.52

119.44%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.78 R$3.98

34.62%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.75 R$3.85

-28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.29 R$11.72

0.44%

Wine (Bottle)

$23.08 Rp 406.4K

$8.50 R$43.55

171.53%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.21 R$6.18

93.39%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.03 R$10.42

51.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.00 R$5.13

-75.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$43.09 R$221

-78.14%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.23 R$6.29

-60.16%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.81 R$4.17

-41.98%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$7.58 R$38.86

-26.12%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.12 R$5.76

-27.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$22.8K R$117.1K

9.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$31.5K R$161.4K

-1.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$52.4 R$268

57.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$12.04 R$61.7

-46.10%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$21.93 R$112

-14.32%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$18.44 R$94.5

199.57%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$26.37 R$135

-30.94%

Cinema Ticket

$4.30 Rp 75.7K

$6.55 R$33.59

-34.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$290 R$1,489

70.13%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,414 R$38.0K

-20.19%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$76.9 R$394

-39.82%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$65.9 R$338

-44.70%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$108 R$553

-25.19%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$84.4 R$433

-6.67%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$337 R$1,728

230.52%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$231 R$1,184

200.14%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$655 R$3,356

455.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$450 R$2,307

280.48%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,602 R$8,213

72.30%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,113 R$5,703

106.07%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$743 R$3,806

-77.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.12

23.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Americana: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $337 in Americana. Housing cost is often the main lever when comparing two cities.

Americana pays 344% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $23.00 in Americana for a mid-range dinner for two. Groceries echo the gap at $294 vs $188 per month, with Americana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Americana: Cost of Living - Frequently Asked Questions

Americana wins on cost – living expenses run 59% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Americana the obvious pick if budget is a priority.

On paper, salaries run 344% lower in Americana. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $337 in Americana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Americana runs roughly 357% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $494 in Ubud, Bali versus $290 in Americana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $866 in Americana versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Americana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Americana the clear choice for anyone on this budget.

Both work as nomad bases, but Americana delivers better value – similar infrastructure at $866 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Americana hard to pass up.

Safety-wise, Ubud, Bali and Americana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Americana gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.