😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $772 in Americana.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,245 in Americana.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,718 in Americana.
😐Living in Ubud, Bali is roughly 82% more expensive than Americana, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Americana is 43% below.
Currency
🍽 Eating Out
Ubud, Bali
Americana
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
$5.52R$27.96
-35.33%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
$21.45R$109
51.52%
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
$7.27R$36.80
-33.15%
Cappuccino
$2.75Rp 49.2K
$1.81R$9.17
51.93%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
$1.64R$8.29
-19.51%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$1.17R$5.90
-40.17%
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
$1.32R$6.66
120.45%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
$2.22R$11.26
70.72%
🛒 Groceries & Markets
Ubud, Bali
Americana
Difference
Milk(1 liter)
$1.71Rp 30.6K
$0.93R$4.70
83.87%
White Bread(500g)
$2.47Rp 44.3K
$1.50R$7.58
64.67%
Rice(white)(1kg)
$1.20Rp 21.5K
$1.15R$5.81
4.35%
Eggs
$2.44Rp 43.8K
$2.04R$10.32
19.61%
Local Cheese(1kg)
$14.38Rp 257.7K
$8.05R$40.74
78.63%
Chicken Fillets(1kg)
$4.31Rp 77.1K
$3.60R$18.24
19.72%
Beef Round Steak(1kg)
$12.21Rp 218.7K
$7.14R$36.14
71.01%
Apples(1kg)
$3.68Rp 66.0K
$2.15R$10.90
71.16%
Banana(1kg)
$1.55Rp 27.8K
$1.25R$6.34
24.00%
Oranges(1kg)
$2.79Rp 49.9K
$1.20R$6.09
132.50%
Tomato(1kg)
$2.33Rp 41.8K
$1.37R$6.93
70.07%
Potato(1kg)
$1.97Rp 35.3K
$1.14R$5.76
72.81%
Onion(1kg)
$2.31Rp 41.4K
$1.06R$5.38
117.92%
Lettuce(1 head)
$1.06Rp 19.1K
$0.69R$3.50
53.62%
Water(1.5 liter bottle)
$0.73Rp 13.1K
$0.67R$3.40
8.96%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
$2.12R$10.75
54.72%
Wine(Bottle)
$22.79Rp 408.4K
$8.84R$44.75
157.81%
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
$1.21R$6.14
132.23%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
$2.08R$10.55
33.65%
🚌 Getting Around
Ubud, Bali
Americana
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
$0.88R$4.46
-67.05%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
$38.62R$196
-79.13%
Taxi Start(Normal Tariff)
$0.45Rp 8,047
$1.10R$5.55
-59.09%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
$0.71R$3.59
-36.62%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
$6.54R$33.10
-4.59%
Gasoline(1 liter)
$0.85Rp 15.2K
$1.06R$5.35
-19.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$21.0KR$106.6K
23.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$27.6KR$139.6K
14.77%
🧾 Monthly Utilities & Internet
Ubud, Bali
Americana
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
$49.56R$251
62.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
$13.75R$69.6
-70.47%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
$20.20R$102
20.89%
🎉 Sport & Entertainment
Ubud, Bali
Americana
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$17.09R$86.5
471.50%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
$21.67R$110
-70.24%
Cinema Ticket
$4.04Rp 72.4K
$6.35R$32.14
-36.38%
🧸 Childcare & Education
Ubud, Bali
Americana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$267R$1,354
13.67%
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
$6,559R$33.2K
0.94%
👕👟 Clothing & Footwear
Ubud, Bali
Americana
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
$49.53R$251
9.49%
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
$42.21R$214
-8.13%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$98.0R$496
-12.06%
Men's Leather Business Shoes
$76.7Rp 1.4M
$79.7R$404
-3.84%
🏠 Accommodation & Living
Ubud, Bali
Americana
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$311R$1,575
216.73%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$215R$1,087
206.44%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$584R$2,956
477.16%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$422R$2,137
389.45%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$1,510R$7,643
81.59%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$1,112R$5,630
100.29%
💵 Salaries & Financials
Ubud, Bali
Americana
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
$726R$3,676
-77.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
10.92
21.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Americana: June 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $311 in Americana. Housing cost is often the main lever when comparing two cities.
💰Americana pays 344% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $21.00 in Americana for a mid-range dinner for two. Groceries echo the gap at $297 vs $175 per month, with Americana cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Americana: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Americana?
Americana wins on cost – living expenses run 82% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Americana the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Americana?
On paper, Americana earns 344% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Americana?
Rent for a central apartment: $986 in Ubud, Bali versus $311 in Americana. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Americana?
A monthly transit pass in Americana runs roughly 379% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Americana?
Childcare runs $304 in Ubud, Bali versus $267 in Americana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Americana?
At $772 in Americana versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Americana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Americana the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Americana?
Both work as nomad bases, but Americana delivers better value – similar infrastructure at $772 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Americana hard to pass up.
How safe is Ubud, Bali compared to Americana?
Safety-wise, Ubud, Bali and Americana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Americana gentler on the wallet – expenses run 82% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared