Cost of Living Comparison Between Ubud, Bali and Americana Cost of Living Comparison Between Ubud, Bali and Americana

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $778 in Americana.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,241 in Americana.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,705 in Americana.

Living in Ubud, Bali is roughly 81% more expensive than Americana, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Americana is 42% below.

Currency
🍽 Eating Out
Ubud, Bali
Americana
Difference
Meal at Budget Restaurant
$3.42 Rp 58.7K
$5.43 R$26.98
-37.02%
Three-Course Dinner for Two, Mid-Range
$32.96 Rp 566.5K
$21.46 R$107
53.59%
Fast Food Meal (McDonalds, etc)
$5.08 Rp 87.3K
$7.35 R$36.54
-30.88%
Cappuccino
$2.82 Rp 48.5K
$1.81 R$8.99
55.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.5K
$1.70 R$8.43
-19.41%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$1.16 R$5.77
-38.79%
Local Beer (0.5 liter draught)
$2.97 Rp 51.0K
$1.32 R$6.54
125.00%
Imported Beer (0.33 liter bottle)
$3.91 Rp 67.2K
$2.13 R$10.60
83.57%
🛒 Groceries & Markets
Ubud, Bali
Americana
Difference
Milk (1 liter)
$1.75 Rp 30.0K
$1.02 R$5.05
71.57%
White Bread (500g)
$2.52 Rp 43.2K
$1.52 R$7.56
65.79%
Rice (white) (1kg)
$1.21 Rp 20.8K
$1.15 R$5.71
5.22%
Eggs
$2.33 Rp 40.1K
$2.04 R$10.13
14.22%
Local Cheese (1kg)
$14.50 Rp 249.2K
$8.37 R$41.60
73.24%
Chicken Fillets (1kg)
$4.36 Rp 74.9K
$3.75 R$18.63
16.27%
Beef Round Steak (1kg)
$12.05 Rp 207.0K
$7.04 R$35.00
71.16%
Apples (1kg)
$3.82 Rp 65.6K
$2.14 R$10.64
78.50%
Banana (1kg)
$1.61 Rp 27.7K
$1.24 R$6.17
29.84%
Oranges (1kg)
$2.70 Rp 46.5K
$1.20 R$5.95
125.00%
Tomato (1kg)
$2.23 Rp 38.3K
$1.33 R$6.62
67.67%
Potato (1kg)
$1.90 Rp 32.6K
$1.19 R$5.89
59.66%
Onion (1kg)
$2.18 Rp 37.5K
$1.11 R$5.52
96.40%
Lettuce (1 head)
$1.03 Rp 17.7K
$0.75 R$3.72
37.33%
Water (1.5 liter bottle)
$0.77 Rp 13.3K
$0.61 R$3.05
26.23%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 54.7K
$2.08 R$10.34
52.88%
Wine (Bottle)
$23.23 Rp 399.2K
$9.17 R$45.55
153.33%
Local Beer (0.5 liter bottle)
$2.85 Rp 48.9K
$1.25 R$6.22
128.00%
Imported Beer (0.33 liter bottle)
$2.72 Rp 46.7K
$2.08 R$10.35
30.77%
🚌 Getting Around
Ubud, Bali
Americana
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,022
$0.86 R$4.30
-66.28%
Public Transport Monthly Pass (Regular Price)
$8.43 Rp 144.8K
$39.02 R$194
-78.40%
Taxi Start (Normal Tariff)
$0.49 Rp 8,344
$1.07 R$5.31
-54.21%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,812
$0.75 R$3.71
-40.00%
Taxi 1hour Waiting (Normal Tariff)
$6.28 Rp 107.8K
$6.21 R$30.89
1.13%
Gasoline (1 liter)
$0.85 Rp 14.6K
$1.10 R$5.45
-22.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.8M
$20.6K R$102.3K
26.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K Rp 541.8M
$27.9K R$138.7K
12.96%
🧾 Monthly Utilities & Internet
Ubud, Bali
Americana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.8 Rp 1.4M
$48.59 R$242
64.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 70.3K
$13.63 R$67.8
-69.99%
Internet (50+ Mbps, Unlimited Data)
$24.06 Rp 413.6K
$20.43 R$102
17.77%
🎉 Sport & Entertainment
Ubud, Bali
Americana
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$17.01 R$84.5
465.49%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 112.2K
$21.59 R$107
-69.75%
Cinema Ticket
$4.13 Rp 71.1K
$6.31 R$31.38
-34.55%
🧸 Childcare & Education
Ubud, Bali
Americana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.1M
$268 R$1,334
10.58%
International Primary School, 1 Child (Yearly)
$6,661 Rp 114.5M
$6,552 R$32.6K
1.67%
👕👟 Clothing & Footwear
Ubud, Bali
Americana
Difference
Jeans (Levis 501 Or Similar)
$55.0 Rp 944.5K
$50.0 R$249
9.90%
Summer Dress (H&M, Zara, etc)
$38.75 Rp 666.0K
$42.67 R$212
-9.19%
Sport Shoes (Adidas, Nike)
$89.6 Rp 1.5M
$98.0 R$487
-8.55%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$79.3 R$394
-0.50%
🏠 Accommodation & Living
Ubud, Bali
Americana
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 Rp 17.5M
$321 R$1,595
217.21%
1-bedroom Apartment, Outside City Center (Monthly)
$660 Rp 11.3M
$215 R$1,067
207.25%
3-bedroom Apartment, City Center (Monthly)
$3,435 Rp 59.0M
$591 R$2,936
481.63%
3-bedroom Apartment, Outside City Center (Monthly)
$2,053 Rp 35.3M
$434 R$2,157
373.01%
Buy Apartment in City Center (m2)
$2,981 Rp 51.2M
$1,694 R$8,418
75.98%
Buy Apartment Outside City Center (m2)
$2,368 Rp 40.7M
$1,210 R$6,015
95.63%
💵 Salaries & Financials
Ubud, Bali
Americana
Difference
Average Monthly Net Salary (After Tax)
$172 Rp 3.0M
$777 R$3,862
-77.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
10.92
21.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Americana: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $321 in Americana. Housing cost is often the main lever when comparing two cities.

Americana pays 352% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $21 in Americana for a mid-range dinner for two. Groceries echo the gap at $299 vs $178 per month, with Americana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Americana: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Americana?
Americana wins on cost – living expenses run 81% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Americana the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Americana?
On paper, Americana earns 352% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Americana?
Rent for a central apartment: $1,018 in Ubud, Bali versus $321 in Americana. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Americana?
A monthly transit pass in Americana runs roughly 363% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Americana?
Childcare runs $297 in Ubud, Bali versus $268 in Americana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Americana?
At $778 in Americana versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Americana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Americana the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Americana?
Both work as nomad bases, but Americana delivers better value – similar infrastructure at $778 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Americana hard to pass up.
How safe is Ubud, Bali compared to Americana?
Safety-wise, Ubud, Bali and Americana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Americana gentler on the wallet – expenses run 81% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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