Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Albert Lea, MN

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,944 in Albert Lea, MN, rent and utilities included – about $7,100 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
95

Cost of Living Index in Albert Lea, MN
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Albert Lea, MN Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Albert Lea, MN

🇺🇸 United States

$1,944

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Albert Lea, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Albert Lea, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,944 in Albert Lea, MN.

Ubud, Bali $1,353
Albert Lea, MN $1,944

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,969 in Albert Lea, MN.

Ubud, Bali $2,297
Albert Lea, MN $2,969

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,995 in Albert Lea, MN.

Ubud, Bali $3,241
Albert Lea, MN $3,995

Living in Ubud, Bali costs roughly 30% less than in Albert Lea, MN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Albert Lea, MN 43% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$20.02 $20.02

-83.87%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$102 $102

-65.73%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.92 $11.92

-52.18%

Cappuccino

$2.62 Rp 47.1K

$6.29 $6.29

-58.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.06 $3.06

-43.79%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.56 $2.56

-68.36%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.88 $4.88

-45.70%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.69 $5.69

-23.20%

Milk (1 liter)

$1.57 Rp 28.3K

$0.92 $0.92

70.65%

White Bread (500g)

$2.19 Rp 39.5K

$2.93 $2.93

-25.26%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.17 $2.17

-45.62%

Eggs

$2.16 Rp 38.8K

$3.90 $3.90

-44.62%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.84 $8.84

99.66%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$16.56 $16.56

-77.17%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$18.96 $18.96

-36.97%

Apples (1kg)

$3.60 Rp 64.8K

$5.40 $5.40

-33.33%

Banana (1kg)

$1.59 Rp 28.6K

$1.50 $1.50

6.00%

Oranges (1kg)

$2.31 Rp 41.6K

$4.89 $4.89

-52.76%

Tomato (1kg)

$1.91 Rp 34.3K

$3.72 $3.72

-48.66%

Potato (1kg)

$1.78 Rp 32.1K

$2.73 $2.73

-34.80%

Onion (1kg)

$2.33 Rp 41.9K

$2.22 $2.22

4.95%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.70 $2.70

-62.96%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.30 $2.30

-76.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$9.92 $9.92

-76.92%

Wine (Bottle)

$22.07 Rp 397.3K

$15.24 $15.24

44.82%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.74 $1.74

35.06%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.39 $3.39

-12.09%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.09 $2.09

-89.00%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.95 $1.95

-75.90%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.28 $1.28

-66.41%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$20.31 $20.31

-73.07%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.94 $0.94

-11.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.7K $26.7K

-10.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.6K $25.6K

28.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$185 $185

-56.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$53.4 $53.4

-87.71%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$79.6 $79.6

-76.64%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$39.66 $39.66

36.46%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$9.82 $9.82

-56.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,350 $1,350

-63.52%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$11.9K $11.9K

-53.11%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$45.76 $45.76

-0.39%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$24.54 $24.54

42.46%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$50.6 $50.6

53.48%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$59.6 $59.6

31.68%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,030 $1,030

9.86%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$739 $739

-8.98%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,586 $1,586

127.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,188 $1,188

43.20%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,942 $2,942

-7.65%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,028 $2,028

10.53%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,957 $2,957

-94.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.57

109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Albert Lea, MN: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Albert Lea, MN

$739 38% 9.9% $66

Groceries & Markets

Ubud, Bali

$287 21.2%

Albert Lea, MN

$400 20.6% 39.3% $113

Clothing & Footwear

Ubud, Bali

$107 7.9%

Albert Lea, MN

$81 4.2% 23.7% $25

Eating Out

Ubud, Bali

$106 7.9%

Albert Lea, MN

$330 17% 210% $223

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Albert Lea, MN

$318 16.3% 202% $212

Sport & Entertainment

Ubud, Bali

$63 4.6%

Albert Lea, MN

$59 3.1% 5.3% $3.3

Getting Around

Ubud, Bali

$12 0.9%

Albert Lea, MN

$17 * 0.9% 34.4% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,030 in Albert Lea, MN. Housing cost is often the main lever when comparing two cities.

Albert Lea, MN pays 1677% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $102 in Albert Lea, MN for a mid-range dinner for two. Groceries echo the gap at $287 vs $400 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Albert Lea, MN

🕒 Local time

15:37 3:37 PM

02:37 2:37 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,758

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Albert Lea, MN 15,220 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Albert Lea, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Albert Lea, MN: Cost of Living - Frequently Asked Questions

Ubud, Bali and Albert Lea, MN differ by about 44% in total monthly costs ($1,353 vs $1,944 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1677% lower in Albert Lea, MN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,030 in Albert Lea, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,350 in Albert Lea, MN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $102 in Albert Lea, MN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $1,944 in Albert Lea, MN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Albert Lea, MN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Albert Lea, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 44% less than in Albert Lea, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.