🙂A single person spends $1,396 per month in Ubud, Bali vs $2,484 in Albany, GA, rent included.
🙂A couple spends around $2,334 per month in Ubud, Bali vs $3,537 in Albany, GA, rent included.
🙂A family of three spends $3,273 per month in Ubud, Bali vs $4,590 in Albany, GA, rent included.
🙂Ubud, Bali is about 44% cheaper than Albany, GA, driven mainly by Eating Out.
📊Both Ubud, Bali and Albany, GA sit above the global median – Ubud, Bali by 2%, Albany, GA by 81%.
Currency
🍽 Eating Out
Ubud, Bali
Albany, GA
Difference
Meal at Budget Restaurant
$3.37Rp 59.5K
$17.64$17.64
-80.90%
Three-Course Dinner for Two, Mid-Range
$38.59Rp 680.3K
$48.79$48.79
-20.91%
Fast Food Meal(McDonalds, etc)
$5.52Rp 97.3K
$11.83$11.83
-53.34%
Cappuccino
$2.64Rp 46.6K
$5.42$5.42
-51.29%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67Rp 29.5K
$2.87$2.87
-41.81%
Water(0.33 liter bottle)
$0.77Rp 13.6K
$2.13$2.13
-63.85%
Local Beer(0.5 liter draught)
$2.63Rp 46.4K
$5.08$5.08
-48.23%
Imported Beer(0.33 liter bottle)
$4.28Rp 75.5K
$5.41$5.41
-20.89%
🛒 Groceries & Markets
Ubud, Bali
Albany, GA
Difference
Milk(1 liter)
$1.55Rp 27.3K
$0.92$0.92
68.48%
White Bread(500g)
$2.22Rp 39.2K
$1.59$1.59
39.62%
Rice(white)(1kg)
$1.13Rp 19.8K
$2.01$2.01
-43.78%
Eggs
$2.09Rp 36.8K
$4.24$4.24
-50.71%
Local Cheese(1kg)
$17.39Rp 306.6K
$7.65$7.65
127.32%
Chicken Fillets(1kg)
$3.87Rp 68.2K
$9.23$9.23
-58.07%
Beef Round Steak(1kg)
$12.55Rp 221.2K
$10.26$10.26
22.32%
Apples(1kg)
$3.62Rp 63.8K
$4.45$4.45
-18.65%
Banana(1kg)
$1.56Rp 27.5K
$1.46$1.46
6.85%
Oranges(1kg)
$2.35Rp 41.5K
$3.76$3.76
-37.50%
Tomato(1kg)
$2.06Rp 36.2K
$4.64$4.64
-55.60%
Potato(1kg)
$1.90Rp 33.5K
$2.97$2.97
-36.03%
Onion(1kg)
$2.34Rp 41.2K
$3.01$3.01
-22.26%
Lettuce(1 head)
$1.03Rp 18.2K
$2.51$2.51
-58.96%
Water(1.5 liter bottle)
$0.55Rp 9,779
$2.38$2.38
-76.89%
Cigarettes 20 Pack(Marlboro, Camel)
$2.25Rp 39.7K
$9.67$9.67
-76.73%
Wine(Bottle)
$23.81Rp 419.7K
$14.95$14.95
59.26%
Local Beer(0.5 liter bottle)
$2.31Rp 40.8K
$2.12$2.12
8.96%
Imported Beer(0.33 liter bottle)
$2.80Rp 49.4K
$3.21$3.21
-12.77%
🚌 Getting Around
Ubud, Bali
Albany, GA
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,802
$1.66$1.66
-83.73%
Public Transport Monthly Pass(Regular Price)
$8.66Rp 152.7K
$44.81$44.81
-80.67%
Taxi Start(Normal Tariff)
$0.48Rp 8,489
$1.46$1.46
-67.12%
Taxi(Normal Tariff)(1km)
$0.45Rp 7,863
$1.18$1.18
-61.86%
Taxi 1hour Waiting(Normal Tariff)
$5.72Rp 100.8K
$13.89$13.89
-58.82%
Gasoline(1 liter)
$0.76Rp 13.4K
$0.82$0.82
-7.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5KRp 431.6M
$37.1K$37.1K
-33.95%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 566.3M
$25.5K$25.5K
26.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Albany, GA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.6Rp 1.5M
$185$185
-54.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.46Rp 113.8K
$57.7$57.7
-88.81%
Internet(50+ Mbps, Unlimited Data)
$18.99Rp 334.8K
$68.6$68.6
-72.31%
🎉 Sport & Entertainment
Ubud, Bali
Albany, GA
Difference
Gym Membership(Monthly)
$56.0Rp 986.8K
$15.17$15.17
268.95%
Tennis Court(1 Hour on Weekend)
$18.62Rp 328.2K
-
-
Cinema Ticket
$4.28Rp 75.5K
$10.77$10.77
-60.26%
🧸 Childcare & Education
Ubud, Bali
Albany, GA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$487Rp 8.6M
$722$722
-32.59%
International Primary School, 1 Child(Yearly)
$5,856Rp 103.2M
$12.0K$12.0K
-51.08%
👕👟 Clothing & Footwear
Ubud, Bali
Albany, GA
Difference
Jeans(Levis 501 Or Similar)
$45.56Rp 803.2K
$63.0$63.0
-27.72%
Summer Dress(H&M, Zara, etc)
$36.38Rp 641.4K
$47.30$47.30
-23.09%
Sport Shoes(Adidas, Nike)
$82.0Rp 1.4M
$113$113
-27.30%
Men's Leather Business Shoes
$80.4Rp 1.4M
$152$152
-47.13%
🏠 Accommodation & Living
Ubud, Bali
Albany, GA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,117Rp 19.7M
$1,302$1,302
-14.27%
1-bedroom Apartment, Outside City Center(Monthly)
$701Rp 12.4M
$1,288$1,288
-45.55%
3-bedroom Apartment, City Center(Monthly)
$3,537Rp 62.4M
$2,529$2,529
39.87%
3-bedroom Apartment, Outside City Center(Monthly)
$1,762Rp 31.1M
$1,993$1,993
-11.57%
Buy Apartment in City Center(m2)
$2,826Rp 49.8M
$1,248$1,248
126.49%
Buy Apartment Outside City Center(m2)
$2,292Rp 40.4M
$1,249$1,249
83.53%
💵 Salaries & Financials
Ubud, Bali
Albany, GA
Difference
Average Monthly Net Salary(After Tax)
$170Rp 3.0M
$2,983$2,983
-94.31%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
6.13
124.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: August 31, 2026
Last update for Albany, GA: August 30, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,117 in Ubud, Bali versus $1,302 in Albany, GA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1657% higher in Albany, GA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $39.00 in Ubud, Bali versus $49.00 in Albany, GA. Monthly groceries follow the same trend: $293 vs $320 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Albany, GA: Cost of Living - Frequently Asked Questions
Is Albany, GA cheaper than Ubud, Bali?
Yes – Albany, GA is pricier by about 78%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $3,725 in Albany, GA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $487 per month in Ubud, Bali and $722 in Albany, GA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Albany, GA?
Groceries cost about 9% more in Albany, GA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Albany, GA?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Albany, GA at $2,484. In Ubud, Bali it covers expenses comfortably, while in Albany, GA it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Albany, GA more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Albany, GA?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Albany, GA makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared