Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Albany, GA

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,411 in Albany, GA, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Albany, GA
🇺🇸 United States
$2,411
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Albany, GA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Albany, GA actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,411 in Albany, GA, rent included.

  • Ubud, Bali $1,353
  • Albany, GA $2,411

A couple spends around $2,297 per month in Ubud, Bali vs $3,357 in Albany, GA, rent included.

  • Ubud, Bali $2,297
  • Albany, GA $3,357

A family of three spends $3,241 per month in Ubud, Bali vs $4,302 in Albany, GA, rent included.

  • Ubud, Bali $3,241
  • Albany, GA $4,302

Ubud, Bali is about 44% cheaper than Albany, GA, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Albany, GA sit above the global median – Ubud, Bali by 0%, Albany, GA by 78%.

Currency
🍽 Eating Out
Ubud, Bali
Albany, GA
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$13.35 $13.35
-75.81%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$49.44 $49.44
-29.45%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$10.37 $10.37
-45.03%
Cappuccino
$2.62 Rp 47.1K
$5.44 $5.44
-51.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.97 $2.97
-42.09%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.17 $2.17
-62.67%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$7.54 $7.54
-64.85%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$5.62 $5.62
-22.24%
🛒 Groceries & Markets
Ubud, Bali
Albany, GA
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$0.83 $0.83
89.16%
White Bread (500g)
$2.19 Rp 39.5K
$1.60 $1.60
36.87%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.99 $1.99
-40.70%
Eggs
$2.16 Rp 38.8K
$3.28 $3.28
-34.15%
Local Cheese (1kg)
$17.65 Rp 317.7K
$7.73 $7.73
128.33%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$10.41 $10.41
-63.69%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$10.39 $10.39
15.01%
Apples (1kg)
$3.60 Rp 64.8K
$5.89 $5.89
-38.88%
Banana (1kg)
$1.59 Rp 28.6K
$1.36 $1.36
16.91%
Oranges (1kg)
$2.31 Rp 41.6K
$6.19 $6.19
-62.68%
Tomato (1kg)
$1.91 Rp 34.3K
$4.84 $4.84
-60.54%
Potato (1kg)
$1.78 Rp 32.1K
$4.25 $4.25
-58.12%
Onion (1kg)
$2.33 Rp 41.9K
$4.07 $4.07
-42.75%
Lettuce (1 head)
$1.00 Rp 18.0K
$2.66 $2.66
-62.41%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.03 $2.03
-73.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$8.95 $8.95
-74.41%
Wine (Bottle)
$22.07 Rp 397.3K
$18.15 $18.15
21.60%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.75 $1.75
34.29%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$5.94 $5.94
-49.83%
🚌 Getting Around
Ubud, Bali
Albany, GA
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.72 $1.72
-86.63%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$45.07 $45.07
-80.25%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
-
-
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
-
-
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.85 $0.85
-2.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$28.1K $28.1K
-14.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$26.8K $26.8K
22.32%
🧾 Monthly Utilities & Internet
Ubud, Bali
Albany, GA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$185 $185
-56.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$41.28 $41.28
-84.11%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$82.3 $82.3
-77.40%
🎉 Sport & Entertainment
Ubud, Bali
Albany, GA
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$15.04 $15.04
259.84%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$10.91 $10.91
-61.04%
🧸 Childcare & Education
Ubud, Bali
Albany, GA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$733 $733
-32.80%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$9,445 $9,445
-40.74%
👕👟 Clothing & Footwear
Ubud, Bali
Albany, GA
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$54.1 $54.1
-15.81%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$32.58 $32.58
7.31%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$66.2 $66.2
17.49%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$54.2 $54.2
44.76%
🏠 Accommodation & Living
Ubud, Bali
Albany, GA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,297 $1,297
-12.75%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,296 $1,296
-48.09%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,539 $2,539
42.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,980 $1,980
-14.07%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$1,269 $1,269
114.09%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,243 $1,243
80.29%
💵 Salaries & Financials
Ubud, Bali
Albany, GA
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,025 $3,025
-94.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.72
105.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Albany, GA: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Albany, GA
$1.3K 92.6% $623
Groceries & Markets
Ubud, Bali
$287
Albany, GA
$351 22.3% $64
Clothing & Footwear
Ubud, Bali
$107
Albany, GA
$93 12.5% $13
Eating Out
Ubud, Bali
$106
Albany, GA
$273 156% $166
Monthly Utilities & Internet
Ubud, Bali
$105
Albany, GA
$309 194% $204
Sport & Entertainment
Ubud, Bali
$63
Albany, GA
$37 41.2% $26
Getting Around
Ubud, Bali
$12
Albany, GA
$52 * 318% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,297 in Albany, GA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1718% higher in Albany, GA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $49.00 in Albany, GA. Monthly groceries follow the same trend: $287 vs $351 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Albany, GA
🕒 Local time
17:33 5:33 PM
05:33 5:33 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
99,224
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Albany, GA 16,760 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Albany, GA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Albany, GA: Cost of Living - Frequently Asked Questions
Is Albany, GA cheaper than Ubud, Bali?
Yes – Albany, GA is pricier by about 78%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,617 in Albany, GA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $493 per month in Ubud, Bali and $733 in Albany, GA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Albany, GA?
Groceries cost about 22% more in Albany, GA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Albany, GA?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Albany, GA at $2,411. In Ubud, Bali it covers expenses comfortably, while in Albany, GA it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Albany, GA more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Albany, GA?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Albany, GA makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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