Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al-miqdadiyah

For one person, living is cheaper in Al-miqdadiyah: $765 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Al-miqdadiyah
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Al-miqdadiyah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Al-miqdadiyah

🇮🇶 Iraq

$765

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al-miqdadiyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al-miqdadiyah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $765 in Al-miqdadiyah.

Ubud, Bali $1,368
Al-miqdadiyah $765

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,250 in Al-miqdadiyah.

Ubud, Bali $2,314
Al-miqdadiyah $1,250

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,735 in Al-miqdadiyah.

Ubud, Bali $3,260
Al-miqdadiyah $1,735

Living in Ubud, Bali is roughly 79% more expensive than in Al-miqdadiyah, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Al-miqdadiyah is 43% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$6.62 IQD 10.0K

-49.70%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$36.13 IQD 54.6K

-2.63%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.06 IQD 10.7K

-17.85%

Cappuccino

$2.73 Rp 49.1K

$3.39 IQD 5,125

-19.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.84 IQD 1,276

95.24%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.33 IQD 505

151.52%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.22 IQD 7,886

-48.28%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.88 IQD 5,866

10.82%

Milk (1 liter)

$1.50 Rp 27.1K

$1.07 IQD 1,611

40.19%

White Bread (500g)

$2.30 Rp 41.4K

$0.67 IQD 1,014

243.28%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.52 IQD 2,302

-22.37%

Eggs

$2.14 Rp 38.6K

$1.58 IQD 2,392

35.44%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.22 IQD 10.9K

142.11%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.35 IQD 6,572

-7.36%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$12.56 IQD 19.0K

-2.63%

Apples (1kg)

$3.55 Rp 63.9K

$0.94 IQD 1,418

277.66%

Banana (1kg)

$1.57 Rp 28.3K

$0.93 IQD 1,412

68.82%

Oranges (1kg)

$2.24 Rp 40.2K

$1.02 IQD 1,536

119.61%

Tomato (1kg)

$1.93 Rp 34.7K

$0.70 IQD 1,059

175.71%

Potato (1kg)

$1.88 Rp 33.9K

$0.61 IQD 918

208.20%

Onion (1kg)

$2.29 Rp 41.3K

$0.57 IQD 863

301.75%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.61 IQD 916

62.30%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.47 IQD 715

12.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.15 IQD 3,253

6.05%

Wine (Bottle)

$23.01 Rp 414.2K

$10.62 IQD 16.1K

116.67%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.43 IQD 2,156

63.64%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.81 IQD 2,740

60.77%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.46 IQD 696

-47.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$20.75 IQD 31.4K

-57.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.66 IQD 2,511

-71.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.56 IQD 2,361

-70.51%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$5.76 IQD 8,709

-5.38%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.54 IQD 818

62.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$16.7K IQD 25.2M

47.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$17.0K IQD 25.7M

83.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$115 IQD 174.1K

-27.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$12.13 IQD 18.3K

-46.83%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$24.45 IQD 36.9K

-24.05%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$34.77 IQD 52.5K

60.54%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$9.60 IQD 14.5K

-54.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$318 IQD 481.1K

54.83%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,789 IQD 4.2M

106.30%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$26.94 IQD 40.7K

71.46%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$38.24 IQD 57.8K

-7.61%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$60.1 IQD 90.9K

31.51%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$59.8 IQD 90.4K

31.02%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$191 IQD 289.3K

496.69%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$118 IQD 178.5K

472.00%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$409 IQD 618.0K

756.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$341 IQD 516.0K

397.79%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$673 IQD 1.0M

313.66%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$601 IQD 908.4K

272.66%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Al-miqdadiyah: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Al-miqdadiyah

$118 15.5% 82.5% $558

Groceries & Markets

Ubud, Bali

$290 21.2%

Al-miqdadiyah

$172 22.5% 40.8% $119

Eating Out

Ubud, Bali

$109 8%

Al-miqdadiyah

$153 20.1% 41.1% $45

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Al-miqdadiyah

$152 19.9% 40.5% $44

Clothing & Footwear

Ubud, Bali

$108 7.9%

Al-miqdadiyah

$83 10.9% 22.5% $24

Sport & Entertainment

Ubud, Bali

$65 4.7%

Al-miqdadiyah

$54 7.1% 16.4% $11

Getting Around

Ubud, Bali

$13 0.9%

Al-miqdadiyah

$32 4.2% 156% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $191 in Al-miqdadiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $36.00 in Al-miqdadiyah. Groceries flip the comparison at $290 vs $172, with Al-miqdadiyah cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al-miqdadiyah

🕒 Local time

01:40 1:40 AM

20:40 8:40 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

155,968

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al-miqdadiyah 8,760 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al-miqdadiyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-miqdadiyah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Al-miqdadiyah differ by about 79% in total monthly costs ($1,368 vs $765 including rent). Al-miqdadiyah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,051 in Ubud, Bali and $1,147 in Al-miqdadiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $191 in Al-miqdadiyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $318 in Al-miqdadiyah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $765 in Al-miqdadiyah versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Al-miqdadiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-miqdadiyah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Al-miqdadiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al-miqdadiyah gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.