Cost of Living Comparison Between Ubud, Bali and Al-miqdadiyah Cost of Living Comparison Between Ubud, Bali and Al-miqdadiyah

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $874 in Al-miqdadiyah.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,348 in Al-miqdadiyah.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,822 in Al-miqdadiyah.

Living in Ubud, Bali is roughly 61% more expensive than Al-miqdadiyah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Al-miqdadiyah is 35% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.88 IQD 10.3K

-54.70%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$22.60 IQD 29.6K

43.81%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.93 IQD 11.7K

-45.58%

Cappuccino

$2.75 Rp 49.2K

$3.12 IQD 4,091

-11.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.48 IQD 628

175.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 IQD 289

218.18%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.02 IQD 2,640

44.06%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.14 IQD 2,799

77.10%

Milk (1 liter)

$1.71 Rp 30.6K

$1.36 IQD 1,787

25.74%

White Bread (500g)

$2.47 Rp 44.3K

$0.79 IQD 1,038

212.66%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.87 IQD 2,450

-35.83%

Eggs

$2.44 Rp 43.8K

$1.99 IQD 2,604

22.61%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.51 IQD 9,830

91.48%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.64 IQD 6,079

-7.11%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$14.05 IQD 18.4K

-13.10%

Apples (1kg)

$3.68 Rp 66.0K

$1.18 IQD 1,549

211.86%

Banana (1kg)

$1.55 Rp 27.8K

$1.20 IQD 1,574

29.17%

Oranges (1kg)

$2.79 Rp 49.9K

$1.19 IQD 1,562

134.45%

Tomato (1kg)

$2.33 Rp 41.8K

$0.75 IQD 977

210.67%

Potato (1kg)

$1.97 Rp 35.3K

$0.67 IQD 878

194.03%

Onion (1kg)

$2.31 Rp 41.4K

$0.75 IQD 980

208.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.77 IQD 1,006

37.66%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.56 IQD 735

30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.71 IQD 3,555

21.03%

Wine (Bottle)

$22.79 Rp 408.4K

$12.68 IQD 16.6K

79.73%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.40 IQD 1,829

100.71%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.00 IQD 2,622

39.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.37 IQD 480

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$31.17 IQD 40.8K

-74.14%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.36 IQD 3,089

-80.93%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.23 IQD 2,923

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.98 IQD 9,144

-10.60%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.70 IQD 912

21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.4K IQD 25.4M

33.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.5K IQD 26.9M

54.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$101 IQD 131.9K

-19.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$17.30 IQD 22.7K

-76.53%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$29.57 IQD 38.7K

-17.42%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$36.01 IQD 47.2K

171.23%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$17.12 IQD 22.4K

-62.32%

Cinema Ticket

$4.04 Rp 72.4K

$11.25 IQD 14.7K

-64.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$265 IQD 346.5K

14.90%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,212 IQD 4.2M

106.12%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$33.27 IQD 43.6K

63.00%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$48.92 IQD 64.1K

-20.73%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$82.8 IQD 108.5K

3.98%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$77.1 IQD 100.9K

-0.52%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$240 IQD 314.5K

310.38%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$179 IQD 234.2K

267.84%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$589 IQD 771.6K

471.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$343 IQD 448.7K

502.96%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Al-miqdadiyah: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $240 in Al-miqdadiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $23.00 in Al-miqdadiyah for a mid-range dinner for two. Groceries echo the gap at $297 vs $196 per month, with Al-miqdadiyah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-miqdadiyah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Al-miqdadiyah differ by about 61% in total monthly costs ($1,404 vs $874 including rent). Al-miqdadiyah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $1,310 in Al-miqdadiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $240 in Al-miqdadiyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $265 in Al-miqdadiyah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $874 in Al-miqdadiyah versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Al-miqdadiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-miqdadiyah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Al-miqdadiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al-miqdadiyah gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.