Cost of Living Comparison Between Ubud, Bali and Al-miqdadiyah Cost of Living Comparison Between Ubud, Bali and Al-miqdadiyah

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $895 in Al-miqdadiyah.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,356 in Al-miqdadiyah.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,816 in Al-miqdadiyah.

Living in Ubud, Bali is roughly 61% more expensive than Al-miqdadiyah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Al-miqdadiyah is 33% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.62 IQD 9,980

-53.15%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$23.35 IQD 30.6K

39.53%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.84 IQD 11.6K

-42.65%

Cappuccino

$2.83 Rp 49.0K

$3.15 IQD 4,125

-10.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.52 IQD 683

157.69%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.22 IQD 289

213.64%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.00 IQD 2,625

49.50%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.05 IQD 2,683

87.80%

Milk (1 liter)

$1.74 Rp 30.2K

$1.38 IQD 1,812

26.09%

White Bread (500g)

$2.54 Rp 44.0K

$0.81 IQD 1,066

213.58%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.80 IQD 2,359

-33.89%

Eggs

$2.43 Rp 42.0K

$1.91 IQD 2,503

27.23%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.17 IQD 9,394

104.46%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.84 IQD 6,335

-13.64%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$14.37 IQD 18.8K

-16.91%

Apples (1kg)

$3.69 Rp 63.9K

$1.20 IQD 1,574

207.50%

Banana (1kg)

$1.61 Rp 27.8K

$1.20 IQD 1,578

34.17%

Oranges (1kg)

$2.69 Rp 46.5K

$1.19 IQD 1,565

126.05%

Tomato (1kg)

$2.33 Rp 40.4K

$0.74 IQD 971

214.86%

Potato (1kg)

$1.91 Rp 33.0K

$0.67 IQD 879

185.07%

Onion (1kg)

$2.19 Rp 37.9K

$0.71 IQD 925

208.45%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.78 IQD 1,019

35.90%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.52 IQD 678

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.65 IQD 3,465

18.11%

Wine (Bottle)

$23.49 Rp 407.1K

$12.21 IQD 16.0K

92.38%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.43 IQD 1,876

91.61%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.96 IQD 2,572

46.94%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.40 IQD 520

-27.50%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$31.27 IQD 41.0K

-73.87%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.25 IQD 2,952

-80.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$2.24 IQD 2,932

-81.25%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.93 IQD 9,079

-11.11%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.65 IQD 847

29.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$18.8K IQD 24.7M

39.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.1K IQD 26.3M

61.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$100 IQD 131.3K

-21.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$17.72 IQD 23.2K

-77.71%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$29.97 IQD 39.3K

-18.59%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$36.65 IQD 48.0K

163.41%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.52 IQD 21.6K

-61.56%

Cinema Ticket

$4.04 Rp 70.0K

$11.37 IQD 14.9K

-64.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$262 IQD 343.9K

15.30%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,328 IQD 4.4M

96.01%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$33.09 IQD 43.4K

62.71%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$49.61 IQD 65.0K

-23.44%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$81.2 IQD 106.3K

6.91%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$77.6 IQD 101.7K

1.60%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$242 IQD 317.4K

317.86%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$180 IQD 236.1K

274.28%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$581 IQD 761.6K

483.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$340 IQD 445.9K

516.46%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Al-miqdadiyah: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $242 in Al-miqdadiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $23.00 in Al-miqdadiyah for a mid-range dinner for two. Groceries echo the gap at $298 vs $196 per month, with Al-miqdadiyah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-miqdadiyah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Al-miqdadiyah differ by about 61% in total monthly costs ($1,438 vs $895 including rent). Al-miqdadiyah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,158 in Ubud, Bali and $1,343 in Al-miqdadiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $242 in Al-miqdadiyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $262 in Al-miqdadiyah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $895 in Al-miqdadiyah versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Al-miqdadiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-miqdadiyah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Al-miqdadiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al-miqdadiyah gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.