Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al-mawsil

For one person, living is cheaper in Al-mawsil: $598 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
29

Cost of Living Index in Al-mawsil
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Al-mawsil Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Al-mawsil

🇮🇶 Iraq

$598

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al-mawsil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al-mawsil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $598 in Al-mawsil.

Ubud, Bali $1,349
Al-mawsil $598

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $903 in Al-mawsil.

Ubud, Bali $2,305
Al-mawsil $903

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,207 in Al-mawsil.

Ubud, Bali $3,261
Al-mawsil $1,207

Living in Ubud, Bali is roughly 125% more expensive than in Al-mawsil, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$4.07 IQD 6,148

-18.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$10.40 IQD 15.7K

242.69%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.01 IQD 7,571

10.38%

Cappuccino

$2.72 Rp 49.3K

$0.64 IQD 974

325.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.35 IQD 522

385.71%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.18 IQD 279

322.22%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.87 IQD 1,311

204.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.36 IQD 2,051

222.06%

Milk (1 liter)

$1.49 Rp 27.0K

$0.64 IQD 970

132.81%

White Bread (500g)

$2.28 Rp 41.2K

$0.65 IQD 978

250.77%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.55 IQD 830

116.36%

Eggs

$2.04 Rp 36.9K

$0.95 IQD 1,440

114.74%

Local Cheese (1kg)

$17.70 Rp 320.8K

$7.19 IQD 10.9K

146.18%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.88 IQD 4,353

37.50%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$8.14 IQD 12.3K

49.75%

Apples (1kg)

$3.66 Rp 66.2K

$0.64 IQD 963

471.88%

Banana (1kg)

$1.52 Rp 27.5K

$0.64 IQD 972

137.50%

Oranges (1kg)

$2.23 Rp 40.4K

$0.48 IQD 728

364.58%

Tomato (1kg)

$1.97 Rp 35.7K

$0.22 IQD 331

795.45%

Potato (1kg)

$1.85 Rp 33.5K

$0.25 IQD 375

640.00%

Onion (1kg)

$2.42 Rp 43.9K

$0.31 IQD 474

680.65%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.60 IQD 911

65.00%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.49 IQD 740

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.61 IQD 2,439

37.89%

Wine (Bottle)

$22.24 Rp 403.0K

$10.94 IQD 16.5K

103.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.45 IQD 2,195

55.86%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.80 IQD 2,714

65.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.31 IQD 475

-19.35%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$26.19 IQD 39.6K

-70.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.61 IQD 2,438

-72.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.60 IQD 2,420

-73.13%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$3.98 IQD 6,021

35.93%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.31 IQD 472

164.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$13.0K IQD 19.7M

83.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$15.3K IQD 23.2M

106.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$93.7 IQD 141.5K

-15.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$12.00 IQD 18.1K

-46.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$22.95 IQD 34.7K

-19.04%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$37.48 IQD 56.6K

32.02%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$6.48 IQD 9,784

172.38%

Cinema Ticket

$4.27 Rp 77.4K

$6.42 IQD 9,708

-33.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$301 IQD 455.1K

62.85%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$604 IQD 912.4K

839.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$16.49 IQD 24.9K

170.71%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$12.99 IQD 19.6K

169.05%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$60.0 IQD 90.6K

33.26%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$15.65 IQD 23.6K

407.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$211 IQD 318.8K

433.21%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$139 IQD 209.6K

384.03%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$369 IQD 557.1K

866.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$309 IQD 466.9K

457.74%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$851 IQD 1.3M

220.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$435 IQD 657.4K

425.00%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$521 IQD 787.2K

-68.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Al-mawsil: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Al-mawsil

$139 23.2% 79.3% $533

Groceries & Markets

Ubud, Bali

$288 21.4%

Al-mawsil

$132 22% 54.3% $157

Eating Out

Ubud, Bali

$108 8%

Al-mawsil

$64 10.8% 40.1% $43

Clothing & Footwear

Ubud, Bali

$108 8%

Al-mawsil

$47 7.9% 56% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Al-mawsil

$129 21.5% 23.6% $25

Sport & Entertainment

Ubud, Bali

$58 4.3%

Al-mawsil

$50 8.4% 13.3% $7.7

Getting Around

Ubud, Bali

$11 0.9%

Al-mawsil

$37 6.2% 225% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $211 in Al-mawsil. Housing cost is often the main lever when comparing two cities.

Al-mawsil pays about 3.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $10 in Al-mawsil for a mid-range dinner for two. Groceries echo the gap at $288 vs $132 per month, with Al-mawsil cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al-mawsil

🕒 Local time

03:27 3:27 AM

22:27 10:27 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,683,000

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of November 1, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,687 IQD (10,000 IQD = 5.93 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al-mawsil 9,010 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Al-mawsil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al-mawsil: Cost of Living - Frequently Asked Questions

Al-mawsil is about 56% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 69% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $211 in Al-mawsil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $301 in Al-mawsil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 119% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $598 in Al-mawsil versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Al-mawsil but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al-mawsil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.