Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and AL Kharj

For one person, living is cheaper in AL Kharj: $961 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in AL Kharj
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AL Kharj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

AL Kharj

🇸🇦 Saudi Arabia

$961

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in AL Kharj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in AL Kharj actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $961 in AL Kharj, rent included.

Ubud, Bali $1,349
AL Kharj $961

A couple spends around $2,305 per month in Ubud, Bali vs $1,464 in AL Kharj, rent included.

Ubud, Bali $2,305
AL Kharj $1,464

A family of three spends $3,261 per month in Ubud, Bali vs $1,966 in AL Kharj, rent included.

Ubud, Bali $3,261
AL Kharj $1,966

Ubud, Bali costs about 40% more than AL Kharj, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$4.79 SAR 17.99

-30.69%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$26.43 SAR 99.2

34.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.14 SAR 30.56

-32.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 SAR 8.11

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.32 SAR 4.94

Cappuccino

$2.72 Rp 49.3K

$3.06 SAR 11.49

-11.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.85 SAR 3.21

100.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.12 SAR 0.44

533.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$1.49 SAR 5.58

White Bread (500g)

$2.28 Rp 41.3K

$0.28 SAR 1.06

714.29%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.44 SAR 9.17

-51.23%

Eggs

$2.04 Rp 36.9K

$2.12 SAR 7.95

-3.77%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.38 SAR 38.96

70.52%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.95 SAR 18.59

-20.00%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$13.09 SAR 49.13

-6.88%

Apples (1kg)

$3.66 Rp 66.3K

$1.71 SAR 6.43

114.04%

Banana (1kg)

$1.52 Rp 27.5K

$1.37 SAR 5.15

10.95%

Oranges (1kg)

$2.23 Rp 40.4K

$1.23 SAR 4.60

81.30%

Tomato (1kg)

$1.97 Rp 35.8K

$1.38 SAR 5.18

42.75%

Potato (1kg)

$1.85 Rp 33.5K

$1.06 SAR 3.97

74.53%

Onion (1kg)

$2.42 Rp 44.0K

$1.05 SAR 3.94

130.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.55 SAR 2.05

80.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.54 SAR 2.02

-5.56%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.20 SAR 8.26

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 SAR 3.91

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.47 SAR 9.28

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.45 SAR 24.21

-65.58%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$23.07 SAR 86.6

-66.10%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.66 SAR 9.97

-83.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.51 SAR 1.90

-15.69%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$13.22 SAR 49.60

-59.08%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.61 SAR 2.27

34.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.6K SAR 100.0K

-10.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$22.5K SAR 84.3K

41.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$107 SAR 400

-25.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$26.42 SAR 99.2

-75.59%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$50.6 SAR 190

-63.28%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$72.4 SAR 272

-31.62%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$40.69 SAR 153

-56.62%

Cinema Ticket

$4.27 Rp 77.5K

$13.41 SAR 50.3

-68.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$289 SAR 1,084

69.79%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$3,810 SAR 14.3K

48.92%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$57.5 SAR 216

-22.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$52.4 SAR 197

-33.30%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$46.60 SAR 175

71.46%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$78.9 SAR 296

0.72%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$692 SAR 2,597

62.55%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$267 SAR 1,002

151.53%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$590 SAR 2,214

504.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$461 SAR 1,729

274.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,793 SAR 10.5K

-94.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.54

148.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for AL Kharj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

AL Kharj

$267 27.8% 60.2% $405

Groceries & Markets

Ubud, Bali

$288 21.4%

AL Kharj

$174 18.1% 39.8% $115

Eating Out

Ubud, Bali

$108 8%

AL Kharj

$103 10.8% 4% $4.3

Clothing & Footwear

Ubud, Bali

$108 8%

AL Kharj

$106 11% 1.5% $1.6

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

AL Kharj

$184 19.1% 76.5% $80

Sport & Entertainment

Ubud, Bali

$58 4.3%

AL Kharj

$99 10.3% 70.9% $41

Getting Around

Ubud, Bali

$11 0.9%

AL Kharj

$28 * 2.9% 147% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $692 in AL Kharj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in AL Kharj are about 17 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $26 in AL Kharj. Monthly groceries follow the same trend: $288 vs $174 – making AL Kharj the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇸🇦 AL Kharj

🕒 Local time

15:08 3:08 PM

10:08 10:08 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

425,300

💱 Currency

Indonesian Rupiah IDR Rp

Saudi Riyal SAR ر.س

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 SAR = 0.266 USD

1 SAR = 0.239 EUR

Exchange rates and currency converter

SAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Saudi Riyal exchange rates as of November 2, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.19 SAR (1 SAR = 0.239 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali AL Kharj 8,210 km ≈ 11 h nonstop flight

From you

Ubud, Bali
AL Kharj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs AL Kharj: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $961 in AL Kharj – AL Kharj comes out roughly 29% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,442 in AL Kharj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in AL Kharj, especially for central apartments: a one-bedroom in the center costs $692 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $289 in AL Kharj. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 66% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in AL Kharj, where all-in costs run around $961, than in Ubud, Bali at $1,349. In AL Kharj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward AL Kharj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.