Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ahmadi

For one person, living is cheaper in Ahmadi: $1,226 a month against $1,348 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Ahmadi
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Ahmadi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Ahmadi

🇰🇼 Kuwait

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ahmadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ahmadi actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,226 in Ahmadi, rent included.

Ubud, Bali $1,348
Ahmadi $1,226

A couple spends around $2,312 per month in Ubud, Bali vs $2,045 in Ahmadi, rent included.

Ubud, Bali $2,312
Ahmadi $2,045

A family of three spends $3,276 per month in Ubud, Bali vs $2,864 in Ahmadi, rent included.

Ubud, Bali $3,276
Ahmadi $2,864

Ubud, Bali costs about 10% more than Ahmadi, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Ahmadi is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$8.20 KWD 2.54

-59.39%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$43.74 KWD 13.56

-19.02%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.60 KWD 2.36

-24.21%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.41 KWD 0.75

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.60 KWD 0.50

Cappuccino

$2.63 Rp 47.0K

$4.19 KWD 1.30

-37.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.55 KWD 0.17

216.36%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.31 KWD 0.10

148.39%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

Milk (1 liter)

$1.53 Rp 27.4K

$1.26 KWD 0.39

21.43%

White Bread (500g)

$2.20 Rp 39.2K

$0.79 KWD 0.25

178.48%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.58 KWD 0.49

-22.78%

Eggs

$2.14 Rp 38.2K

$1.34 KWD 0.42

59.70%

Local Cheese (1kg)

$17.73 Rp 316.9K

$3.18 KWD 0.99

457.55%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$4.77 KWD 1.48

-19.08%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$10.21 KWD 3.17

17.83%

Apples (1kg)

$3.61 Rp 64.5K

$1.49 KWD 0.46

142.28%

Banana (1kg)

$1.51 Rp 27.1K

$1.44 KWD 0.45

4.86%

Oranges (1kg)

$2.32 Rp 41.4K

$1.12 KWD 0.35

107.14%

Tomato (1kg)

$2.00 Rp 35.8K

$0.77 KWD 0.24

159.74%

Potato (1kg)

$1.81 Rp 32.4K

$0.47 KWD 0.15

285.11%

Onion (1kg)

$2.39 Rp 42.7K

$0.50 KWD 0.15

378.00%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.27 KWD 0.39

-22.05%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.58 KWD 0.18

-10.34%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.18 KWD 0.98

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.03 KWD 0.32

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.39 KWD 0.43

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$2.82 KWD 0.88

-22.70%

Wine (Bottle)

$22.98 Rp 410.7K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.98 KWD 0.30

-75.51%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$28.86 KWD 8.94

-75.78%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$3.22 KWD 1.00

-86.34%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$3.31 KWD 1.03

-87.31%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$16.24 KWD 5.03

-66.44%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.32 KWD 0.10

162.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$21.2K KWD 6,557

14.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$18.1K KWD 5,602

76.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$66.4 KWD 20.58

21.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$16.19 KWD 5.02

-59.36%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$29.97 KWD 9.29

-39.14%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$116 KWD 36.00

-52.53%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$32.53 KWD 10.08

-43.10%

Cinema Ticket

$4.24 Rp 75.9K

$10.70 KWD 3.32

-60.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$96.5 KWD 29.90

403.55%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$9,369 KWD 2,904

-39.42%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$37.53 KWD 11.63

20.38%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$39.24 KWD 12.16

-11.90%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$99.0 KWD 30.70

-20.08%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$90.1 KWD 27.91

-13.81%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$640 KWD 198

76.11%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$536 KWD 166

25.72%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,623 KWD 503

122.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,224 KWD 379

41.68%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$3,087 KWD 957

-8.37%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,520 KWD 781

-8.47%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,580 KWD 1,110

-95.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.67

195.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Ahmadi: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Ahmadi

$536 43.4% 20.5% $138

Groceries & Markets

Ubud, Bali

$290 21.4%

Ahmadi

$135 10.9% 53.4% $155

Eating Out

Ubud, Bali

$108 8%

Ahmadi

$142 11.5% 31.5% $34

Clothing & Footwear

Ubud, Bali

$106 7.8%

Ahmadi

$120 9.7% 12.4% $13

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Ahmadi

$113 9.1% 6.5% $6.9

Sport & Entertainment

Ubud, Bali

$64 4.7%

Ahmadi

$138 11.1% 116% $74

Getting Around

Ubud, Bali

$11 0.8%

Ahmadi

$53 4.3% 401% $42

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $640 in Ahmadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2061% higher in Ahmadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $44.00 in Ahmadi. Groceries tell a different story – $290 in Ubud, Bali vs $135 in Ahmadi – so Ahmadi wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇰🇼 Ahmadi

🕒 Local time

22:21 10:21 PM

17:21 5:21 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

31,422

💱 Currency

Indonesian Rupiah IDR Rp

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 KWD = 3.23 USD

1 KWD = 2.88 EUR

Exchange rates and currency converter

KWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Kuwaiti Dinar exchange rates as of October 10, 2026: 1 USD = 0.31 KWD (1 KWD = 3.23 USD). 1 EUR = 0.347 KWD (1 KWD = 2.88 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Ahmadi 8,310 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Ahmadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ahmadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 10%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $1,839 in Ahmadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ahmadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $486 per month in Ubud, Bali and $96.5 in Ahmadi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 115% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ahmadi, where all-in costs run around $1,226, than in Ubud, Bali at $1,348. In Ahmadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ahmadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ahmadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.