Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Aguadilla

For one person, living is cheaper in Aguadilla: $1,061 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Aguadilla
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Aguadilla Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Aguadilla

🇵🇷 Puerto Rico

$1,061

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Aguadilla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Aguadilla actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,061 in Aguadilla, rent included.

Ubud, Bali $1,368
Aguadilla $1,061

A couple spends around $2,314 per month in Ubud, Bali vs $1,730 in Aguadilla, rent included.

Ubud, Bali $2,314
Aguadilla $1,730

A family of three spends $3,260 per month in Ubud, Bali vs $2,398 in Aguadilla, rent included.

Ubud, Bali $3,260
Aguadilla $2,398

Ubud, Bali costs about 29% more than Aguadilla, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Aguadilla is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.05 $12.05

-72.37%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$59.4 $59.4

-40.75%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.97 $8.97

-35.34%

Cappuccino

$2.73 Rp 49.1K

$1.48 $1.48

84.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.25 $1.25

31.20%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.98 $0.98

-15.31%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.91 $2.91

-7.22%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.04 $4.04

6.44%

Milk (1 liter)

$1.50 Rp 27.1K

$1.92 $1.92

-21.87%

White Bread (500g)

$2.30 Rp 41.4K

$3.70 $3.70

-37.84%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.33 $2.33

-49.36%

Eggs

$2.14 Rp 38.6K

$7.31 $7.31

-70.73%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.58 $12.58

38.95%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.68 $9.68

-58.37%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$13.36 $13.36

-8.46%

Apples (1kg)

$3.55 Rp 63.9K

$5.01 $5.01

-29.14%

Banana (1kg)

$1.57 Rp 28.3K

$2.54 $2.54

-38.19%

Oranges (1kg)

$2.24 Rp 40.2K

$4.94 $4.94

-54.66%

Tomato (1kg)

$1.93 Rp 34.7K

$4.69 $4.69

-58.85%

Potato (1kg)

$1.88 Rp 33.9K

$3.85 $3.85

-51.17%

Onion (1kg)

$2.29 Rp 41.3K

$3.99 $3.99

-42.61%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.52 $3.52

-71.88%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.58 $1.58

-66.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$12.12 $12.12

-81.19%

Wine (Bottle)

$23.01 Rp 414.2K

$15.56 $15.56

47.88%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.01 $3.01

-22.26%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.90 $3.90

-25.38%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.45 $2.45

-80.41%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.49 $1.49

-69.13%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$42.66 $42.66

-87.22%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.01 $1.01

-12.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$39.5K $39.5K

-37.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.7K $27.7K

12.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$120 $120

-30.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$69.6 $69.6

-90.73%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$68.5 $68.5

-72.88%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$35.39 $35.39

57.73%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.48 $10.48

-58.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$822 $822

-40.04%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$12.7K $12.7K

-54.55%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$55.4 $55.4

-16.61%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$60.7 $60.7

-41.81%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$110 $110

-27.79%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$115 $115

-32.02%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,973 $1,973

77.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,324 $1,324

-87.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Aguadilla: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Aguadilla

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Aguadilla

$411 38.7% 41.5% $121

Eating Out

Ubud, Bali

$109 8%

Aguadilla

$173 16.3% 58.8% $64

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Aguadilla

$258 24.3% 139% $150

Clothing & Footwear

Ubud, Bali

$108 7.9%

Aguadilla

$153 14.5% 42.6% $46

Sport & Entertainment

Ubud, Bali

$65 4.7%

Aguadilla

$56 5.3% 12.7% $8.2

Getting Around

Ubud, Bali

$13 0.9%

Aguadilla

$9.9 * 0.9% 21.2% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 705% higher in Aguadilla, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $59.0 in Aguadilla. Monthly groceries follow the same trend: $290 vs $411 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Aguadilla

🕒 Local time

11:58 11:58 AM

23:58 11:58 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,919

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Aguadilla 18,880 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Aguadilla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Aguadilla: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 29%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,592 in Aguadilla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $59.0 in Aguadilla. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 42% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Aguadilla, where all-in costs run around $1,061, than in Ubud, Bali at $1,368. In Aguadilla it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Aguadilla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Aguadilla. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.