Cost of Living Comparison Between Ubud, Bali and Afgoye Cost of Living Comparison Between Ubud, Bali and Afgoye

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $137 in Afgoye.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $262 in Afgoye.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $386 in Afgoye.

Living in Ubud, Bali is roughly 918% more expensive than in Afgoye, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Afgoye is 90% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$1.02 SOS 582

230.39%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$3.40 SOS 1,930

62.35%

Cappuccino

$2.64 Rp 46.6K

$0.52 SOS 295

407.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.52 SOS 297

221.15%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.23 SOS 131

234.78%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

$2.96 SOS 1,684

-47.64%

White Bread (500g)

$2.22 Rp 39.2K

Rice (white) (1kg)

$1.13 Rp 19.8K

Eggs

$2.09 Rp 36.8K

$3.63 SOS 2,059

-42.42%

Local Cheese (1kg)

$17.39 Rp 306.6K

Chicken Fillets (1kg)

$3.87 Rp 68.2K

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$7.76 SOS 4,410

61.73%

Apples (1kg)

$3.62 Rp 63.8K

Banana (1kg)

$1.56 Rp 27.5K

Oranges (1kg)

$2.35 Rp 41.5K

Tomato (1kg)

$2.06 Rp 36.2K

Potato (1kg)

$1.90 Rp 33.5K

Onion (1kg)

$2.34 Rp 41.2K

Lettuce (1 head)

$1.03 Rp 18.2K

Water (1.5 liter bottle)

$0.55 Rp 9,779

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.27 Rp 4,802

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

Gasoline (1 liter)

$0.76 Rp 13.4K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$4.94 SOS 2,803

30.77%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$25.23 SOS 14.3K

-24.73%

Gym Membership (Monthly)

$56.0 Rp 986.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$10.05 SOS 5,710

353.33%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

Men's Leather Business Shoes

$80.4 Rp 1.4M

$18.12 SOS 10.3K

343.71%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$60.5 SOS 34.4K

1746.21%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$158 SOS 89.9K

2134.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$89.1 SOS 50.6K

1877.75%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$202 SOS 114.7K

-15.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Afgoye: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $60.5 in Afgoye. Housing cost is often the main lever when comparing two cities.

Afgoye pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afgoye: Cost of Living - Frequently Asked Questions

Ubud, Bali and Afgoye differ by about 918% in total monthly costs ($1,396 vs $137 including rent). Afgoye is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 19% lower in Afgoye. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $60.5 in Afgoye. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 334% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,396 per month in Ubud, Bali versus $137 in Afgoye – a 918% gap that adds up to real savings over time for anyone picking the cheaper option.

At $137 in Afgoye versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Afgoye but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afgoye the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Afgoye are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afgoye gentler on the wallet – expenses run 918% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.