Cost of Living Comparison Between Ubud, Bali and Afgoye Cost of Living Comparison Between Ubud, Bali and Afgoye

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $247 in Afgoye.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $323 in Afgoye.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $398 in Afgoye.

Living in Ubud, Bali is roughly 475% more expensive than Afgoye, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Afgoye is 82% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$1.01 SOS 574

252.48%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.60 SOS 2,046

37.50%

Cappuccino

$2.71 Rp 48.4K

$0.48 SOS 274

464.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.48 SOS 271

179.17%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.21 SOS 119

233.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.81 Rp 32.3K

$2.98 SOS 1,690

-39.26%

White Bread (500g)

$2.52 Rp 45.0K

Rice (white) (1kg)

$1.16 Rp 20.7K

Eggs

$2.46 Rp 43.9K

$3.62 SOS 2,057

-32.04%

Local Cheese (1kg)

$14.71 Rp 262.7K

Chicken Fillets (1kg)

$4.32 Rp 77.1K

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.19 SOS 4,650

48.23%

Apples (1kg)

$3.84 Rp 68.6K

Banana (1kg)

$1.56 Rp 27.8K

Oranges (1kg)

$2.83 Rp 50.6K

Tomato (1kg)

$2.33 Rp 41.5K

Potato (1kg)

$1.91 Rp 34.2K

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.78 Rp 13.8K

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.26 SOS 148

3.85%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$5.11 SOS 2,902

-20.55%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$25.10 SOS 14.3K

-6.29%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$10.13 SOS 5,752

448.27%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

$44.14 SOS 25.1K

76.42%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$99.2 SOS 56.3K

914.96%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$96.7 SOS 54.9K

598.45%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$283 SOS 161.0K

1114.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$80.7 SOS 45.8K

2427.81%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$199 SOS 113.2K

-17.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Afgoye: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $99.2 in Afgoye. Housing cost is often the main lever when comparing two cities.

Afgoye pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afgoye: Cost of Living - Frequently Asked Questions

Ubud, Bali and Afgoye differ by about 475% in total monthly costs ($1,419 vs $247 including rent). Afgoye is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Afgoye earns 21% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $99.2 in Afgoye. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 339% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $247 in Afgoye – a 475% gap that adds up to real savings over time for anyone picking the cheaper option.

At $247 in Afgoye versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Afgoye but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afgoye the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Afgoye are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afgoye gentler on the wallet – expenses run 475% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.