Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Afgoye

For one person, living is cheaper in Afgoye: $70.2 a month against $1,353 in Ubud, Bali, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Afgoye

🇸🇴 Somalia

$70.2

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Afgoye

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Afgoye actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $70.2 in Afgoye.

Ubud, Bali $1,353
Afgoye $70.2

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $137 in Afgoye.

Ubud, Bali $2,297
Afgoye $137

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $205 in Afgoye.

Ubud, Bali $3,241
Afgoye $205

Living in Ubud, Bali is roughly 1828% more expensive than in Afgoye, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Afgoye is 95% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.02 SOS 578

216.67%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.48 SOS 1,976

63.79%

Cappuccino

$2.62 Rp 47.1K

$0.51 SOS 291

413.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.48 SOS 275

258.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.21 SOS 119

285.71%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$4.97 SOS 2,825

31.99%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$25.29 SOS 14.4K

-26.45%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$9.84 SOS 5,589

363.21%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

$17.78 SOS 10.1K

341.62%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$58.9 SOS 33.5K

1820.69%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$162 SOS 91.9K

2133.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$89.6 SOS 50.9K

1800.30%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$203 SOS 115.1K

-17.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Afgoye: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Afgoye

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Afgoye

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Afgoye

–

Eating Out

Ubud, Bali

$106 7.9%

Afgoye

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Afgoye

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Afgoye

–

Getting Around

Ubud, Bali

$12 0.9%

Afgoye

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $58.9 in Afgoye. Housing cost is often the main lever when comparing two cities.

Afgoye pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇮🇩 Ubud, Bali

🇸🇴 Afgoye

🕒 Local time

02:01 2:01 AM

21:01 9:01 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

65,461

💱 Currency

Indonesian Rupiah IDR Rp

Somali Shilling SOS Sh

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 SOS = 1.76 USD

1,000 SOS = 1.57 EUR

Exchange rates and currency converter

SOS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Somali Shilling exchange rates as of October 20, 2026: 1 USD = 568 SOS (1,000 SOS = 1.76 USD). 1 EUR = 639 SOS (1,000 SOS = 1.57 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Afgoye 7,860 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Afgoye

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afgoye: Cost of Living - Frequently Asked Questions

Ubud, Bali and Afgoye differ by about 1828% in total monthly costs ($1,353 vs $70.2 including rent). Afgoye is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 22% lower in Afgoye. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $58.9 in Afgoye. Housing is usually the single largest factor when comparing overall living costs between the two.

At $70.2 in Afgoye versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Afgoye but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afgoye the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Afgoye are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afgoye gentler on the wallet – expenses run 1828% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.