Cost of Living Comparison Between Ubud, Bali and Afgoye Cost of Living Comparison Between Ubud, Bali and Afgoye

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $250 in Afgoye.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $326 in Afgoye.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $401 in Afgoye.

Living in Ubud, Bali is roughly 464% more expensive than in Afgoye, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Afgoye is 81% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$0.98 SOS 559

252.04%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.43 SOS 1,946

41.11%

Cappuccino

$2.75 Rp 49.3K

$0.48 SOS 275

472.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.48 SOS 272

187.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.23 SOS 131

226.09%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.74 Rp 31.1K

$2.93 SOS 1,662

-40.61%

White Bread (500g)

$2.46 Rp 44.1K

Rice (white) (1kg)

$1.17 Rp 21.0K

Eggs

$2.43 Rp 43.6K

$3.56 SOS 2,025

-31.74%

Local Cheese (1kg)

$14.50 Rp 260.2K

Chicken Fillets (1kg)

$4.35 Rp 78.0K

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.95 SOS 4,516

50.69%

Apples (1kg)

$3.72 Rp 66.7K

Banana (1kg)

$1.63 Rp 29.2K

Oranges (1kg)

$2.74 Rp 49.2K

Tomato (1kg)

$2.24 Rp 40.2K

Potato (1kg)

$1.92 Rp 34.4K

Onion (1kg)

$2.28 Rp 40.8K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.26 SOS 149

3.85%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$4.93 SOS 2,802

-17.44%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$24.89 SOS 14.1K

-2.25%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$10.03 SOS 5,699

439.78%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

$43.36 SOS 24.6K

76.08%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$99.0 SOS 56.2K

902.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$97.1 SOS 55.1K

593.18%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$292 SOS 165.8K

1056.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$80.8 SOS 45.9K

2436.11%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$198 SOS 112.3K

-15.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Afgoye: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $99.0 in Afgoye. Housing cost is often the main lever when comparing two cities.

Afgoye pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Afgoye: Cost of Living - Frequently Asked Questions

Ubud, Bali and Afgoye differ by about 464% in total monthly costs ($1,408 vs $250 including rent). Afgoye is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 18% lower in Afgoye. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $99.0 in Afgoye. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 341% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $250 in Afgoye – a 464% gap that adds up to real savings over time for anyone picking the cheaper option.

At $250 in Afgoye versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Afgoye but tight or insufficient in Ubud, Bali. The gap between the two cities makes Afgoye the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Afgoye are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Afgoye gentler on the wallet – expenses run 464% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.