Cost of Living Comparison Between Ubud, Bali and Adapazari Cost of Living Comparison Between Ubud, Bali and Adapazari

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,093 in Adapazari.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,685 in Adapazari.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,277 in Adapazari.

Living in Ubud, Bali is roughly 29% more expensive than in Adapazari, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Adapazari is 18% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$7.76 ₺366

-55.54%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$26.95 ₺1,271

20.00%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$7.54 ₺356

-35.81%

Cappuccino

$2.75 Rp 49.3K

$3.15 ₺149

-12.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.36 ₺64.3

1.47%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.50 ₺23.62

50.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$4.78 ₺225

-37.45%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$6.51 ₺307

-40.86%

Milk (1 liter)

$1.74 Rp 31.1K

$0.78 ₺36.60

123.08%

White Bread (500g)

$2.46 Rp 44.1K

$0.73 ₺34.66

236.99%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.72 ₺128

-56.99%

Eggs

$2.43 Rp 43.6K

$1.87 ₺88.2

29.95%

Local Cheese (1kg)

$14.50 Rp 260.2K

$7.67 ₺362

89.05%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.64 ₺172

19.51%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$15.32 ₺722

-21.80%

Apples (1kg)

$3.72 Rp 66.7K

$1.61 ₺76.0

131.06%

Banana (1kg)

$1.63 Rp 29.2K

$2.72 ₺128

-40.07%

Oranges (1kg)

$2.74 Rp 49.2K

$0.85 ₺39.89

222.35%

Tomato (1kg)

$2.24 Rp 40.2K

$1.24 ₺58.5

80.65%

Potato (1kg)

$1.92 Rp 34.4K

$0.49 ₺23.10

291.84%

Onion (1kg)

$2.28 Rp 40.8K

$0.64 ₺30.07

256.25%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.87 ₺41.12

21.84%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.54 ₺25.57

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.31 ₺109

42.42%

Wine (Bottle)

$23.19 Rp 416.1K

$13.69 ₺646

69.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.62 ₺124

6.11%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.39 ₺160

-19.47%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.62 ₺29.25

-56.45%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$30.65 ₺1,445

-73.54%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.17 ₺102

-77.88%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.64 ₺30.31

-34.38%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$7.68 ₺362

-19.01%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.16 ₺54.8

-30.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$47.3K ₺2.2M

-43.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$48.0K ₺2.3M

-32.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$40.79 ₺1,924

92.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$14.63 ₺690

-72.18%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$11.57 ₺546

110.29%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$33.42 ₺1,576

195.06%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$12.80 ₺604

-50.47%

Cinema Ticket

$3.99 Rp 71.5K

$4.68 ₺221

-14.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$652 ₺30.7K

-53.21%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$7,667 ₺361.6K

-13.36%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$51.8 ₺2,444

4.48%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$73.8 ₺3,481

-48.77%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$116 ₺5,469

-25.11%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$91.2 ₺4,301

-16.28%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$522 ₺24.6K

89.99%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$393 ₺18.5K

71.12%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$896 ₺42.2K

276.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$697 ₺32.9K

194.21%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,263 ₺59.6K

122.11%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$703 ₺33.2K

216.62%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$954 ₺45.0K

-82.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

36.83

-63.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Adapazari: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $522 in Adapazari. Housing cost is often the main lever when comparing two cities.

Adapazari pays 471% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $27.00 in Adapazari for a mid-range dinner for two. Groceries echo the gap at $297 vs $215 per month, with Adapazari cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adapazari: Cost of Living - Frequently Asked Questions

Ubud, Bali and Adapazari differ by about 29% in total monthly costs ($1,408 vs $1,093 including rent). Adapazari is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 471% lower in Adapazari. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $522 in Adapazari. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Adapazari – a meal for two runs $27.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,093 in Adapazari – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,093 in Adapazari versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Adapazari but tight or insufficient in Ubud, Bali. The gap between the two cities makes Adapazari the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Adapazari are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Adapazari gentler on the wallet – expenses run 29% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.