Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Adapazari

For one person, living is cheaper in Adapazari: $961 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Adapazari
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Adapazari Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Adapazari

🇹🇷 Turkey

$961

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Adapazari

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Adapazari actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $961 in Adapazari.

Ubud, Bali $1,368
Adapazari $961

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,476 in Adapazari.

Ubud, Bali $2,314
Adapazari $1,476

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,990 in Adapazari.

Ubud, Bali $3,260
Adapazari $1,990

Living in Ubud, Bali is roughly 42% more expensive than in Adapazari, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Adapazari is 29% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$7.03 ₺348

-52.63%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$30.04 ₺1,487

17.11%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.24 ₺359

-19.89%

Cappuccino

$2.73 Rp 49.1K

$3.59 ₺178

-23.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.98 ₺48.58

67.35%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.39 ₺19.39

112.82%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.85 ₺91.8

45.95%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.39 ₺118

79.92%

Milk (1 liter)

$1.50 Rp 27.1K

$0.94 ₺46.74

59.57%

White Bread (500g)

$2.30 Rp 41.4K

$1.02 ₺50.3

125.49%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.14 ₺106

-44.86%

Eggs

$2.14 Rp 38.6K

$2.03 ₺101

5.42%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.70 ₺381

127.01%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.90 ₺143

38.97%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$17.96 ₺889

-31.90%

Apples (1kg)

$3.55 Rp 63.9K

$1.94 ₺96.0

82.99%

Banana (1kg)

$1.57 Rp 28.3K

$1.86 ₺91.9

-15.59%

Oranges (1kg)

$2.24 Rp 40.2K

$0.84 ₺41.59

166.67%

Tomato (1kg)

$1.93 Rp 34.7K

$1.32 ₺65.5

46.21%

Potato (1kg)

$1.88 Rp 33.9K

$0.53 ₺26.38

254.72%

Onion (1kg)

$2.29 Rp 41.3K

$0.30 ₺14.96

663.33%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.78 ₺38.85

26.92%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.73 ₺36.14

-27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.08 ₺103

9.62%

Wine (Bottle)

$23.01 Rp 414.2K

$14.17 ₺701

62.39%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.05 ₺101

14.15%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.60 ₺178

-19.17%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.45 ₺22.15

-46.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$61.8 ₺3,059

-85.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.09 ₺54.0

-55.96%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.09 ₺53.9

-57.80%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$4.24 ₺210

28.54%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.27 ₺62.8

-30.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$43.1K ₺2.1M

-43.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$39.3K ₺1.9M

-20.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$43.77 ₺2,167

89.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$10.16 ₺503

-36.52%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$14.35 ₺711

29.41%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$41.02 ₺2,031

36.08%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$6.14 ₺304

-28.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$929 ₺46.0K

-46.96%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$14.8K ₺731.3K

-61.05%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$38.45 ₺1,904

20.13%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$42.55 ₺2,107

-16.97%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$84.7 ₺4,191

-6.57%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$70.1 ₺3,468

11.91%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$406 ₺20.1K

181.67%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$304 ₺15.1K

122.13%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$764 ₺37.8K

358.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$503 ₺24.9K

237.67%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,233 ₺61.0K

125.80%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$687 ₺34.0K

225.93%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$894 ₺44.3K

-81.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

39.8

-65.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Adapazari: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Adapazari

$304 31.6% 55% $371

Groceries & Markets

Ubud, Bali

$290 21.2%

Adapazari

$218 22.7% 24.8% $72

Eating Out

Ubud, Bali

$109 8%

Adapazari

$141 14.6% 29.2% $32

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Adapazari

$68 7.1% 36.8% $40

Clothing & Footwear

Ubud, Bali

$108 7.9%

Adapazari

$106 11% 1.4% $1.5

Sport & Entertainment

Ubud, Bali

$65 4.7%

Adapazari

$53 5.6% 17.5% $11

Getting Around

Ubud, Bali

$13 0.9%

Adapazari

$70 7.3% 459% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $406 in Adapazari. Housing cost is often the main lever when comparing two cities.

Adapazari pays 443% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $30.00 in Adapazari for a mid-range dinner for two. Groceries echo the gap at $290 vs $218 per month, with Adapazari cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Adapazari

🕒 Local time

09:38 9:38 AM

04:38 4:38 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

280,214

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Adapazari 10,200 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Adapazari

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adapazari: Cost of Living - Frequently Asked Questions

Ubud, Bali and Adapazari differ by about 42% in total monthly costs ($1,368 vs $961 including rent). Adapazari is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 443% lower in Adapazari. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $406 in Adapazari. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Adapazari – a meal for two runs $30.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $961 in Adapazari – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

At $961 in Adapazari versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Adapazari but tight or insufficient in Ubud, Bali. The gap between the two cities makes Adapazari the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Adapazari are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Adapazari gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.