Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Abano Terme

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,585 in Abano Terme, rent and utilities included – about $2,800 less a year. The total is higher in Abano Terme despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
82

Cost of Living Index in Abano Terme
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Abano Terme Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Abano Terme

🇮🇹 Italy

$1,585

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Abano Terme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Abano Terme actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,585 in Abano Terme.

Ubud, Bali $1,349
Abano Terme $1,585

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,447 in Abano Terme.

Ubud, Bali $2,305
Abano Terme $2,447

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,309 in Abano Terme.

Ubud, Bali $3,261
Abano Terme $3,309

Living in Ubud, Bali costs roughly 15% less than in Abano Terme, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$15.04 €13.49

-77.93%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$63.1 €56.6

-43.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.12 €9.97

-50.27%

Cappuccino

$2.72 Rp 49.3K

$1.67 €1.50

62.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.96 €2.65

-42.57%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.30 €1.16

-41.54%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.85 €5.24

-54.70%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.47 €4.91

-19.93%

Milk (1 liter)

$1.49 Rp 27.1K

$1.45 €1.30

2.76%

White Bread (500g)

$2.28 Rp 41.3K

$2.25 €2.02

1.33%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.95 €2.64

-59.66%

Eggs

$2.04 Rp 36.9K

$4.48 €4.02

-54.46%

Local Cheese (1kg)

$17.70 Rp 321.2K

$14.68 €13.17

20.57%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$13.30 €11.93

-70.23%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$21.77 €19.53

-44.01%

Apples (1kg)

$3.66 Rp 66.3K

$2.38 €2.13

53.78%

Banana (1kg)

$1.52 Rp 27.5K

$2.44 €2.19

-37.70%

Oranges (1kg)

$2.23 Rp 40.4K

$2.26 €2.03

-1.33%

Tomato (1kg)

$1.97 Rp 35.8K

$2.99 €2.68

-34.11%

Potato (1kg)

$1.85 Rp 33.5K

$1.82 €1.63

1.65%

Onion (1kg)

$2.42 Rp 44.0K

$1.75 €1.57

38.29%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.47 €1.32

-32.65%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.56 €0.51

-8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.20 €5.56

-64.19%

Wine (Bottle)

$22.24 Rp 403.6K

$6.64 €5.96

234.94%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.89 €1.70

19.58%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.57 €2.30

15.56%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.64 €1.47

-84.76%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$46.45 €41.66

-83.16%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$5.41 €4.85

-91.87%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.91 €1.71

-77.49%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$35.68 €32.00

-84.84%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.03 €1.82

-59.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$37.1K €33.2K

-35.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$34.5K €30.9K

-7.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$189 €169

-58.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$9.93 €8.91

-35.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$31.17 €27.96

-40.39%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$48.80 €43.77

1.39%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$22.78 €20.43

-22.52%

Cinema Ticket

$4.27 Rp 77.6K

$10.48 €9.40

-59.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$540 €485

-9.22%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$10.6K €9,533

-46.61%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$96.6 €86.7

-53.79%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$37.56 €33.70

-6.95%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$97.0 €87.0

-17.63%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 €102

-30.31%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$685 €615

64.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$489 €439

37.27%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,241 €1,113

187.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$832 €747

107.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,534 €2,273

7.80%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,973 €1,770

15.77%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,637 €2,366

-93.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.32

315.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Abano Terme: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Abano Terme

$489 30.9% 27.2% $182

Groceries & Markets

Ubud, Bali

$288 21.4%

Abano Terme

$343 21.6% 18.8% $54

Eating Out

Ubud, Bali

$108 8%

Abano Terme

$231 14.6% 115% $123

Clothing & Footwear

Ubud, Bali

$108 8%

Abano Terme

$155 9.8% 44.5% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Abano Terme

$230 14.5% 121% $126

Sport & Entertainment

Ubud, Bali

$58 4.3%

Abano Terme

$70 4.4% 20.2% $12

Getting Around

Ubud, Bali

$11 0.9%

Abano Terme

$68 4.3% 495% $57

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $685 in Abano Terme. Housing cost is often the main lever when comparing two cities.

Abano Terme pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $63 in Abano Terme for a mid-range dinner for two. Groceries echo the gap at $288 vs $343 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Abano Terme

🕒 Local time

06:37 6:37 AM

23:37 11:37 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,950

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,229 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 27, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Abano Terme 11,730 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Abano Terme

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Abano Terme: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, transport, and groceries. The 18% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $685 in Abano Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Abano Terme. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $63 in Abano Terme. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Abano Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Abano Terme on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.