Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Aarschot

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,990 in Aarschot, rent and utilities included – about $7,600 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
96

Cost of Living Index in Aarschot
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Aarschot Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Aarschot

🇧🇪 Belgium

$1,990

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Aarschot

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Aarschot actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,990 in Aarschot.

Ubud, Bali $1,353
Aarschot $1,990

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,883 in Aarschot.

Ubud, Bali $2,297
Aarschot $2,883

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,777 in Aarschot.

Ubud, Bali $3,241
Aarschot $3,777

Living in Ubud, Bali costs roughly 32% less than in Aarschot, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Aarschot 47% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$18.17 €16.16

-82.22%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$76.7 €68.2

-54.50%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.00 €9.78

-48.18%

Cappuccino

$2.62 Rp 47.1K

$3.69 €3.28

-29.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.98 €2.65

-42.28%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.61 €2.32

-68.97%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.33 €4.74

-50.28%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.57 €4.06

-4.38%

Milk (1 liter)

$1.57 Rp 28.3K

$1.23 €1.09

27.64%

White Bread (500g)

$2.19 Rp 39.5K

$2.71 €2.41

-19.19%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.01 €1.79

-41.29%

Eggs

$2.16 Rp 38.8K

$3.65 €3.24

-40.82%

Local Cheese (1kg)

$17.65 Rp 317.7K

$11.58 €10.30

52.42%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.65 €10.36

-67.55%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.94 €13.29

-20.01%

Apples (1kg)

$3.60 Rp 64.8K

$2.69 €2.40

33.83%

Banana (1kg)

$1.59 Rp 28.6K

$2.23 €1.98

-28.70%

Oranges (1kg)

$2.31 Rp 41.6K

$2.18 €1.94

5.96%

Tomato (1kg)

$1.91 Rp 34.3K

$2.24 €1.99

-14.73%

Potato (1kg)

$1.78 Rp 32.1K

$2.26 €2.01

-21.24%

Onion (1kg)

$2.33 Rp 41.9K

$1.75 €1.55

33.14%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.47 €1.31

-31.97%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.96 €0.85

-44.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$8.89 €7.90

-74.24%

Wine (Bottle)

$22.07 Rp 397.3K

$7.42 €6.60

197.44%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.09 €1.86

12.44%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.78 €1.58

67.42%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.03 €2.69

-92.41%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$55.7 €49.51

-84.01%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.12 €4.56

-90.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.46 €2.19

-82.52%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$16.99 €15.11

-67.80%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.97 €1.75

-57.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$36.0K €32.0K

-33.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$33.4K €29.7K

-1.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$210 €187

-61.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$18.58 €16.53

-64.69%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$52.4 €46.56

-64.47%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$36.52 €32.49

48.19%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$19.21 €17.09

-4.84%

Cinema Ticket

$4.25 Rp 76.5K

$14.15 €12.59

-69.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$697 €620

-29.36%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$16.3K €14.5K

-65.73%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$85.4 €76.0

-46.65%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$26.41 €23.49

32.37%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$87.5 €77.9

-11.22%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$130 €116

-39.59%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$928 €826

21.92%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$826 €735

-18.57%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,379 €1,227

161.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,165 €1,036

46.09%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,218 €3,752

-35.58%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,844 €2,530

-21.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,126 €2,780

-94.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.52

291.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Aarschot: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Aarschot

$826 41.5% 22.8% $153

Groceries & Markets

Ubud, Bali

$287 21.2%

Aarschot

$303 15.2% 5.5% $16

Clothing & Footwear

Ubud, Bali

$107 7.9%

Aarschot

$148 7.5% 39.1% $42

Eating Out

Ubud, Bali

$106 7.9%

Aarschot

$281 14.1% 164% $174

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Aarschot

$281 14.1% 167% $176

Sport & Entertainment

Ubud, Bali

$63 4.6%

Aarschot

$65 3.3% 3.5% $2.2

Getting Around

Ubud, Bali

$12 0.9%

Aarschot

$85 4.3% 585% $73

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $928 in Aarschot. Housing cost is often the main lever when comparing two cities.

Aarschot pays 1779% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $77.0 in Aarschot for a mid-range dinner for two. Groceries echo the gap at $287 vs $303 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Aarschot

🕒 Local time

06:22 6:22 AM

00:22 12:22 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

27,656

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Aarschot 12,170 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Aarschot

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Aarschot: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 47% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1779% lower in Aarschot. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $928 in Aarschot. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Aarschot. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $77.0 in Aarschot. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $1,990 in Aarschot, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Aarschot. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Aarschot, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Aarschot are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Aarschot. Beyond cost, consider language, visa policies, and how big the international community is in each city.