Last update: Oct 2026

Cost of Living Comparison Between Turlock, CA and Chicago, IL

For one person, living is cheaper in Turlock, CA: $2,780 a month against $3,139 in Chicago, IL, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Turlock, CA
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Turlock, CA Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Turlock, CA

🇺🇸 United States

$2,780

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Turlock, CA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Turlock, CA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,780 per month in Turlock, CA vs $3,139 in Chicago, IL, rent included.

Turlock, CA $2,780
Chicago, IL $3,139

A couple spends around $4,034 per month in Turlock, CA vs $4,627 in Chicago, IL, rent included.

Turlock, CA $4,034
Chicago, IL $4,627

A family of three spends $5,288 per month in Turlock, CA vs $6,115 in Chicago, IL, rent included.

Turlock, CA $5,288
Chicago, IL $6,115

Turlock, CA is about 11% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Turlock, CA and Chicago, IL sit above the global median – Turlock, CA by 105%, Chicago, IL by 132%.

Meal at Budget Restaurant

$24.94 $24.94

$20.65 $20.65

20.77%

Three-Course Dinner for Two, Mid-Range

$99.6 $99.6

$90.2 $90.2

10.35%

Fast Food Meal (McDonalds, etc)

$12.84 $12.84

$12.94 $12.94

-0.77%

Cappuccino

$6.08 $6.08

$5.60 $5.60

8.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.38 $4.38

$2.64 $2.64

65.91%

Water (0.33 liter bottle)

$3.98 $3.98

$2.27 $2.27

75.33%

Local Beer (0.5 liter draught)

$8.10 $8.10

$6.98 $6.98

16.05%

Imported Beer (0.33 liter bottle)

$9.18 $9.18

$8.83 $8.83

3.96%

Milk (1 liter)

$1.36 $1.36

$1.27 $1.27

7.09%

White Bread (500g)

$3.12 $3.12

$3.80 $3.80

-17.89%

Rice (white) (1kg)

$2.37 $2.37

$5.30 $5.30

-55.28%

Eggs

$3.04 $3.04

$4.76 $4.76

-36.13%

Local Cheese (1kg)

$12.75 $12.75

$13.96 $13.96

-8.67%

Chicken Fillets (1kg)

$12.37 $12.37

$14.61 $14.61

-15.33%

Beef Round Steak (1kg)

$19.74 $19.74

$18.77 $18.77

5.17%

Apples (1kg)

$3.65 $3.65

$5.19 $5.19

-29.67%

Banana (1kg)

$1.35 $1.35

$1.98 $1.98

-31.82%

Oranges (1kg)

$3.83 $3.83

$3.93 $3.93

-2.54%

Tomato (1kg)

$2.57 $2.57

$4.96 $4.96

-48.19%

Potato (1kg)

$2.63 $2.63

$2.76 $2.76

-4.71%

Onion (1kg)

$2.67 $2.67

$2.76 $2.76

-3.26%

Lettuce (1 head)

$2.03 $2.03

$2.22 $2.22

-8.56%

Water (1.5 liter bottle)

$1.96 $1.96

$2.98 $2.98

-34.23%

Cigarettes 20 Pack (Marlboro, Camel)

$11.57 $11.57

$14.02 $14.02

-17.48%

Wine (Bottle)

$14.73 $14.73

$15.28 $15.28

-3.60%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$2.58 $2.58

-24.81%

Imported Beer (0.33 liter bottle)

$1.92 $1.92

$3.50 $3.50

-45.14%

One-way Ticket (Public Transport)

$2.23 $2.23

$2.47 $2.47

-9.72%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$4.13 $4.13

$3.34 $3.34

23.65%

Taxi (Normal Tariff) (1km)

$1.97 $1.97

$1.43 $1.43

37.76%

Taxi 1hour Waiting (Normal Tariff)

$28.91 $28.91

$24.32 $24.32

18.87%

Gasoline (1 liter)

$1.46 $1.46

$1.26 $1.26

15.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$35.0K $35.0K

-19.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$26.1K $26.1K

-11.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$264 $264

$193 $193

37.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.2 $63.2

$68.3 $68.3

-7.37%

Internet (50+ Mbps, Unlimited Data)

$60.1 $60.1

$61.3 $61.3

-1.94%

Gym Membership (Monthly)

$47.50 $47.50

$54.1 $54.1

-12.23%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$18.12 $18.12

$17.74 $17.74

2.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,427 $1,427

$1,652 $1,652

-13.61%

International Primary School, 1 Child (Yearly)

$29.5K $29.5K

$31.1K $31.1K

-4.97%

Jeans (Levis 501 Or Similar)

$62.1 $62.1

$66.1 $66.1

-6.07%

Summer Dress (H&M, Zara, etc)

$47.36 $47.36

$51.2 $51.2

-7.57%

Sport Shoes (Adidas, Nike)

$120 $120

$100 $100

20.10%

Men's Leather Business Shoes

$137 $137

$141 $141

-2.86%

1-bedroom Apartment, City Center (Monthly)

$1,561 $1,561

$2,446 $2,446

-36.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,349 $1,349

$1,678 $1,678

-19.57%

3-bedroom Apartment, City Center (Monthly)

$2,713 $2,713

$4,717 $4,717

-42.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,097 $2,097

$2,795 $2,795

-24.98%

Buy Apartment in City Center (m2)

$2,629 $2,629

$4,105 $4,105

-35.96%

Buy Apartment Outside City Center (m2)

$2,285 $2,285

$2,650 $2,650

-13.75%

Average Monthly Net Salary (After Tax)

$4,406 $4,406

$4,866 $4,866

-9.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.81

-4.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turlock, CA: October 20, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Turlock, CA

$1.3K 48.5%

Chicago, IL

$1.7K 53.5% 24.3% $328

Eating Out

Turlock, CA

$403 14.5%

Chicago, IL

$343 10.9% 14.8% $60

Monthly Utilities & Internet

Turlock, CA

$388 14%

Chicago, IL

$322 10.3% 16.9% $66

Groceries & Markets

Turlock, CA

$368 13.2%

Chicago, IL

$449 14.3% 22.1% $81

Clothing & Footwear

Turlock, CA

$165 5.9%

Chicago, IL

$161 5.1% 2.2% $3.7

Sport & Entertainment

Turlock, CA

$84 3%

Chicago, IL

$90 2.9% 7% $5.9

Getting Around

Turlock, CA

$23 * 0.8%

Chicago, IL

$95 3% 316% $72

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,561 in Turlock, CA versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Turlock, CA versus $90.0 in Chicago, IL. Groceries tell a different story – $368 in Turlock, CA vs $449 in Chicago, IL – so Turlock, CA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Turlock, CA

🇺🇸 Chicago, IL

🕒 Local time

01:09 1:09 AM

03:09 3:09 AM

2 h ahead of Turlock, CA

🌤 Weather

👥 Population

73,504

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Turlock, CA Chicago, IL 2,870 km ≈ 4 h nonstop flight

From you

Turlock, CA
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turlock, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,780 in Turlock, CA, $3,139 in Chicago, IL – roughly 13% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,170 per month in Turlock, CA and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Turlock, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $100 in Turlock, CA and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 22% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,780 in Turlock, CA and $3,139 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,780 in Turlock, CA to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Turlock, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.