Cost of Living Comparison Between Turku and Hyvinkaa Cost of Living Comparison Between Turku and Hyvinkaa

Monthly Cost of Living

Monthly costs for one person with rent: $1,941 in Turku versus $1,739 in Hyvinkaa.

Estimated couple costs with rent: $3,064 in Turku versus $2,810 in Hyvinkaa.

Monthly costs for a family of three with rent: $4,188 in Turku versus $3,881 in Hyvinkaa.

Living in Turku is roughly 12% more expensive than in Hyvinkaa, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Turku 42% above, Hyvinkaa 27% above.

Meal at Budget Restaurant

$16.42 €14.29

$16.40 €14.27

0.12%

Three-Course Dinner for Two, Mid-Range

$104 €90.3

$93.7 €81.6

10.69%

Fast Food Meal (McDonalds, etc)

$12.95 €11.27

$13.11 €11.41

-1.22%

Cappuccino

$4.92 €4.28

$4.23 €3.68

16.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.61

$2.58 €2.24

16.28%

Water (0.33 liter bottle)

$2.03 €1.76

$2.78 €2.42

-26.98%

Local Beer (0.5 liter draught)

$9.98 €8.68

$9.20 €8.01

8.48%

Imported Beer (0.33 liter bottle)

$9.61 €8.36

$7.86 €6.84

22.26%

Milk (1 liter)

$1.58 €1.38

$1.47 €1.28

7.48%

White Bread (500g)

$2.55 €2.22

$2.54 €2.21

0.39%

Rice (white) (1kg)

$2.71 €2.36

$3.10 €2.70

-12.58%

Eggs

$3.89 €3.39

$2.85 €2.48

36.49%

Local Cheese (1kg)

$8.12 €7.07

$6.64 €5.78

22.29%

Chicken Fillets (1kg)

$14.93 €12.99

$13.72 €11.94

8.82%

Beef Round Steak (1kg)

$18.83 €16.39

$23.96 €20.85

-21.41%

Apples (1kg)

$2.79 €2.42

$2.59 €2.26

7.72%

Banana (1kg)

$2.28 €1.98

$2.25 €1.96

1.33%

Oranges (1kg)

$2.35 €2.05

$2.37 €2.06

-0.84%

Tomato (1kg)

$4.65 €4.05

$3.48 €3.03

33.62%

Potato (1kg)

$1.52 €1.32

$1.56 €1.35

-2.56%

Onion (1kg)

$1.67 €1.45

$2.22 €1.93

-24.77%

Lettuce (1 head)

$2.07 €1.81

$1.51 €1.32

37.09%

Water (1.5 liter bottle)

$1.96 €1.71

$1.82 €1.58

7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.60 €11.84

$11.38 €9.90

19.51%

Wine (Bottle)

$15.41 €13.41

$13.89 €12.09

10.94%

Local Beer (0.5 liter bottle)

$3.91 €3.40

$3.19 €2.78

22.57%

Imported Beer (0.33 liter bottle)

$3.85 €3.35

$3.09 €2.69

24.60%

One-way Ticket (Public Transport)

$3.65 €3.18

$3.51 €3.05

3.99%

Public Transport Monthly Pass (Regular Price)

$65.0 €56.6

$45.61 €39.69

42.58%

Taxi Start (Normal Tariff)

$8.97 €7.80

$8.45 €7.36

6.15%

Taxi (Normal Tariff) (1km)

$1.77 €1.54

$1.46 €1.27

21.23%

Taxi 1hour Waiting (Normal Tariff)

$67.7 €58.9

$68.4 €59.6

-1.05%

Gasoline (1 liter)

$2.27 €1.98

$2.32 €2.02

-2.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K €32.7K

$23.2K €20.2K

62.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €33.8K

$37.9K €33.0K

2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €117

$145 €126

-7.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.46 €25.64

$32.55 €28.32

-9.49%

Internet (50+ Mbps, Unlimited Data)

$22.67 €19.73

$22.72 €19.77

-0.22%

Gym Membership (Monthly)

$44.45 €38.68

$30.41 €26.46

46.17%

Tennis Court (1 Hour on Weekend)

$29.53 €25.70

$16.47 €14.34

79.30%

Cinema Ticket

$21.70 €18.88

$17.56 €15.28

23.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$321 €279

$117 €102

174.32%

International Primary School, 1 Child (Yearly)

$7,647 €6,655

Jeans (Levis 501 Or Similar)

$95.5 €83.1

$89.3 €77.7

6.90%

Summer Dress (H&M, Zara, etc)

$44.07 €38.35

$57.2 €49.76

-22.93%

Sport Shoes (Adidas, Nike)

$107 €92.8

$106 €91.8

1.10%

Men's Leather Business Shoes

$114 €98.8

$114 €98.9

-0.13%

1-bedroom Apartment, City Center (Monthly)

$822 €715

$738 €642

11.38%

1-bedroom Apartment, Outside City Center (Monthly)

$677 €590

$582 €507

16.33%

3-bedroom Apartment, City Center (Monthly)

$1,464 €1,274

$1,275 €1,110

14.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,186 €1,032

$1,109 €965

6.93%

Buy Apartment in City Center (m2)

$4,397 €3,826

$2,447 €2,129

79.70%

Buy Apartment Outside City Center (m2)

$2,912 €2,535

$1,595 €1,388

82.55%

Average Monthly Net Salary (After Tax)

$2,789 €2,427

$2,675 €2,328

4.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

4.33

-9.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turku: September 13, 2026

Last update for Hyvinkaa: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $822 in Turku and $738 in Hyvinkaa. Housing cost is often the main lever when comparing two cities.

Turku pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $104 in Turku vs $94.0 in Hyvinkaa for a mid-range dinner for two. Groceries echo the gap at $381 vs $365 per month, with Hyvinkaa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turku vs Hyvinkaa: Cost of Living - Frequently Asked Questions

Turku and Hyvinkaa differ by about 12% in total monthly costs ($1,941 vs $1,739 including rent). Hyvinkaa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Turku, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $822 in Turku versus $738 in Hyvinkaa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Hyvinkaa runs roughly 43% less than in Turku. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $321 in Turku versus $117 in Hyvinkaa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,739 in Hyvinkaa versus $1,941 in Turku, a $3,000 budget is realistic in Hyvinkaa but tight or insufficient in Turku. The gap between the two cities makes Hyvinkaa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Turku and Hyvinkaa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hyvinkaa gentler on the wallet – expenses run 12% less than in Turku. Beyond cost, consider language, visa policies, and how big the international community is in each city.