Last update: Nov 2026

Cost of Living Comparison Between Turku and Hyvinkaa

For one person, living is cheaper in Hyvinkaa: $1,720 a month against $1,890 in Turku, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Turku
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Turku Living Index
82

Cost of Living Index in Hyvinkaa
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Hyvinkaa Living Index

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Turku

🇫🇮 Finland

$1,890

/mo nomad

Hyvinkaa

🇫🇮 Finland

$1,720

/mo nomad

Monthly Cost of Living

How much you'll spend in Turku and in Hyvinkaa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Turku and in Hyvinkaa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,890 in Turku versus $1,720 in Hyvinkaa.

Turku $1,890
Hyvinkaa $1,720

Estimated couple costs with rent: $2,992 in Turku versus $2,740 in Hyvinkaa.

Turku $2,992
Hyvinkaa $2,740

Monthly costs for a family of three with rent: $4,093 in Turku versus $3,760 in Hyvinkaa.

Turku $4,093
Hyvinkaa $3,760

Living in Turku is roughly 10% more expensive than in Hyvinkaa, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Turku 40% above, Hyvinkaa 27% above.

Meal at Budget Restaurant

$16.52 €14.71

$15.86 €14.12

4.16%

Three-Course Dinner for Two, Mid-Range

$102 €90.7

$90.1 €80.2

13.04%

Fast Food Meal (McDonalds, etc)

$12.48 €11.11

$12.80 €11.39

-2.50%

Cappuccino

$4.75 €4.22

$3.97 €3.53

19.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 €2.49

$2.48 €2.20

12.90%

Water (0.33 liter bottle)

$1.87 €1.67

$2.58 €2.30

-27.52%

Local Beer (0.5 liter draught)

$9.43 €8.40

$8.74 €7.78

7.89%

Imported Beer (0.33 liter bottle)

$9.66 €8.60

$7.91 €7.04

22.12%

Milk (1 liter)

$1.57 €1.40

$1.43 €1.27

9.79%

White Bread (500g)

$2.45 €2.18

$2.49 €2.22

-1.61%

Rice (white) (1kg)

$2.63 €2.34

$3.00 €2.67

-12.33%

Eggs

$3.58 €3.19

$2.83 €2.52

26.50%

Local Cheese (1kg)

$7.98 €7.10

$6.24 €5.56

27.88%

Chicken Fillets (1kg)

$14.38 €12.81

$13.63 €12.14

5.50%

Beef Round Steak (1kg)

$18.75 €16.70

$23.37 €20.81

-19.77%

Apples (1kg)

$2.69 €2.39

$2.50 €2.23

7.60%

Banana (1kg)

$2.14 €1.91

$2.11 €1.88

1.42%

Oranges (1kg)

$2.32 €2.07

$2.28 €2.03

1.75%

Tomato (1kg)

$4.51 €4.01

$3.32 €2.95

35.84%

Potato (1kg)

$1.41 €1.26

$1.45 €1.29

-2.76%

Onion (1kg)

$1.58 €1.41

$2.18 €1.94

-27.52%

Lettuce (1 head)

$1.93 €1.72

$1.46 €1.30

32.19%

Water (1.5 liter bottle)

$1.90 €1.69

$1.81 €1.61

4.97%

Cigarettes 20 Pack (Marlboro, Camel)

$13.49 €12.01

$11.40 €10.15

18.33%

Wine (Bottle)

$15.16 €13.50

$13.20 €11.75

14.85%

Local Beer (0.5 liter bottle)

$3.98 €3.55

$3.10 €2.76

28.39%

Imported Beer (0.33 liter bottle)

$3.73 €3.32

$3.03 €2.70

23.10%

One-way Ticket (Public Transport)

$3.45 €3.08

$3.45 €3.07

Public Transport Monthly Pass (Regular Price)

$62.8 €55.9

$44.05 €39.22

42.54%

Taxi Start (Normal Tariff)

$8.25 €7.35

$8.34 €7.42

-1.08%

Taxi (Normal Tariff) (1km)

$1.53 €1.36

$1.42 €1.27

7.75%

Taxi 1hour Waiting (Normal Tariff)

$64.8 €57.7

$65.3 €58.1

-0.69%

Gasoline (1 liter)

$2.36 €2.10

$2.29 €2.04

3.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K €32.7K

$22.4K €20.0K

64.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.2K

$38.1K €33.9K

-2.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 €119

$136 €121

-2.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.19 €25.99

$31.94 €28.44

-8.61%

Internet (50+ Mbps, Unlimited Data)

$22.53 €20.06

$21.47 €19.12

4.94%

Gym Membership (Monthly)

$43.08 €38.35

$29.38 €26.16

46.63%

Tennis Court (1 Hour on Weekend)

$28.01 €24.94

$15.41 €13.72

81.77%

Cinema Ticket

$21.02 €18.72

$17.00 €15.13

23.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$551 €490

$114 €101

383.94%

International Primary School, 1 Child (Yearly)

$10.1K €9,031

$7,676 €6,835

32.13%

Jeans (Levis 501 Or Similar)

$94.3 €84.0

$86.3 €76.9

9.27%

Summer Dress (H&M, Zara, etc)

$43.53 €38.76

$56.0 €49.88

-22.30%

Sport Shoes (Adidas, Nike)

$104 €92.7

$102 €90.4

2.56%

Men's Leather Business Shoes

$110 €97.9

$114 €102

-3.59%

1-bedroom Apartment, City Center (Monthly)

$850 €757

$730 €650

16.36%

1-bedroom Apartment, Outside City Center (Monthly)

$687 €612

$586 €521

17.31%

3-bedroom Apartment, City Center (Monthly)

$1,469 €1,308

$1,220 €1,086

20.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,171 €1,043

$1,043 €929

12.30%

Buy Apartment in City Center (m2)

$4,148 €3,693

$2,353 €2,095

76.25%

Buy Apartment Outside City Center (m2)

$2,793 €2,487

$1,541 €1,372

81.27%

Average Monthly Net Salary (After Tax)

$2,643 €2,354

$2,615 €2,329

1.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

4.33

-9.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turku: November 2, 2026

Last update for Hyvinkaa: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Turku

$687 36.3%

Hyvinkaa

$586 34.1% 14.8% $101

Groceries & Markets

Turku

$371 19.6%

Hyvinkaa

$355 20.6% 4.4% $16

Eating Out

Turku

$312 16.5%

Hyvinkaa

$293 17% 6.1% $19

Monthly Utilities & Internet

Turku

$185 9.8%

Hyvinkaa

$190 11% 2.6% $4.8

Clothing & Footwear

Turku

$158 8.4%

Hyvinkaa

$161 9.4% 1.7% $2.7

Getting Around

Turku

$93 4.9%

Hyvinkaa

$73 4.3% 20.7% $19

Sport & Entertainment

Turku

$85 4.5%

Hyvinkaa

$63 3.7% 25.6% $22

Cost Breakdown

A one-bedroom apartment in the center runs $850 in Turku and $730 in Hyvinkaa. Housing cost is often the main lever when comparing two cities.

Dining out: $102 in Turku vs $90 in Hyvinkaa for a mid-range dinner for two. Groceries echo the gap at $371 vs $355 per month, with Hyvinkaa cheaper across the board.

Good to know

🇫🇮 Turku

🇫🇮 Hyvinkaa

🕒 Local time

15:22 3:22 PM

Same time as Turku

🌤 Weather

👥 Population

201,889

46,903

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turku vs Hyvinkaa: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,890 in Turku and $1,720 in Hyvinkaa, so Hyvinkaa is about 9% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,836 in Turku and $2,580 in Hyvinkaa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $850 in Turku versus $730 in Hyvinkaa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Hyvinkaa runs roughly 30% less than in Turku. The price difference matters if you commute daily and watch your budget.

Childcare runs $551 in Turku versus $114 in Hyvinkaa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $3,000 a month, though Hyvinkaa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Turku and Hyvinkaa are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Hyvinkaa gentler on the wallet – expenses run 9% less than in Turku. Beyond cost, consider language, visa policies, and how big the international community is in each city.