Cost of Living Comparison Between Turku and Hyvinkaa Cost of Living Comparison Between Turku and Hyvinkaa

Monthly Cost of Living

Monthly costs for one person with rent: $1,812 in Turku versus $1,896 in Hyvinkaa.

Estimated couple costs with rent: $2,895 in Turku versus $2,806 in Hyvinkaa.

Monthly costs for a family of three with rent: $3,977 in Turku versus $3,716 in Hyvinkaa.

Living in Turku costs roughly 4% less than in Hyvinkaa, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Turku 35% above, Hyvinkaa 42% above.

Meal at Budget Restaurant

$15.44 €13.21

$14.79 €12.66

4.39%

Three-Course Dinner for Two, Mid-Range

$111 €95.1

$91.9 €78.7

20.81%

Fast Food Meal (McDonalds, etc)

$11.51 €9.85

$11.35 €9.71

1.41%

Cappuccino

$5.13 €4.39

$4.24 €3.63

20.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €1.95

$2.50 €2.14

-8.80%

Water (0.33 liter bottle)

$1.89 €1.62

$1.68 €1.44

12.50%

Local Beer (0.5 liter draught)

$8.54 €7.31

$8.34 €7.14

2.40%

Imported Beer (0.33 liter bottle)

$7.70 €6.59

$9.44 €8.08

-18.43%

Milk (1 liter)

$1.27 €1.09

$1.14 €0.98

11.40%

White Bread (500g)

$2.47 €2.11

$2.30 €1.96

7.39%

Rice (white) (1kg)

$2.67 €2.28

$2.25 €1.93

18.67%

Eggs

$3.09 €2.64

$2.82 €2.41

9.57%

Local Cheese (1kg)

$7.12 €6.10

$6.76 €5.79

5.33%

Chicken Fillets (1kg)

$15.06 €12.89

$13.74 €11.76

9.61%

Beef Round Steak (1kg)

$19.70 €16.87

$20.78 €17.78

-5.20%

Apples (1kg)

$2.23 €1.91

$2.06 €1.76

8.25%

Banana (1kg)

$1.97 €1.69

$1.90 €1.63

3.68%

Oranges (1kg)

$1.95 €1.67

$2.38 €2.04

-18.07%

Tomato (1kg)

$3.77 €3.23

$4.72 €4.04

-20.13%

Potato (1kg)

$1.52 €1.30

$1.41 €1.21

7.80%

Onion (1kg)

$1.62 €1.39

$1.89 €1.62

-14.29%

Lettuce (1 head)

$2.07 €1.77

$1.72 €1.47

20.35%

Water (1.5 liter bottle)

$1.86 €1.59

$1.46 €1.25

27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$12.55 €10.75

$11.72 €10.04

7.08%

Wine (Bottle)

$15.70 €13.44

$11.85 €10.14

32.49%

Local Beer (0.5 liter bottle)

$3.52 €3.01

$3.03 €2.60

16.17%

Imported Beer (0.33 liter bottle)

$3.89 €3.33

$3.56 €3.05

9.27%

One-way Ticket (Public Transport)

$3.57 €3.05

$3.38 €2.89

5.62%

Public Transport Monthly Pass (Regular Price)

$64.2 €55.0

$67.7 €58.0

-5.20%

Taxi Start (Normal Tariff)

$8.90 €7.62

$8.13 €6.96

9.47%

Taxi (Normal Tariff) (1km)

$1.60 €1.37

$1.55 €1.32

3.23%

Taxi 1hour Waiting (Normal Tariff)

$52.5 €44.90

$63.0 €53.9

-16.72%

Gasoline (1 liter)

$2.09 €1.79

$2.11 €1.80

-0.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K €33.2K

$23.1K €19.7K

68.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €32.2K

$40.3K €34.5K

-6.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 €148

$117 €100

47.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.70 €26.28

$31.57 €27.03

-2.76%

Internet (50+ Mbps, Unlimited Data)

$23.38 €20.01

$19.48 €16.67

20.02%

Gym Membership (Monthly)

$47.02 €40.25

$44.26 €37.89

6.24%

Tennis Court (1 Hour on Weekend)

$26.26 €22.47

$23.90 €20.46

9.87%

Cinema Ticket

$17.24 €14.75

$16.32 €13.97

5.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$320 €274

$340 €291

-5.69%

International Primary School, 1 Child (Yearly)

$4,032 €3,452

$11.3K €9,684

-64.36%

Jeans (Levis 501 Or Similar)

$81.1 €69.5

$107 €91.3

-23.92%

Summer Dress (H&M, Zara, etc)

$35.45 €30.34

$25.72 €22.02

37.83%

Sport Shoes (Adidas, Nike)

$93.9 €80.4

$85.8 €73.4

9.44%

Men's Leather Business Shoes

$109 €93.4

$103 €88.2

5.91%

1-bedroom Apartment, City Center (Monthly)

$784 €671

$772 €660

1.57%

1-bedroom Apartment, Outside City Center (Monthly)

$631 €540

$806 €690

-21.75%

3-bedroom Apartment, City Center (Monthly)

$1,283 €1,098

$1,318 €1,129

-2.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,003 €858

$1,031 €882

-2.72%

Buy Apartment in City Center (m2)

$4,352 €3,726

$2,453 €2,100

77.41%

Buy Apartment Outside City Center (m2)

$2,946 €2,522

$1,627 €1,393

81.11%

Average Monthly Net Salary (After Tax)

$2,774 €2,375

$2,734 €2,340

1.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.93

1.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turku: April 27, 2026

Last update for Hyvinkaa: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $784 in Turku and $772 in Hyvinkaa. Housing cost is often the main lever when comparing two cities.

Turku pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $111 in Turku vs $92.0 in Hyvinkaa for a mid-range dinner for two. Groceries echo the gap at $361 vs $339 per month, with Hyvinkaa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turku vs Hyvinkaa: Cost of Living - Frequently Asked Questions

Turku and Hyvinkaa differ by about 5% in total monthly costs ($1,812 vs $1,896 including rent). Turku is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Turku pays 1% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $784 in Turku versus $772 in Hyvinkaa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Turku runs roughly 5% less than in Hyvinkaa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $320 in Turku versus $340 in Hyvinkaa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,812 in Turku versus $1,896 in Hyvinkaa, a $2,500 budget is realistic in Turku but tight or insufficient in Hyvinkaa. The gap between the two cities makes Turku the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Turku and Hyvinkaa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Turku gentler on the wallet – expenses run 5% less than in Hyvinkaa. Beyond cost, consider language, visa policies, and how big the international community is in each city.