Last update: Oct 2026

Cost of Living Comparison Between Tumon and Hong Kong

For one person, living is cheaper in Tumon: $429 a month against $3,005 in Hong Kong, rent and utilities included – about $30,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Tumon

🇬🇺 Guam

$429

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Tumon and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tumon and in Hong Kong actually costs, broken down by who's living it.

A single person spends $429 per month in Tumon vs $3,005 in Hong Kong, rent included.

Tumon $429
Hong Kong $3,005

A couple spends around $2,002 per month in Tumon vs $4,643 in Hong Kong, rent included.

Tumon $2,002
Hong Kong $4,643

A family of three spends $3,574 per month in Tumon vs $6,281 in Hong Kong, rent included.

Tumon $3,574
Hong Kong $6,281

Tumon is about 86% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Tumon sits 68% below the global median, while Hong Kong is 122% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.37 $25.37

$7.80 HK$61.2

225.26%

Three-Course Dinner for Two, Mid-Range

$51.7 $51.7

$64.7 HK$508

-20.13%

Fast Food Meal (McDonalds, etc)

$12.95 $12.95

$6.24 HK$48.97

107.53%

Cappuccino

$6.01 $6.01

$5.01 HK$39.34

19.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$1.29 HK$10.12

136.43%

Water (0.33 liter bottle)

$3.03 $3.03

$1.11 HK$8.74

172.97%

Local Beer (0.5 liter draught)

$7.12 $7.12

$7.77 HK$61.0

-8.37%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$6.41 HK$50.3

38.53%

Milk (1 liter)

$2.90 HK$22.79

White Bread (500g)

$2.33 HK$18.29

Rice (white) (1kg)

$2.23 HK$17.51

Eggs

$3.45 HK$27.04

Local Cheese (1kg)

$24.96 HK$196

Chicken Fillets (1kg)

$8.79 HK$69.0

Beef Round Steak (1kg)

$17.71 HK$139

Apples (1kg)

$4.15 HK$32.59

Banana (1kg)

$2.63 HK$20.62

Oranges (1kg)

$4.54 HK$35.65

Tomato (1kg)

$4.09 HK$32.08

Potato (1kg)

$3.22 HK$25.25

Onion (1kg)

$3.26 HK$25.56

Lettuce (1 head)

$1.65 HK$12.94

Water (1.5 liter bottle)

$1.74 HK$13.62

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

Wine (Bottle)

$15.16 HK$119

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

One-way Ticket (Public Transport)

$6.87 $6.87

$1.28 HK$10.04

436.72%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

Taxi Start (Normal Tariff)

$3.67 HK$28.84

Taxi (Normal Tariff) (1km)

$1.94 $1.94

$1.35 HK$10.60

43.70%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

Gasoline (1 liter)

$4.20 HK$32.94

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K $29.1K

$36.8K HK$288.9K

-20.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

Gym Membership (Monthly)

$91.1 HK$715

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

Cinema Ticket

$12.96 HK$102

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

Jeans (Levis 501 Or Similar)

$67.9 HK$533

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

Sport Shoes (Adidas, Nike)

$83.1 HK$652

Men's Leather Business Shoes

$123 HK$963

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

3-bedroom Apartment, Outside City Center (Monthly)

$2,433 $2,433

$3,543 HK$27.8K

-31.33%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tumon: October 19, 2026

Last update for Hong Kong: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tumon

–

Hong Kong

$1.8K 58.3%

Groceries & Markets

Tumon

–

Hong Kong

$410 13.7%

Monthly Utilities & Internet

Tumon

–

Hong Kong

$275 9.2%

Eating Out

Tumon

–

Hong Kong

$203 6.7%

Clothing & Footwear

Tumon

–

Hong Kong

$143 4.8%

Sport & Entertainment

Tumon

–

Hong Kong

$117 3.9%

Getting Around

Tumon

–

Hong Kong

$106 3.5%

Cost Breakdown

A mid-range dinner for two costs $52.0 in Tumon versus $65.0 in Hong Kong. Use this as a proxy for overall food spending across the two cities.

Good to know

🇬🇺 Tumon

🇭🇰 Hong Kong

🕒 Local time

04:49 4:49 AM

02:49 2:49 AM

2 h behind Tumon

🌤 Weather

👥 Population

44,943

1,367,900 Capital

💱 Currency

United States Dollar USD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 USD = 0.89 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, EUR to USD – United States Dollar Converter

🇭🇰 Hong Kong Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

HKD to USD in detail →

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Between locations

Tumon Hong Kong 3,380 km ≈ 4 h 45 min nonstop flight

From you

Tumon
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tumon vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $429 in Tumon, $3,005 in Hong Kong – roughly 601% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $643 per month in Tumon and $4,508 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $429 in Tumon and $3,005 in Hong Kong. That's a gap of about 601%.

A mid-range dinner for two costs $52.0 in Tumon and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tumon, where all-in costs run around $429, than in Hong Kong at $3,005. In Tumon it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $429 in Tumon to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tumon. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.