Last update: Nov 2026

Cost of Living Comparison Between Tullahoma, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,917 in Tullahoma, TN, rent and utilities included – about $7,000 less a year. Other living expenses account for most of the difference.

Tullahoma, TN, United States
Ubud, Bali, Indonesia
Tullahoma, TN
🇺🇸 United States
$1,917
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Tullahoma, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tullahoma, TN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,917 per month in Tullahoma, TN vs $1,331 in Ubud, Bali, rent included.

  • Tullahoma, TN $1,917
  • Ubud, Bali $1,331

A couple spends around $3,157 per month in Tullahoma, TN vs $2,255 in Ubud, Bali, rent included.

  • Tullahoma, TN $3,157
  • Ubud, Bali $2,255

A family of three spends $4,398 per month in Tullahoma, TN vs $3,180 in Ubud, Bali, rent included.

  • Tullahoma, TN $4,398
  • Ubud, Bali $3,180

Tullahoma, TN costs about 44% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Tullahoma, TN sits 42% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tullahoma, TN
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.23 $17.23
$3.38 Rp 61.2K
409.76%
Three-Course Dinner for Two, Mid-Range
$50.2 $50.2
$34.65 Rp 628.6K
44.85%
Fast Food Meal (McDonalds, etc)
$8.88 $8.88
$5.57 Rp 101.1K
59.43%
Cappuccino
$4.99 $4.99
$2.62 Rp 47.5K
90.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 $2.29
$1.54 Rp 27.9K
48.70%
Water (0.33 liter bottle)
$1.46 $1.46
$0.64 Rp 11.6K
128.13%
Local Beer (0.5 liter draught)
$4.38 $4.38
$2.67 Rp 48.4K
64.04%
Imported Beer (0.33 liter bottle)
$5.98 $5.98
$4.26 Rp 77.3K
40.38%
🛒 Groceries & Markets
Tullahoma, TN
Ubud, Bali
Difference
Milk (1 liter)
$0.97 $0.97
$1.46 Rp 26.5K
-33.56%
White Bread (500g)
$2.95 $2.95
$2.29 Rp 41.6K
28.82%
Rice (white) (1kg)
$4.71 $4.71
$1.11 Rp 20.1K
324.32%
Eggs
$3.09 $3.09
$2.10 Rp 38.1K
47.14%
Local Cheese (1kg)
$10.10 $10.10
$15.94 Rp 289.2K
-36.64%
Chicken Fillets (1kg)
$9.37 $9.37
$3.88 Rp 70.4K
141.49%
Beef Round Steak (1kg)
$14.11 $14.11
$11.40 Rp 206.8K
23.77%
Apples (1kg)
$4.30 $4.30
$3.55 Rp 64.4K
21.13%
Banana (1kg)
$1.24 $1.24
$1.54 Rp 27.9K
-19.48%
Oranges (1kg)
$2.71 $2.71
$2.23 Rp 40.5K
21.52%
Tomato (1kg)
$2.80 $2.80
$1.97 Rp 35.8K
42.13%
Potato (1kg)
$1.67 $1.67
$1.86 Rp 33.7K
-10.22%
Onion (1kg)
$2.66 $2.66
$2.42 Rp 43.9K
9.92%
Lettuce (1 head)
$1.37 $1.37
$1.02 Rp 18.6K
34.31%
Water (1.5 liter bottle)
$2.18 $2.18
$0.52 Rp 9,475
319.23%
Cigarettes 20 Pack (Marlboro, Camel)
$6.16 $6.16
$2.20 Rp 39.9K
180.00%
Wine (Bottle)
$6.82 $6.82
$21.79 Rp 395.2K
-68.70%
Local Beer (0.5 liter bottle)
$1.98 $1.98
$2.33 Rp 42.2K
-15.02%
Imported Beer (0.33 liter bottle)
$3.10 $3.10
$2.97 Rp 53.9K
4.38%
🚌 Getting Around
Tullahoma, TN
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.89 $1.89
$0.25 Rp 4,542
656.00%
Public Transport Monthly Pass (Regular Price)
$56.9 $56.9
$8.17 Rp 148.3K
596.94%
Taxi Start (Normal Tariff)
$6.43 $6.43
$0.44 Rp 7,941
1361.36%
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$0.47 Rp 8,489
223.40%
Taxi 1hour Waiting (Normal Tariff)
$30.21 $30.21
$5.60 Rp 101.6K
439.46%
Gasoline (1 liter)
$0.79 $0.79
$0.83 Rp 15.0K
-4.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K $21.9K
$24.4K Rp 443.5M
-10.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K $23.4K
$31.7K Rp 575.0M
-26.11%
🧾 Monthly Utilities & Internet
Tullahoma, TN
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$127 $127
$77.5 Rp 1.4M
63.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.93 $24.93
$6.14 Rp 111.5K
306.03%
Internet (50+ Mbps, Unlimited Data)
$56.6 $56.6
$18.92 Rp 343.1K
199.10%
🎉 Sport & Entertainment
Tullahoma, TN
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.24 $45.24
$51.0 Rp 925.0K
-11.28%
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.0K
-
Cinema Ticket
$14.85 $14.85
$4.38 Rp 79.5K
239.04%
🧸 Childcare & Education
Tullahoma, TN
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,224 $1,224
$492 Rp 8.9M
148.58%
International Primary School, 1 Child (Yearly)
$20.1K $20.1K
$12.2K Rp 221.7M
64.67%
👕👟 Clothing & Footwear
Tullahoma, TN
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$42.33 $42.33
$45.16 Rp 819.2K
-6.27%
Summer Dress (H&M, Zara, etc)
$13.09 $13.09
$34.89 Rp 632.9K
-62.48%
Sport Shoes (Adidas, Nike)
$64.2 $64.2
$78.3 Rp 1.4M
-17.98%
Men's Leather Business Shoes
$99.1 $99.1
$77.9 Rp 1.4M
27.31%
🏠 Accommodation & Living
Tullahoma, TN
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$858 $858
$1,078 Rp 19.5M
-20.42%
1-bedroom Apartment, Outside City Center (Monthly)
$868 $868
$665 Rp 12.1M
30.56%
3-bedroom Apartment, City Center (Monthly)
$1,214 $1,214
$3,510 Rp 63.7M
-65.41%
3-bedroom Apartment, Outside City Center (Monthly)
$2,104 $2,104
$1,671 Rp 30.3M
25.91%
Buy Apartment in City Center (m2)
$2,259 $2,259
$2,340 Rp 42.4M
-3.48%
Buy Apartment Outside City Center (m2)
$2,252 $2,252
$2,236 Rp 40.6M
0.72%
💵 Salaries & Financials
Tullahoma, TN
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,487 $3,487
$166 Rp 3.0M
1996.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
13.78
-53.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tullahoma, TN: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tullahoma, TN
$868
Ubud, Bali
$665 23.4% $203
Groceries & Markets
Tullahoma, TN
$315
Ubud, Bali
$279 11.4% $36
Eating Out
Tullahoma, TN
$273
Ubud, Bali
$106 61.3% $167
Monthly Utilities & Internet
Tullahoma, TN
$208
Ubud, Bali
$103 50.8% $106
Clothing & Footwear
Tullahoma, TN
$98
Ubud, Bali
$106 8% $7.9
Getting Around
Tullahoma, TN
$79
Ubud, Bali
$12 84.8% $67
Sport & Entertainment
Tullahoma, TN
$75
Ubud, Bali
$60 20.3% $15

Cost Breakdown

A central one-bedroom costs $858 in Tullahoma, TN versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tullahoma, TN are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Tullahoma, TN versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $315 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Tullahoma, TN
🇮🇩 Ubud, Bali
🕒 Local time
03:50 3:50 AM
17:50 5:50 PM
14 h ahead of Tullahoma, TN
🌤 Weather
👥 Population
18,655
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

On the map
Between locations
  • Tullahoma, TN Ubud, Bali 16,320 km ≈ 21 h nonstop flight
From you
  • Tullahoma, TN
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tullahoma, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Tullahoma, TN and in Ubud, Bali compare overall?
Monthly costs with rent: $1,917 in Tullahoma, TN, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 31% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Tullahoma, TN compared to Ubud, Bali?
For a comfortable life, plan on about $2,876 per month in Tullahoma, TN and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tullahoma, TN and Ubud, Bali?
Rent is clearly cheaper in Tullahoma, TN, especially for central apartments: a one-bedroom in the center costs $858 there versus $1,078 in Ubud, Bali.
How do commuting costs compare in Tullahoma, TN and in Ubud, Bali?
Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Tullahoma, TN and Ubud, Bali?
Kindergarten costs $1,224 per month in Tullahoma, TN and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $1,917 in Tullahoma, TN and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Tullahoma, TN and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,917 in Tullahoma, TN. Climate, culture, job market, and personal taste all factor in.
How do I decide between Tullahoma, TN and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tullahoma, TN makes more sense. Both are solid long-term options with distinct trade-offs.

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