Cost of Living Comparison Between Tsu and Okinawa Cost of Living Comparison Between Tsu and Okinawa

Monthly Cost of Living

A single person spends $1,315 per month in Tsu vs $1,427 in Okinawa, rent included.

A couple spends around $2,050 per month in Tsu vs $2,228 in Okinawa, rent included.

A family of three spends $2,784 per month in Tsu vs $3,030 in Okinawa, rent included.

Tsu is about 8% cheaper than Okinawa, driven mainly by Eating Out.

Tsu sits 4% below the global median, while Okinawa is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.36 ¥993

$9.68 ¥1,512

-34.30%

Three-Course Dinner for Two, Mid-Range

$18.04 ¥2,817

$40.32 ¥6,297

-55.26%

Fast Food Meal (McDonalds, etc)

$3.82 ¥596

$6.94 ¥1,083

-44.96%

Cappuccino

$2.46 ¥384

$4.18 ¥653

-41.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥184

$1.47 ¥230

-19.73%

Water (0.33 liter bottle)

$0.65 ¥101

$1.01 ¥158

-35.64%

Local Beer (0.5 liter draught)

$2.10 ¥328

$2.00 ¥313

5.00%

Imported Beer (0.33 liter bottle)

$2.30 ¥358

$4.46 ¥697

-48.43%

Milk (1 liter)

$1.60 ¥250

$1.59 ¥249

0.63%

White Bread (500g)

$1.34 ¥210

$2.20 ¥344

-39.09%

Rice (white) (1kg)

$5.71 ¥891

$3.98 ¥621

43.47%

Eggs

$2.07 ¥323

$1.81 ¥282

14.36%

Local Cheese (1kg)

$13.10 ¥2,046

$17.99 ¥2,809

-27.18%

Chicken Fillets (1kg)

$9.91 ¥1,548

$5.05 ¥789

96.24%

Beef Round Steak (1kg)

$33.12 ¥5,173

$22.90 ¥3,577

44.63%

Apples (1kg)

$5.13 ¥801

$3.73 ¥583

37.53%

Banana (1kg)

$3.59 ¥561

$2.78 ¥434

29.14%

Oranges (1kg)

$3.18 ¥497

$2.30 ¥359

38.26%

Tomato (1kg)

$4.27 ¥667

$5.27 ¥823

-18.98%

Potato (1kg)

$3.94 ¥615

$2.45 ¥382

60.82%

Onion (1kg)

$3.54 ¥553

$2.53 ¥394

39.92%

Lettuce (1 head)

$1.27 ¥199

$1.35 ¥211

-5.93%

Water (1.5 liter bottle)

$1.03 ¥161

$0.77 ¥120

33.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.53 ¥552

$3.93 ¥614

-10.18%

Wine (Bottle)

$8.32 ¥1,300

$6.51 ¥1,016

27.80%

Local Beer (0.5 liter bottle)

$2.08 ¥325

$1.96 ¥306

6.12%

Imported Beer (0.33 liter bottle)

$1.56 ¥244

$3.45 ¥539

-54.78%

One-way Ticket (Public Transport)

$1.47 ¥230

$1.46 ¥229

0.68%

Public Transport Monthly Pass (Regular Price)

$58.4 ¥9,117

$68.1 ¥10.6K

-14.22%

Taxi Start (Normal Tariff)

$3.15 ¥492

$3.94 ¥615

-20.05%

Taxi (Normal Tariff) (1km)

$3.14 ¥491

$3.59 ¥560

-12.53%

Taxi 1hour Waiting (Normal Tariff)

$27.01 ¥4,217

$11.87 ¥1,854

127.55%

Gasoline (1 liter)

$1.04 ¥163

$1.13 ¥177

-7.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K ¥3.0M

$21.9K ¥3.4M

-11.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.8K ¥2.6M

$15.4K ¥2.4M

8.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 ¥23.6K

$165 ¥25.8K

-8.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.90 ¥3,889

$25.69 ¥4,012

-3.08%

Internet (50+ Mbps, Unlimited Data)

$43.69 ¥6,823

$54.8 ¥8,558

-20.27%

Gym Membership (Monthly)

$52.1 ¥8,129

$74.0 ¥11.6K

-29.70%

Tennis Court (1 Hour on Weekend)

$12.95 ¥2,022

$56.5 ¥8,822

-77.08%

Cinema Ticket

$8.45 ¥1,320

$12.50 ¥1,952

-32.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ¥51.3K

$345 ¥53.9K

-4.79%

International Primary School, 1 Child (Yearly)

$6,202 ¥968.5K

$5,827 ¥909.9K

6.44%

Jeans (Levis 501 Or Similar)

$50.9 ¥7,947

$51.7 ¥8,070

-1.53%

Summer Dress (H&M, Zara, etc)

$26.14 ¥4,082

$24.12 ¥3,766

8.37%

Sport Shoes (Adidas, Nike)

$47.63 ¥7,439

$81.1 ¥12.7K

-41.29%

Men's Leather Business Shoes

$66.5 ¥10.4K

$95.9 ¥15.0K

-30.64%

1-bedroom Apartment, City Center (Monthly)

$520 ¥81.1K

$411 ¥64.2K

26.33%

1-bedroom Apartment, Outside City Center (Monthly)

$339 ¥53.0K

$332 ¥51.8K

2.15%

3-bedroom Apartment, City Center (Monthly)

$1,034 ¥161.4K

$863 ¥134.8K

19.75%

3-bedroom Apartment, Outside City Center (Monthly)

$746 ¥116.4K

$694 ¥108.3K

7.49%

Buy Apartment in City Center (m2)

$3,763 ¥587.7K

$8,703 ¥1.4M

-56.76%

Buy Apartment Outside City Center (m2)

$1,792 ¥279.9K

$1,200 ¥187.4K

49.31%

Average Monthly Net Salary (After Tax)

$1,573 ¥245.6K

$1,861 ¥290.6K

-15.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

2.23

-14.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tsu: September 12, 2026

Last update for Okinawa: September 13, 2026

Cost Breakdown

A central one-bedroom costs $520 in Tsu versus $411 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Tsu versus $40.00 in Okinawa. Groceries tell a different story – $397 in Tsu vs $337 in Okinawa – so Okinawa wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tsu vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 8%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,973 per month in Tsu and $2,140 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Tsu and $40.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,315 in Tsu and $1,427 in Okinawa. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Tsu, where all-in costs run around $1,315, than in Okinawa at $1,427. In Tsu it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Tsu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.