Last update: Oct 2026

Cost of Living Comparison Between Truro and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,416 in Truro, rent and utilities included – about $18,000 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Truro
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Truro Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Truro

🇬🇧 United Kingdom

$2,416

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Truro and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Truro and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,416 in Truro versus $918 in Cebu.

Truro $2,416
Cebu $918

Estimated couple costs with rent: $3,548 in Truro versus $1,409 in Cebu.

Truro $3,548
Cebu $1,409

Monthly costs for a family of three with rent: $4,679 in Truro versus $1,900 in Cebu.

Truro $4,679
Cebu $1,900

Living in Truro is roughly 163% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Truro is 79% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.75 £14.81

$3.09 ₱194

539.16%

Three-Course Dinner for Two, Mid-Range

$94.2 £70.6

$24.22 ₱1,525

288.73%

Fast Food Meal (McDonalds, etc)

$11.03 £8.28

$3.92 ₱247

181.38%

Cappuccino

$4.47 £3.35

$2.51 ₱158

78.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 £2.41

$1.59 ₱100

102.52%

Water (0.33 liter bottle)

$1.63 £1.22

$0.53 ₱33.43

207.55%

Local Beer (0.5 liter draught)

$6.42 £4.82

$1.78 ₱112

260.67%

Imported Beer (0.33 liter bottle)

$6.60 £4.95

$2.17 ₱137

204.15%

Milk (1 liter)

$1.67 £1.25

$1.92 ₱121

-13.02%

White Bread (500g)

$1.94 £1.45

$1.36 ₱85.4

42.65%

Rice (white) (1kg)

$4.13 £3.10

$1.01 ₱63.5

308.91%

Eggs

$4.29 £3.22

$2.03 ₱128

111.33%

Local Cheese (1kg)

$10.07 £7.56

$9.86 ₱621

2.13%

Chicken Fillets (1kg)

$11.65 £8.74

$4.39 ₱277

165.38%

Beef Round Steak (1kg)

$12.82 £9.62

$7.60 ₱479

68.68%

Apples (1kg)

$2.30 £1.72

$3.30 ₱208

-30.30%

Banana (1kg)

$1.57 £1.17

$1.39 ₱87.8

12.95%

Oranges (1kg)

$1.92 £1.44

$2.33 ₱147

-17.60%

Tomato (1kg)

$2.18 £1.64

$1.50 ₱94.3

45.33%

Potato (1kg)

$1.00 £0.75

$2.36 ₱149

-57.63%

Onion (1kg)

$1.32 £0.99

$1.90 ₱119

-30.53%

Lettuce (1 head)

$1.02 £0.77

$1.19 ₱74.9

-14.29%

Water (1.5 liter bottle)

$1.09 £0.82

$0.63 ₱39.71

73.02%

Cigarettes 20 Pack (Marlboro, Camel)

$22.82 £17.12

$3.00 ₱189

660.67%

Wine (Bottle)

$9.70 £7.28

$6.03 ₱379

60.86%

Local Beer (0.5 liter bottle)

$2.81 £2.11

$1.23 ₱77.7

128.46%

Imported Beer (0.33 liter bottle)

$2.35 £1.76

$1.75 ₱110

34.29%

One-way Ticket (Public Transport)

$6.54 £4.90

$0.25 ₱15.86

2516.00%

Public Transport Monthly Pass (Regular Price)

$145 £109

$12.64 ₱796

1045.89%

Taxi Start (Normal Tariff)

$3.25 £2.44

$0.77 ₱48.62

322.08%

Taxi (Normal Tariff) (1km)

$1.67 £1.26

$0.23 ₱14.53

626.09%

Taxi 1hour Waiting (Normal Tariff)

$31.98 £23.99

$4.46 ₱281

617.04%

Gasoline (1 liter)

$1.92 £1.44

$1.31 ₱82.8

46.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$21.2K ₱1.3M

81.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$19.1K ₱1.2M

112.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$363 £272

$120 ₱7,569

201.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.45 £12.34

$14.00 ₱882

17.50%

Internet (50+ Mbps, Unlimited Data)

$42.49 £31.88

$27.54 ₱1,734

54.28%

Gym Membership (Monthly)

$44.09 £33.08

$32.33 ₱2,035

36.37%

Tennis Court (1 Hour on Weekend)

$13.17 £9.88

$6.65 ₱419

98.05%

Cinema Ticket

$10.40 £7.80

$5.65 ₱356

84.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,996 £1,497

$275 ₱17.3K

624.84%

International Primary School, 1 Child (Yearly)

$24.7K £18.6K

$7,918 ₱498.5K

212.49%

Jeans (Levis 501 Or Similar)

$66.7 £50.0

$49.33 ₱3,106

35.13%

Summer Dress (H&M, Zara, etc)

$33.32 £25.00

$25.24 ₱1,589

32.01%

Sport Shoes (Adidas, Nike)

$70.6 £53.0

$77.0 ₱4,846

-8.28%

Men's Leather Business Shoes

$90.7 £68.1

$57.2 ₱3,601

58.60%

1-bedroom Apartment, City Center (Monthly)

$1,135 £852

$500 ₱31.5K

127.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,023 £767

$309 ₱19.4K

231.12%

3-bedroom Apartment, City Center (Monthly)

$1,964 £1,473

$1,078 ₱67.9K

82.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,682 £1,262

$615 ₱38.7K

173.41%

Buy Apartment in City Center (m2)

$4,258 £3,194

$2,886 ₱181.7K

47.53%

Buy Apartment Outside City Center (m2)

$5,352 £4,015

$1,917 ₱120.7K

179.26%

Average Monthly Net Salary (After Tax)

$2,419 £1,814

$346 ₱21.8K

599.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

7.2

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Truro: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Truro

$1K 42.3%

Cebu

$309 33.6% 69.8% $714

Monthly Utilities & Internet

Truro

$422 17.5%

Cebu

$162 17.6% 61.7% $260

Eating Out

Truro

$309 12.8%

Cebu

$88 9.6% 71.5% $221

Groceries & Markets

Truro

$297 12.3%

Cebu

$206 22.4% 30.7% $91

Getting Around

Truro

$183 7.6%

Cebu

$16 1.7% 91.5% $167

Clothing & Footwear

Truro

$118 4.9%

Cebu

$94 10.2% 20.1% $24

Sport & Entertainment

Truro

$65 2.7%

Cebu

$44 4.8% 32.8% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,135 in Truro and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Truro pays 599% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Truro vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $297 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Truro

🇵🇭 Cebu

🕒 Local time

00:38 12:38 AM

07:38 7:38 AM

7 h ahead of Truro

🌤 Weather

👥 Population

20,332

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Truro Cebu 11,670 km ≈ 15 h nonstop flight

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Truro
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Truro vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 163% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 599% higher in Truro, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,135 in Truro versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,416 per month in Truro versus $918 in Cebu – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1046% less than in Truro. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,416 in Truro, a $1,500 budget is realistic in Cebu but tight or insufficient in Truro. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Truro, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Truro and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 163% less than in Truro. Beyond cost, consider language, visa policies, and how big the international community is in each city.