Cost of Living Comparison Between Troy, NY and Ubud Cost of Living Comparison Between Troy, NY and Ubud

😐 Solo nomad: Troy, NY is 113.7% more expensive than Ubud without rent, and 197% more expensive with rent.
😐 Family of 3: Troy, NY is 105.9% more expensive than Ubud without rent, and 203.3% more expensive with rent.
Currency
🍽 Eating Out
Troy, NY
Ubud
Difference
Meal at Budget Restaurant
$18.88 $18.88
$3 Rp 48.8K
529.33%
Three-Course Dinner for Two, Mid-Range
$72.4 $72.4
$12.52 Rp 203.2K
477.88%
Fast Food Meal (McDonalds, etc)
$11.95 $11.95
$3.18 Rp 51.6K
275.79%
Cappuccino
$5.86 $5.86
$2.21 Rp 35.9K
165.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 $2.16
$1.1 Rp 17.9K
96.36%
Water (0.33 liter bottle)
$1.75 $1.75
$0.26 Rp 4,217
573.08%
Local Beer (0.5 liter draught)
$6.03 $6.03
$2.5 Rp 40.5K
141.20%
Imported Beer (0.33 liter bottle)
$6.07 $6.07
$3.2 Rp 51.9K
89.69%
🛒 Groceries & Markets
Troy, NY
Ubud
Difference
Milk (1 liter)
$1.05 $1.05
$1.49 Rp 24.2K
-29.53%
White Bread (500g)
$3.33 $3.33
$1.67 Rp 27K
99.40%
Rice (white) (1kg)
$5.71 $5.71
$1.14 Rp 18.5K
400.88%
Eggs
$3.8 $3.8
$2.27 Rp 36.9K
67.40%
Local Cheese (1kg)
$14.28 $14.28
$13.94 Rp 226.3K
2.44%
Chicken Fillets (1kg)
$13.5 $13.5
$4 Rp 64.8K
237.50%
Beef Round Steak (1kg)
$17.67 $17.67
$11.3 Rp 183.4K
56.37%
Apples (1kg)
$3.89 $3.89
$3.6 Rp 58.4K
8.06%
Banana (1kg)
$1.41 $1.41
$1.53 Rp 24.8K
-7.84%
Oranges (1kg)
$3.89 $3.89
$2.65 Rp 43K
46.79%
Tomato (1kg)
$4.06 $4.06
$1.38 Rp 22.4K
194.20%
Potato (1kg)
$2.93 $2.93
$1.58 Rp 25.6K
85.44%
Onion (1kg)
$2.47 $2.47
$2.16 Rp 35.1K
14.35%
Lettuce (1 head)
$1.94 $1.94
$1.04 Rp 16.9K
86.54%
Water (1.5 liter bottle)
$1.65 $1.65
$0.56 Rp 9,114
194.64%
Cigarettes 20 Pack (Marlboro, Camel)
$13.12 $13.12
$2.23 Rp 36.3K
488.34%
Wine (Bottle)
$12.09 $12.09
$14.98 Rp 243.2K
-19.29%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.43 Rp 39.5K
-27.98%
Imported Beer (0.33 liter bottle)
$3.36 $3.36
$2.64 Rp 42.8K
27.27%
🚌 Getting Around
Troy, NY
Ubud
Difference
One-way Ticket (Public Transport)
$1.32 $1.32
$0.32 Rp 5,203
312.50%
Public Transport Monthly Pass (Regular Price)
$64.8 $64.8
$10.12 Rp 164.3K
540.02%
Taxi Start (Normal Tariff)
$2.98 $2.98
$0.49 Rp 7,888
508.16%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$0.34 Rp 5,573
317.65%
Taxi 1hour Waiting (Normal Tariff)
$27.19 $27.19
$6.04 Rp 98K
350.17%
Gasoline (1 liter)
$0.84 $0.84
$0.73 Rp 11.9K
15.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1K $30.1K
$26.2K Rp 425.6M
15.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K $24.6K
$31.9K Rp 518.5M
-22.93%
🧾 Monthly Utilities & Internet
Troy, NY
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$62.6 Rp 1M
210.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.6 $52.6
$4.1 Rp 66.6K
1183.66%
Internet (50+ Mbps, Unlimited Data)
$65.4 $65.4
$24.32 Rp 394.7K
168.83%
🎉 Sport & Entertainment
Troy, NY
Ubud
Difference
Gym Membership (Monthly)
$44.28 $44.28
$22.6 Rp 366.9K
95.93%
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$15.1 $15.1
$3.29 Rp 53.4K
358.97%
🧸 Childcare & Education
Troy, NY
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,411 $1,411
$93.2 Rp 1.5M
1413.69%
International Primary School, 1 Child (Yearly)
$28.5K $28.5K
$6,098 Rp 99M
367.99%
👕👟 Clothing & Footwear
Troy, NY
Ubud
Difference
Jeans (Levis 501 Or Similar)
$46.75 $46.75
$52.8 Rp 857.4K
-11.49%
Summer Dress (H&M, Zara, etc)
$33.73 $33.73
$24.84 Rp 403.3K
35.79%
Sport Shoes (Adidas, Nike)
$83.8 $83.8
$85.2 Rp 1.4M
-1.72%
Men's Leather Business Shoes
$104 $104
$72.5 Rp 1.2M
43.12%
🏠 Accommodation & Living
Troy, NY
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,181 $1,181
$259 Rp 4.2M
356.38%
1-bedroom Apartment, Outside City Center (Monthly)
$917 $917
$159 Rp 2.6M
476.94%
3-bedroom Apartment, City Center (Monthly)
$2,962 $2,962
$578 Rp 9.4M
412.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,814 $1,814
$336 Rp 5.5M
439.55%
Buy Apartment in City Center (m2)
$2,808 $2,808
$1,000 Rp 16.2M
180.64%
Buy Apartment Outside City Center (m2)
$2,425 $2,425
$860 Rp 14M
181.82%
💵 Salaries & Financials
Troy, NY
Ubud
Difference
Average Monthly Net Salary (After Tax)
$5,878 $5,878
$182 Rp 3M
3121.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
13.28
-51.43%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 29, 2025

Last update for Ubud: October 29, 2025

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