Cost of Living Comparison Between Troy, NY and Phuket Cost of Living Comparison Between Troy, NY and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $2,156 in Troy, NY versus $1,265 in Phuket.

Estimated couple costs with rent: $3,398 in Troy, NY versus $2,297 in Phuket.

Monthly costs for a family of three with rent: $4,641 in Troy, NY versus $3,329 in Phuket.

Living in Troy, NY is roughly 70% more expensive than Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Troy, NY is 61% above, Phuket is 6% below.

Meal at Budget Restaurant

$19.29 $19.29

$4.70 ฿153

310.43%

Three-Course Dinner for Two, Mid-Range

$72.5 $72.5

$45.37 ฿1,482

59.84%

Fast Food Meal (McDonalds, etc)

$11.77 $11.77

$8.43 ฿275

39.62%

Cappuccino

$5.84 $5.84

$2.93 ฿95.6

99.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$0.69 ฿22.40

205.80%

Water (0.33 liter bottle)

$1.70 $1.70

$0.37 ฿11.99

359.46%

Local Beer (0.5 liter draught)

$6.14 $6.14

$2.41 ฿78.6

154.77%

Imported Beer (0.33 liter bottle)

$6.06 $6.06

$3.72 ฿122

62.90%

Milk (1 liter)

$1.05 $1.05

$2.23 ฿72.9

-52.91%

White Bread (500g)

$3.47 $3.47

$1.83 ฿59.8

89.62%

Rice (white) (1kg)

$5.49 $5.49

$2.17 ฿70.8

153.00%

Eggs

$3.78 $3.78

$2.21 ฿72.3

71.04%

Local Cheese (1kg)

$14.17 $14.17

$19.74 ฿645

-28.22%

Chicken Fillets (1kg)

$13.91 $13.91

$3.63 ฿119

283.20%

Beef Round Steak (1kg)

$17.40 $17.40

$13.53 ฿442

28.60%

Apples (1kg)

$3.85 $3.85

$3.28 ฿107

17.38%

Banana (1kg)

$1.39 $1.39

$1.61 ฿52.6

-13.66%

Oranges (1kg)

$3.82 $3.82

$2.41 ฿78.6

58.51%

Tomato (1kg)

$3.92 $3.92

$2.08 ฿68.1

88.46%

Potato (1kg)

$2.95 $2.95

$1.53 ฿49.93

92.81%

Onion (1kg)

$2.55 $2.55

$1.48 ฿48.36

72.30%

Lettuce (1 head)

$1.95 $1.95

$0.99 ฿32.29

96.97%

Water (1.5 liter bottle)

$1.64 $1.64

$0.51 ฿16.67

221.57%

Cigarettes 20 Pack (Marlboro, Camel)

$12.98 $12.98

$4.41 ฿144

194.33%

Wine (Bottle)

$13.75 $13.75

$19.38 ฿633

-29.05%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.78 ฿58.1

-4.49%

Imported Beer (0.33 liter bottle)

$3.39 $3.39

$2.71 ฿88.6

25.09%

One-way Ticket (Public Transport)

$1.33 $1.33

$1.37 ฿44.79

-2.92%

Public Transport Monthly Pass (Regular Price)

$65.7 $65.7

$11.39 ฿372

476.82%

Taxi Start (Normal Tariff)

$2.95 $2.95

$3.02 ฿98.6

-2.32%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$0.99 ฿32.48

44.44%

Taxi 1hour Waiting (Normal Tariff)

$27.70 $27.70

$14.10 ฿461

96.45%

Gasoline (1 liter)

$0.90 $0.90

$1.36 ฿44.51

-33.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K $30.3K

$28.2K ฿921.1K

7.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$32.9K ฿1.1M

-22.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$122 ฿3,975

56.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.6 $53.6

$13.57 ฿443

294.62%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$18.31 ฿598

260.51%

Gym Membership (Monthly)

$44.85 $44.85

$60.2 ฿1,967

-25.52%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

Cinema Ticket

$14.87 $14.87

$8.69 ฿284

71.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,424 $1,424

$693 ฿22.6K

105.41%

International Primary School, 1 Child (Yearly)

$27.7K $27.7K

$15.7K ฿512.3K

76.55%

Jeans (Levis 501 Or Similar)

$48.24 $48.24

$59.5 ฿1,944

-18.97%

Summer Dress (H&M, Zara, etc)

$34.17 $34.17

$34.77 ฿1,136

-1.73%

Sport Shoes (Adidas, Nike)

$82.6 $82.6

$115 ฿3,743

-27.92%

Men's Leather Business Shoes

$102 $102

$83.3 ฿2,720

22.08%

1-bedroom Apartment, City Center (Monthly)

$1,185 $1,185

$613 ฿20.0K

93.29%

1-bedroom Apartment, Outside City Center (Monthly)

$910 $910

$437 ฿14.3K

108.20%

3-bedroom Apartment, City Center (Monthly)

$3,033 $3,033

$2,094 ฿68.4K

44.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,815 $1,815

$1,509 ฿49.3K

20.24%

Buy Apartment in City Center (m2)

$2,523 $2,523

$3,749 ฿122.5K

-32.71%

Buy Apartment Outside City Center (m2)

$2,569 $2,569

$2,616 ฿85.4K

-1.78%

Average Monthly Net Salary (After Tax)

$7,748 $7,748

$508 ฿16.6K

1424.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

5.33

21.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: May 30, 2026

Last update for Phuket: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,185 in Troy, NY and $613 in Phuket. Housing cost is often the main lever when comparing two cities.

Troy, NY pays 1425% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Troy, NY vs $45.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $393 vs $293 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, NY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 70% gap adds up to real monthly savings that compound significantly over time.

Troy, NY pays 1425% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,185 in Troy, NY versus $613 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,424 in Troy, NY versus $693 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Troy, NY. For households that cook at home regularly, that difference adds up over a month.

At $1,265 in Phuket versus $2,156 in Troy, NY, a $1,500 budget is realistic in Phuket but tight or insufficient in Troy, NY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Troy, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Troy, NY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 70% less than in Troy, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.