Last update: Oct 2026

Cost of Living Comparison Between Troy, NY and Phuket

For one person, living is cheaper in Phuket: $1,207 a month against $2,388 in Troy, NY, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Troy, NY
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Troy, NY Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Troy, NY

🇺🇸 United States

$2,388

/mo nomad

Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, NY and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, NY and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,388 in Troy, NY versus $1,207 in Phuket.

Troy, NY $2,388
Phuket $1,207

Estimated couple costs with rent: $3,919 in Troy, NY versus $2,037 in Phuket.

Troy, NY $3,919
Phuket $2,037

Monthly costs for a family of three with rent: $5,451 in Troy, NY versus $2,867 in Phuket.

Troy, NY $5,451
Phuket $2,867

Living in Troy, NY is roughly 98% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Troy, NY is 77% above, Phuket is 11% below.

Meal at Budget Restaurant

$18.23 $18.23

$4.58 ฿153

298.03%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$32.48 ฿1,086

133.62%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$8.55 ฿286

40.82%

Cappuccino

$6.58 $6.58

$2.72 ฿91.0

141.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$0.94 ฿31.25

179.79%

Water (0.33 liter bottle)

$2.02 $2.02

$0.49 ฿16.39

312.24%

Local Beer (0.5 liter draught)

$6.94 $6.94

$2.59 ฿86.6

167.95%

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$3.83 ฿128

100.78%

Milk (1 liter)

$1.06 $1.06

$1.74 ฿58.1

-39.08%

White Bread (500g)

$3.21 $3.21

$1.43 ฿47.82

124.48%

Rice (white) (1kg)

$4.34 $4.34

$1.53 ฿51.0

183.66%

Eggs

$3.98 $3.98

$2.17 ฿72.7

83.41%

Local Cheese (1kg)

$11.13 $11.13

$19.15 ฿640

-41.88%

Chicken Fillets (1kg)

$13.49 $13.49

$3.30 ฿110

308.79%

Beef Round Steak (1kg)

$17.59 $17.59

$11.14 ฿372

57.90%

Apples (1kg)

$4.76 $4.76

$2.95 ฿98.5

61.36%

Banana (1kg)

$1.39 $1.39

$1.68 ฿56.1

-17.26%

Oranges (1kg)

$5.35 $5.35

$2.30 ฿76.8

132.61%

Tomato (1kg)

$4.78 $4.78

$2.13 ฿71.3

124.41%

Potato (1kg)

$3.02 $3.02

$1.53 ฿51.1

97.39%

Onion (1kg)

$3.69 $3.69

$1.36 ฿45.55

171.32%

Lettuce (1 head)

$2.20 $2.20

$1.12 ฿37.44

96.43%

Water (1.5 liter bottle)

$1.98 $1.98

$0.55 ฿18.24

260.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.27 $14.27

$4.26 ฿142

234.98%

Wine (Bottle)

$14.11 $14.11

$18.19 ฿608

-22.43%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$1.74 ฿58.2

18.97%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.79 ฿93.3

43.01%

One-way Ticket (Public Transport)

$1.29 $1.29

$2.22 ฿74.1

-41.89%

Public Transport Monthly Pass (Regular Price)

$64.6 $64.6

$22.06 ฿737

193.02%

Taxi Start (Normal Tariff)

$3.77 $3.77

$2.91 ฿97.3

29.55%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.01 ฿33.79

36.63%

Taxi 1hour Waiting (Normal Tariff)

$30.54 $30.54

$3.83 ฿128

697.39%

Gasoline (1 liter)

$1.12 $1.12

$1.49 ฿49.85

-24.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$26.7K ฿891.6K

33.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.7K ฿892.7K

-3.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$99.4 ฿3,321

115.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$11.28 ฿377

426.06%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$17.36 ฿580

331.57%

Gym Membership (Monthly)

$44.04 $44.04

$52.3 ฿1,747

-15.78%

Tennis Court (1 Hour on Weekend)

$10.85 ฿362

Cinema Ticket

$15.16 $15.16

$7.57 ฿253

100.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,502 $1,502

$558 ฿18.7K

169.02%

International Primary School, 1 Child (Yearly)

$17.2K $17.2K

$11.5K ฿383.9K

49.32%

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$62.9 ฿2,102

-13.01%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$28.58 ฿955

66.83%

Sport Shoes (Adidas, Nike)

$99.5 $99.5

$96.1 ฿3,213

3.46%

Men's Leather Business Shoes

$123 $123

$88.1 ฿2,943

39.37%

1-bedroom Apartment, City Center (Monthly)

$1,293 $1,293

$729 ฿24.4K

77.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$460 ฿15.4K

118.78%

3-bedroom Apartment, City Center (Monthly)

$3,046 $3,046

$2,096 ฿70.0K

45.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,439 $2,439

$1,222 ฿40.8K

99.59%

Buy Apartment in City Center (m2)

$2,537 $2,537

$3,459 ฿115.6K

-26.64%

Buy Apartment Outside City Center (m2)

$2,516 $2,516

$2,489 ฿83.2K

1.07%

Average Monthly Net Salary (After Tax)

$7,603 $7,603

$493 ฿16.5K

1442.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

5.57

19.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 11, 2026

Last update for Phuket: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, NY

$1K 42.2%

Phuket

$460 38.1% 54.3% $546

Groceries & Markets

Troy, NY

$403 16.9%

Phuket

$268 22.2% 33.6% $135

Monthly Utilities & Internet

Troy, NY

$348 14.6%

Phuket

$128 10.6% 63.2% $220

Eating Out

Troy, NY

$330 13.8%

Phuket

$121 10.1% 63.2% $208

Clothing & Footwear

Troy, NY

$146 6.1%

Phuket

$124 10.3% 15.1% $22

Getting Around

Troy, NY

$80 3.4%

Phuket

$39 3.2% 51.7% $42

Sport & Entertainment

Troy, NY

$74 3.1%

Phuket

$67 5.6% 9.3% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,293 in Troy, NY and $729 in Phuket. Housing cost is often the main lever when comparing two cities.

Troy, NY pays 1442% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Troy, NY vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $403 vs $268 per month, with Phuket cheaper across the board.

Good to know

🇺🇸 Troy, NY

🇹🇭 Phuket

🕒 Local time

11:51 11:51 AM

22:51 10:51 PM

11 h ahead of Troy, NY

🌤 Weather

👥 Population

51,401

79,308

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.89 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

THB to USD in detail →

On the map

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Between locations

Troy, NY Phuket 14,330 km ≈ 18 h nonstop flight

From you

Troy, NY
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, NY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in groceries, eating out, and clothing. The 98% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1442% higher in Troy, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,293 in Troy, NY versus $729 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,502 in Troy, NY versus $558 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 50% higher in Troy, NY. For households that cook at home regularly, that difference adds up over a month.

At $1,207 in Phuket versus $2,388 in Troy, NY, a $1,500 budget is realistic in Phuket but tight or insufficient in Troy, NY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Troy, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Troy, NY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 98% less than in Troy, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.