Last update: Oct 2026

Cost of Living Comparison Between Troy, NY and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,388 in Troy, NY, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Troy, NY
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Troy, NY Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Troy, NY

🇺🇸 United States

$2,388

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, NY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, NY and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,388 per month in Troy, NY vs $1,771 in Montevideo, rent included.

Troy, NY $2,388
Montevideo $1,771

A couple spends around $3,919 per month in Troy, NY vs $2,740 in Montevideo, rent included.

Troy, NY $3,919
Montevideo $2,740

A family of three spends $5,451 per month in Troy, NY vs $3,708 in Montevideo, rent included.

Troy, NY $5,451
Montevideo $3,708

Troy, NY costs about 35% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Troy, NY and Montevideo sit above the global median – Troy, NY by 77%, Montevideo by 31%.

Meal at Budget Restaurant

$18.23 $18.23

$15.16 UYU 609

20.25%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$69.2 UYU 2,776

9.73%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$14.65 UYU 588

-17.82%

Cappuccino

$6.58 $6.58

$4.46 UYU 179

47.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$2.67 UYU 107

-1.50%

Water (0.33 liter bottle)

$2.02 $2.02

$2.00 UYU 80.4

1.00%

Local Beer (0.5 liter draught)

$6.94 $6.94

$4.83 UYU 194

43.69%

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$3.80 UYU 152

102.37%

Milk (1 liter)

$1.06 $1.06

$1.36 UYU 54.8

-22.06%

White Bread (500g)

$3.21 $3.21

$2.87 UYU 115

11.85%

Rice (white) (1kg)

$4.34 $4.34

$1.75 UYU 70.2

148.00%

Eggs

$3.98 $3.98

$4.68 UYU 188

-14.96%

Local Cheese (1kg)

$11.13 $11.13

$13.88 UYU 557

-19.81%

Chicken Fillets (1kg)

$13.49 $13.49

$11.98 UYU 481

12.60%

Beef Round Steak (1kg)

$17.59 $17.59

$11.97 UYU 480

46.95%

Apples (1kg)

$4.76 $4.76

$2.78 UYU 111

71.22%

Banana (1kg)

$1.39 $1.39

$2.74 UYU 110

-49.27%

Oranges (1kg)

$5.35 $5.35

$1.77 UYU 71.2

202.26%

Tomato (1kg)

$4.78 $4.78

$3.24 UYU 130

47.53%

Potato (1kg)

$3.02 $3.02

$1.97 UYU 79.2

53.30%

Onion (1kg)

$3.69 $3.69

$2.07 UYU 83.1

78.26%

Lettuce (1 head)

$2.20 $2.20

$1.37 UYU 55.1

60.58%

Water (1.5 liter bottle)

$1.98 $1.98

$1.88 UYU 75.3

5.32%

Cigarettes 20 Pack (Marlboro, Camel)

$14.27 $14.27

$5.59 UYU 224

155.28%

Wine (Bottle)

$14.11 $14.11

$8.78 UYU 352

60.71%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.26 UYU 90.9

-8.41%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.75 UYU 110

45.09%

One-way Ticket (Public Transport)

$1.29 $1.29

$1.53 UYU 61.5

-15.69%

Public Transport Monthly Pass (Regular Price)

$64.6 $64.6

$74.3 UYU 2,980

-12.95%

Taxi Start (Normal Tariff)

$3.77 $3.77

$1.91 UYU 76.7

97.38%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$0.40 UYU 16.18

245.00%

Taxi 1hour Waiting (Normal Tariff)

$30.54 $30.54

$10.33 UYU 415

195.64%

Gasoline (1 liter)

$1.12 $1.12

$2.13 UYU 85.6

-47.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$27.1K UYU 1.1M

31.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$36.3K UYU 1.5M

-28.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$188 UYU 7,557

13.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$20.54 UYU 824

188.90%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$44.81 UYU 1,798

67.19%

Gym Membership (Monthly)

$44.04 $44.04

$54.0 UYU 2,166

-18.38%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$15.16 $15.16

$11.95 UYU 480

26.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,502 $1,502

$634 UYU 25.5K

136.75%

International Primary School, 1 Child (Yearly)

$17.2K $17.2K

$11.1K UYU 443.6K

55.19%

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$102 UYU 4,099

-46.44%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$57.5 UYU 2,309

-17.12%

Sport Shoes (Adidas, Nike)

$99.5 $99.5

$127 UYU 5,079

-21.40%

Men's Leather Business Shoes

$123 $123

$128 UYU 5,131

-4.00%

1-bedroom Apartment, City Center (Monthly)

$1,293 $1,293

$719 UYU 28.8K

79.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$568 UYU 22.8K

77.20%

3-bedroom Apartment, City Center (Monthly)

$3,046 $3,046

$1,145 UYU 46.0K

165.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,439 $2,439

$1,023 UYU 41.1K

138.42%

Buy Apartment in City Center (m2)

$2,537 $2,537

$3,392 UYU 136.1K

-25.20%

Buy Apartment Outside City Center (m2)

$2,516 $2,516

$1,949 UYU 78.2K

29.05%

Average Monthly Net Salary (After Tax)

$7,603 $7,603

$1,245 UYU 50.0K

510.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

5.74

16.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, NY

$1K 42.2%

Montevideo

$568 32.1% 43.6% $438

Groceries & Markets

Troy, NY

$403 16.9%

Montevideo

$332 18.7% 17.7% $71

Monthly Utilities & Internet

Troy, NY

$348 14.6%

Montevideo

$254 14.3% 27.1% $95

Eating Out

Troy, NY

$330 13.8%

Montevideo

$269 15.2% 18.3% $60

Clothing & Footwear

Troy, NY

$146 6.1%

Montevideo

$186 10.5% 27.6% $40

Getting Around

Troy, NY

$80 3.4%

Montevideo

$84 4.8% 4.8% $3.8

Sport & Entertainment

Troy, NY

$74 3.1%

Montevideo

$78 4.4% 4.7% $3.5

Cost Breakdown

A central one-bedroom costs $1,293 in Troy, NY versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 511% higher in Troy, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Troy, NY versus $69.0 in Montevideo. Monthly groceries follow the same trend: $403 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Troy, NY

🇺🇾 Montevideo

🕒 Local time

14:21 2:21 PM

15:21 3:21 PM

1 h ahead of Troy, NY

🌤 Weather

👥 Population

51,401

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.889 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.13 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Troy, NY Montevideo 8,810 km ≈ 12 h nonstop flight

From you

Troy, NY
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, NY vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Troy, NY is pricier by about 35%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,581 per month in Troy, NY and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,502 per month in Troy, NY and $634 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in Troy, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Troy, NY at $2,388. In Montevideo it covers expenses comfortably, while in Troy, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Troy, NY makes more sense. Both are solid long-term options with distinct trade-offs.