Last update: Oct 2026

Cost of Living Comparison Between Troy, NY and Braintree

For one person, living is cheaper in Braintree: $2,191 a month against $2,388 in Troy, NY, rent and utilities included – about $2,400 less a year. The total is higher in Troy, NY despite lower rent and utilities.

117

Cost of Living Index in Troy, NY
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Troy, NY Living Index
107

Cost of Living Index in Braintree
Learn more

Braintree Living Index

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Troy, NY

🇺🇸 United States

$2,388

/mo nomad

Braintree

🇬🇧 United Kingdom

$2,191

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, NY and in Braintree

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, NY and in Braintree actually costs, broken down by who's living it.

A single person spends $2,388 per month in Troy, NY vs $2,191 in Braintree, rent included.

Troy, NY $2,388
Braintree $2,191

A couple spends around $3,919 per month in Troy, NY vs $3,260 in Braintree, rent included.

Troy, NY $3,919
Braintree $3,260

A family of three spends $5,451 per month in Troy, NY vs $4,329 in Braintree, rent included.

Troy, NY $5,451
Braintree $4,329

Troy, NY costs about 9% more than Braintree, and outside of rent the biggest gap is in groceries.

Both Troy, NY and Braintree sit above the global median – Troy, NY by 77%, Braintree by 62%.

Meal at Budget Restaurant

$18.23 $18.23

$20.01 £15.01

-8.90%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$91.5 £68.6

-17.03%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$10.44 £7.83

15.33%

Cappuccino

$6.58 $6.58

$4.61 £3.46

42.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$1.82 £1.36

44.51%

Water (0.33 liter bottle)

$2.02 $2.02

$1.13 £0.85

78.76%

Local Beer (0.5 liter draught)

$6.94 $6.94

$6.71 £5.03

3.43%

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$5.90 £4.42

30.34%

Milk (1 liter)

$1.06 $1.06

$1.43 £1.07

-25.87%

White Bread (500g)

$3.21 $3.21

$1.38 £1.03

132.61%

Rice (white) (1kg)

$4.34 $4.34

$1.64 £1.23

164.63%

Eggs

$3.98 $3.98

$2.95 £2.21

34.92%

Local Cheese (1kg)

$11.13 $11.13

$8.65 £6.49

28.67%

Chicken Fillets (1kg)

$13.49 $13.49

$7.74 £5.81

74.29%

Beef Round Steak (1kg)

$17.59 $17.59

$12.97 £9.73

35.62%

Apples (1kg)

$4.76 $4.76

$3.15 £2.36

51.11%

Banana (1kg)

$1.39 $1.39

$1.40 £1.05

-0.71%

Oranges (1kg)

$5.35 $5.35

$2.58 £1.94

107.36%

Tomato (1kg)

$4.78 $4.78

$2.78 £2.08

71.94%

Potato (1kg)

$3.02 $3.02

$1.65 £1.24

83.03%

Onion (1kg)

$3.69 $3.69

$1.41 £1.06

161.70%

Lettuce (1 head)

$2.20 $2.20

$1.19 £0.89

84.87%

Water (1.5 liter bottle)

$1.98 $1.98

$1.36 £1.02

45.59%

Cigarettes 20 Pack (Marlboro, Camel)

$14.27 $14.27

$23.37 £17.53

-38.94%

Wine (Bottle)

$14.11 $14.11

$9.00 £6.75

56.78%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.69 £2.02

-23.05%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.34 £1.75

70.51%

One-way Ticket (Public Transport)

$1.29 $1.29

$3.42 £2.56

-62.28%

Public Transport Monthly Pass (Regular Price)

$64.6 $64.6

$94.4 £70.9

-31.55%

Taxi Start (Normal Tariff)

$3.77 $3.77

$4.77 £3.58

-20.96%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.29 £0.97

6.98%

Taxi 1hour Waiting (Normal Tariff)

$30.54 $30.54

$21.52 £16.14

41.91%

Gasoline (1 liter)

$1.12 $1.12

$2.09 £1.57

-46.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$37.4K £28.0K

-4.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$40.0K £30.0K

-35.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$249 £186

-13.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$14.35 £10.77

313.52%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$40.48 £30.37

85.08%

Gym Membership (Monthly)

$44.04 $44.04

$45.52 £34.15

-3.25%

Cinema Ticket

$15.16 $15.16

$21.07 £15.81

-28.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,502 $1,502

$1,070 £802

40.42%

International Primary School, 1 Child (Yearly)

$17.2K $17.2K

$19.9K £14.9K

-13.71%

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$69.7 £52.3

-21.54%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$31.23 £23.43

52.67%

Sport Shoes (Adidas, Nike)

$99.5 $99.5

$77.9 £58.4

27.75%

Men's Leather Business Shoes

$123 $123

$49.97 £37.49

145.61%

1-bedroom Apartment, City Center (Monthly)

$1,293 $1,293

$1,220 £915

6.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$1,010 £758

-0.38%

3-bedroom Apartment, City Center (Monthly)

$3,046 $3,046

$2,060 £1,545

47.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,439 $2,439

$1,682 £1,262

45.06%

Buy Apartment in City Center (m2)

$2,537 $2,537

$5,118 £3,839

-50.42%

Buy Apartment Outside City Center (m2)

$2,516 $2,516

$3,798 £2,850

-33.78%

Average Monthly Net Salary (After Tax)

$7,603 $7,603

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

4.67

42.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 11, 2026

Last update for Braintree: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, NY

$1K 42.2%

Braintree

$1K 46.1% 0.4% $3.8

Groceries & Markets

Troy, NY

$403 16.9%

Braintree

$263 12% 34.6% $139

Monthly Utilities & Internet

Troy, NY

$348 14.6%

Braintree

$303 13.9% 12.9% $45

Eating Out

Troy, NY

$330 13.8%

Braintree

$304 13.9% 7.8% $26

Clothing & Footwear

Troy, NY

$146 6.1%

Braintree

$103 4.7% 29.5% $43

Getting Around

Troy, NY

$80 3.4%

Braintree

$119 5.5% 48.3% $39

Sport & Entertainment

Troy, NY

$74 3.1%

Braintree

$88 4% 17.9% $13

Cost Breakdown

A central one-bedroom costs $1,293 in Troy, NY versus $1,220 in Braintree. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Troy, NY versus $91.0 in Braintree. Groceries tell a different story – $403 in Troy, NY vs $263 in Braintree – so Braintree wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Troy, NY

🇬🇧 Braintree

🕒 Local time

10:04 10:04 AM

15:04 3:04 PM

5 h ahead of Troy, NY

🌤 Weather

👥 Population

51,401

151,677

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

Lowest

Highest

Between locations

Troy, NY Braintree 5,440 km ≈ 7 h nonstop flight

From you

Troy, NY
Braintree

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, NY vs Braintree: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,388 in Troy, NY, $2,191 in Braintree – roughly 9% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,581 per month in Troy, NY and $3,286 in Braintree. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Braintree, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 53% more in Troy, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Troy, NY and $91.0 in Braintree. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Braintree, where all-in costs run around $2,191, than in Troy, NY at $2,388. In Braintree it covers expenses comfortably, while in Troy, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. Troy, NY has an edge in some lifestyle areas, with costs from $2,191 in Braintree to $2,388 in Troy, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Braintree. If higher salaries, better infrastructure, or specific career opportunities are the priority, Troy, NY makes more sense. Both are solid long-term options with distinct trade-offs.