Last update: Oct 2026

Cost of Living Comparison Between Troy, MI and Santiago

For one person, living is cheaper in Santiago: $1,206 a month against $2,296 in Troy, MI, rent and utilities included – about $13,100 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Troy, MI
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Troy, MI Living Index
58

Cost of Living Index in Santiago
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Santiago Living Index

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Troy, MI

🇺🇸 United States

$2,296

/mo nomad

Santiago

🇨🇱 Chile

$1,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, MI and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, MI and in Santiago actually costs, broken down by who's living it.

A single person spends $2,296 per month in Troy, MI vs $1,206 in Santiago, rent included.

Troy, MI $2,296
Santiago $1,206

A couple spends around $3,526 per month in Troy, MI vs $1,885 in Santiago, rent included.

Troy, MI $3,526
Santiago $1,885

A family of three spends $4,756 per month in Troy, MI vs $2,564 in Santiago, rent included.

Troy, MI $4,756
Santiago $2,564

Troy, MI costs about 90% more than Santiago, and outside of rent the biggest gap is in groceries.

Troy, MI sits 71% above the global median, while Santiago is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.61 $16.61

$10.19 CLP 9,931

63.00%

Three-Course Dinner for Two, Mid-Range

$74.3 $74.3

$52.2 CLP 50.9K

42.39%

Fast Food Meal (McDonalds, etc)

$10.33 $10.33

$8.54 CLP 8,323

20.96%

Cappuccino

$4.38 $4.38

$3.19 CLP 3,115

37.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$1.68 CLP 1,637

51.19%

Water (0.33 liter bottle)

$1.88 $1.88

$1.22 CLP 1,191

54.10%

Local Beer (0.5 liter draught)

$5.06 $5.06

$4.21 CLP 4,101

20.19%

Imported Beer (0.33 liter bottle)

$5.99 $5.99

$4.66 CLP 4,539

28.54%

Milk (1 liter)

$0.80 $0.80

$1.32 CLP 1,283

-39.39%

White Bread (500g)

$3.00 $3.00

$1.80 CLP 1,756

66.67%

Rice (white) (1kg)

$4.62 $4.62

$1.58 CLP 1,543

192.41%

Eggs

$2.85 $2.85

$4.25 CLP 4,141

-32.94%

Local Cheese (1kg)

$10.87 $10.87

$11.19 CLP 10.9K

-2.86%

Chicken Fillets (1kg)

$8.86 $8.86

$6.75 CLP 6,580

31.26%

Beef Round Steak (1kg)

$14.84 $14.84

$10.67 CLP 10.4K

39.08%

Apples (1kg)

$3.41 $3.41

$2.04 CLP 1,991

67.16%

Banana (1kg)

$1.12 $1.12

$1.53 CLP 1,497

-26.80%

Oranges (1kg)

$3.47 $3.47

$1.59 CLP 1,549

118.24%

Tomato (1kg)

$4.15 $4.15

$1.75 CLP 1,708

137.14%

Potato (1kg)

$2.58 $2.58

$1.08 CLP 1,051

138.89%

Onion (1kg)

$3.15 $3.15

$1.51 CLP 1,476

108.61%

Lettuce (1 head)

$2.21 $2.21

$1.17 CLP 1,145

88.89%

Water (1.5 liter bottle)

$2.48 $2.48

$1.07 CLP 1,041

131.78%

Cigarettes 20 Pack (Marlboro, Camel)

$9.22 $9.22

$5.14 CLP 5,015

79.38%

Wine (Bottle)

$13.72 $13.72

$5.88 CLP 5,732

133.33%

Local Beer (0.5 liter bottle)

$1.61 $1.61

$1.55 CLP 1,513

3.87%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$2.27 CLP 2,218

8.81%

One-way Ticket (Public Transport)

$3.03 $3.03

$0.85 CLP 829

256.47%

Public Transport Monthly Pass (Regular Price)

$41.50 CLP 40.5K

Taxi Start (Normal Tariff)

$9.99 $9.99

$0.39 CLP 383

2461.54%

Taxi (Normal Tariff) (1km)

$3.02 $3.02

$0.84 CLP 820

259.52%

Taxi 1hour Waiting (Normal Tariff)

$9.91 $9.91

$11.94 CLP 11.6K

-17.00%

Gasoline (1 liter)

$1.02 $1.02

$1.50 CLP 1,467

-32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$18.1K CLP 17.7M

91.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$21.6K CLP 21.1M

13.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$151 CLP 147.3K

12.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.35 $42.35

$12.04 CLP 11.7K

251.74%

Internet (50+ Mbps, Unlimited Data)

$44.59 $44.59

$18.93 CLP 18.5K

135.55%

Gym Membership (Monthly)

$34.30 $34.30

$33.81 CLP 33.0K

1.45%

Tennis Court (1 Hour on Weekend)

$35.93 $35.93

$11.72 CLP 11.4K

206.57%

Cinema Ticket

$9.94 $9.94

$7.37 CLP 7,185

34.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,783 $1,783

$434 CLP 423.3K

310.81%

International Primary School, 1 Child (Yearly)

$14.9K $14.9K

$11.0K CLP 10.7M

35.67%

Jeans (Levis 501 Or Similar)

$52.0 $52.0

$50.9 CLP 49.6K

2.30%

Summer Dress (H&M, Zara, etc)

$21.75 $21.75

$29.16 CLP 28.4K

-25.41%

Sport Shoes (Adidas, Nike)

$82.4 $82.4

$67.4 CLP 65.7K

22.34%

Men's Leather Business Shoes

$91.1 $91.1

$80.3 CLP 78.2K

13.57%

1-bedroom Apartment, City Center (Monthly)

$1,356 $1,356

$555 CLP 540.8K

144.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,203 $1,203

$372 CLP 363.2K

223.01%

3-bedroom Apartment, City Center (Monthly)

$2,362 $2,362

$1,009 CLP 984.3K

133.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,231 $2,231

$779 CLP 759.1K

186.52%

Buy Apartment in City Center (m2)

$2,645 $2,645

$2,671 CLP 2.6M

-0.97%

Buy Apartment Outside City Center (m2)

$2,260 $2,260

$2,622 CLP 2.6M

-13.80%

Average Monthly Net Salary (After Tax)

$5,560 $5,560

$791 CLP 771.7K

602.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.39

23.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, MI: October 4, 2026

Last update for Santiago: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, MI

$1.2K 52.9%

Santiago

$372 31.6% 69% $831

Groceries & Markets

Troy, MI

$341 15%

Santiago

$236 20% 30.7% $105

Eating Out

Troy, MI

$271 11.9%

Santiago

$187 15.9% 31% $84

Monthly Utilities & Internet

Troy, MI

$257 11.3%

Santiago

$182 15.5% 29.2% $75

Clothing & Footwear

Troy, MI

$111 4.9%

Santiago

$102 8.7% 8% $8.9

Sport & Entertainment

Troy, MI

$54 2.4%

Santiago

$49 4.1% 10.4% $5.6

Getting Around

Troy, MI

$37 * 1.6%

Santiago

$50 4.2% 33% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,356 in Troy, MI versus $555 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 603% higher in Troy, MI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Troy, MI versus $52.0 in Santiago. Monthly groceries follow the same trend: $341 vs $236 – making Santiago the more affordable choice for daily food spending.

Good to know

🇺🇸 Troy, MI

🇨🇱 Santiago

🕒 Local time

09:43 9:43 AM

10:43 10:43 AM

1 h ahead of Troy, MI

🌤 Weather

👥 Population

51,401

6,139,087 Capital

💱 Currency

United States Dollar USD $

Chilean Peso CLP $

📈 Exchange rate

1 USD = 0.892 EUR

10,000 CLP = 10.26 USD

10,000 CLP = 9.15 EUR

Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

🇨🇱 Chilean Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Chilean Peso exchange rates as of October 12, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,093 CLP (10,000 CLP = 9.15 EUR).

CLP to USD in detail →

On the map

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Between locations

Troy, MI Santiago 8,550 km ≈ 11 h nonstop flight

From you

Troy, MI
Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, MI vs Santiago: Cost of Living - Frequently Asked Questions

Yes – Troy, MI is pricier by about 90%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,444 per month in Troy, MI and $1,809 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,296 in Troy, MI and $1,206 in Santiago. That's a gap of about 90%.

Kindergarten costs $1,783 per month in Troy, MI and $434 in Santiago. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,206, than in Troy, MI at $2,296. In Santiago it covers expenses comfortably, while in Troy, MI it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Troy, MI makes more sense. Both are solid long-term options with distinct trade-offs.