Last update: Oct 2026

Cost of Living Comparison Between Troy, MI and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $2,296 in Troy, MI, rent and utilities included – about $5,800 less a year. Higher rent and utilities in Troy, MI outweigh lower spending on other living expenses.

Troy, MI
🇺🇸 United States
$2,296
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,813
/mo nomad
Monthly Cost of Living

How much you'll spend in Troy, MI and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, MI and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,296 per month in Troy, MI vs $1,813 in Montevideo, rent included.

  • Troy, MI $2,296
  • Montevideo $1,813

A couple spends around $3,526 per month in Troy, MI vs $2,782 in Montevideo, rent included.

  • Troy, MI $3,526
  • Montevideo $2,782

A family of three spends $4,756 per month in Troy, MI vs $3,750 in Montevideo, rent included.

  • Troy, MI $4,756
  • Montevideo $3,750

Troy, MI costs about 27% more than Montevideo, and outside of rent the biggest gap is in clothing.

Both Troy, MI and Montevideo sit above the global median – Troy, MI by 71%, Montevideo by 35%.

Currency
🍽 Eating Out
Troy, MI
Montevideo
Difference
Meal at Budget Restaurant
$16.61 $16.61
$15.26 UYU 613
8.85%
Three-Course Dinner for Two, Mid-Range
$74.3 $74.3
$67.4 UYU 2,711
10.25%
Fast Food Meal (McDonalds, etc)
$10.33 $10.33
$14.37 UYU 578
-28.11%
Cappuccino
$4.38 $4.38
$4.64 UYU 187
-5.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$2.73 UYU 110
-6.96%
Water (0.33 liter bottle)
$1.88 $1.88
$2.09 UYU 84.0
-10.05%
Local Beer (0.5 liter draught)
$5.06 $5.06
$4.75 UYU 191
6.53%
Imported Beer (0.33 liter bottle)
$5.99 $5.99
$3.67 UYU 147
63.22%
🛒 Groceries & Markets
Troy, MI
Montevideo
Difference
Milk (1 liter)
$0.80 $0.80
$1.38 UYU 55.5
-42.03%
White Bread (500g)
$3.00 $3.00
$2.77 UYU 112
8.30%
Rice (white) (1kg)
$4.62 $4.62
$1.69 UYU 67.8
173.37%
Eggs
$2.85 $2.85
$4.52 UYU 182
-36.95%
Local Cheese (1kg)
$10.87 $10.87
$14.17 UYU 570
-23.29%
Chicken Fillets (1kg)
$8.86 $8.86
$12.07 UYU 485
-26.59%
Beef Round Steak (1kg)
$14.84 $14.84
$12.16 UYU 489
22.04%
Apples (1kg)
$3.41 $3.41
$2.87 UYU 116
18.82%
Banana (1kg)
$1.12 $1.12
$2.75 UYU 110
-59.27%
Oranges (1kg)
$3.47 $3.47
$1.73 UYU 69.5
100.58%
Tomato (1kg)
$4.15 $4.15
$3.24 UYU 130
28.09%
Potato (1kg)
$2.58 $2.58
$2.07 UYU 83.1
24.64%
Onion (1kg)
$3.15 $3.15
$2.07 UYU 83.1
52.17%
Lettuce (1 head)
$2.21 $2.21
$1.38 UYU 55.4
60.14%
Water (1.5 liter bottle)
$2.48 $2.48
$1.85 UYU 74.5
34.05%
Cigarettes 20 Pack (Marlboro, Camel)
$9.22 $9.22
$5.57 UYU 224
65.53%
Wine (Bottle)
$13.72 $13.72
$8.89 UYU 357
54.33%
Local Beer (0.5 liter bottle)
$1.61 $1.61
$2.29 UYU 92.2
-29.69%
Imported Beer (0.33 liter bottle)
$2.47 $2.47
$2.70 UYU 109
-8.52%
🚌 Getting Around
Troy, MI
Montevideo
Difference
One-way Ticket (Public Transport)
$3.03 $3.03
$1.52 UYU 61.3
99.34%
Public Transport Monthly Pass (Regular Price)
-
$73.7 UYU 2,962
-
Taxi Start (Normal Tariff)
$9.99 $9.99
$1.82 UYU 73.4
448.90%
Taxi (Normal Tariff) (1km)
$3.02 $3.02
$0.40 UYU 16.05
655.00%
Taxi 1hour Waiting (Normal Tariff)
$9.91 $9.91
$10.66 UYU 429
-7.04%
Gasoline (1 liter)
$1.02 $1.02
$2.22 UYU 89.2
-54.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K $34.7K
$26.7K UYU 1.1M
29.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$36.7K UYU 1.5M
-33.30%
🧾 Monthly Utilities & Internet
Troy, MI
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 $170
$191 UYU 7,674
-10.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.35 $42.35
$20.40 UYU 820
107.60%
Internet (50+ Mbps, Unlimited Data)
$44.59 $44.59
$44.14 UYU 1,775
1.02%
🎉 Sport & Entertainment
Troy, MI
Montevideo
Difference
Gym Membership (Monthly)
$34.30 $34.30
$54.1 UYU 2,177
-36.65%
Tennis Court (1 Hour on Weekend)
$35.93 $35.93
$19.68 UYU 791
82.57%
Cinema Ticket
$9.94 $9.94
$12.33 UYU 496
-19.38%
🧸 Childcare & Education
Troy, MI
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,783 $1,783
$613 UYU 24.7K
190.90%
International Primary School, 1 Child (Yearly)
$14.9K $14.9K
$11.0K UYU 444.3K
35.00%
👕👟 Clothing & Footwear
Troy, MI
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$52.0 $52.0
$103 UYU 4,134
-49.38%
Summer Dress (H&M, Zara, etc)
$21.75 $21.75
$56.1 UYU 2,255
-61.21%
Sport Shoes (Adidas, Nike)
$82.4 $82.4
$124 UYU 5,000
-33.72%
Men's Leather Business Shoes
$91.1 $91.1
$130 UYU 5,214
-29.72%
🏠 Accommodation & Living
Troy, MI
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,356 $1,356
$705 UYU 28.4K
92.31%
1-bedroom Apartment, Outside City Center (Monthly)
$1,203 $1,203
$575 UYU 23.1K
109.07%
3-bedroom Apartment, City Center (Monthly)
$2,362 $2,362
$1,139 UYU 45.8K
107.42%
3-bedroom Apartment, Outside City Center (Monthly)
$2,231 $2,231
$1,016 UYU 40.8K
119.62%
Buy Apartment in City Center (m2)
$2,645 $2,645
$3,349 UYU 134.6K
-21.01%
Buy Apartment Outside City Center (m2)
$2,260 $2,260
$1,942 UYU 78.1K
16.39%
💵 Salaries & Financials
Troy, MI
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$5,560 $5,560
$1,229 UYU 49.4K
352.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5.74
16.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, MI: October 4, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Troy, MI
$1.2K
Montevideo
$575 52.2% $628
Groceries & Markets
Troy, MI
$341
Montevideo
$332 2.5% $8.4
Eating Out
Troy, MI
$271
Montevideo
$271 0.1% $0.1
Monthly Utilities & Internet
Troy, MI
$257
Montevideo
$255 0.7% $1.9
Clothing & Footwear
Troy, MI
$111
Montevideo
$186 66.9% $75
Sport & Entertainment
Troy, MI
$54
Montevideo
$79 45.4% $25
Getting Around
Troy, MI
$37 *
Montevideo
$84 125% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,356 in Troy, MI versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 352% higher in Troy, MI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Troy, MI versus $67.0 in Montevideo. Monthly groceries follow the same trend: $341 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know
🇺🇸 Troy, MI
🇺🇾 Montevideo
🕒 Local time
08:48 8:48 AM
09:48 9:48 AM
1 h ahead of Troy, MI
🌤 Weather
👥 Population
51,401
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 12, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Troy, MI Montevideo 9,040 km ≈ 12 h nonstop flight
From you
  • Troy, MI
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Troy, MI vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Troy, MI?
Yes – Troy, MI is pricier by about 27%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $3,444 per month in Troy, MI and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Troy, MI or in Montevideo?
A mid-range dinner for two costs $74.0 in Troy, MI and $67.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Troy, MI and in Montevideo?
Groceries cost about 3% more in Troy, MI, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Troy, MI or in Montevideo?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Troy, MI at $2,296. In Montevideo it covers expenses comfortably, while in Troy, MI it requires careful planning or may not stretch far enough.
Is Troy, MI or Montevideo more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Troy, MI or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Troy, MI makes more sense. Both are solid long-term options with distinct trade-offs.

Troy, MI vs other spots: cost of living compared

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