Last update: Oct 2026

Cost of Living Comparison Between Troy, MI and Astoria, NY

For one person, living is cheaper in Troy, MI: $2,302 a month against $3,296 in Astoria, NY, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Troy, MI
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Troy, MI Living Index
160

Cost of Living Index in Astoria, NY
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Astoria, NY Living Index

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Troy, MI

🇺🇸 United States

$2,302

/mo nomad

Astoria, NY

🇺🇸 United States

$3,296

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, MI and in Astoria, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, MI and in Astoria, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,302 in Troy, MI versus $3,296 in Astoria, NY.

Troy, MI $2,302
Astoria, NY $3,296

Estimated couple costs with rent: $3,520 in Troy, MI versus $4,596 in Astoria, NY.

Troy, MI $3,520
Astoria, NY $4,596

Monthly costs for a family of three with rent: $4,739 in Troy, MI versus $5,896 in Astoria, NY.

Troy, MI $4,739
Astoria, NY $5,896

Living in Troy, MI costs roughly 30% less than in Astoria, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Troy, MI 69% above, Astoria, NY 142% above.

Meal at Budget Restaurant

$16.23 $16.23

$19.16 $19.16

-15.29%

Three-Course Dinner for Two, Mid-Range

$73.9 $73.9

$80.6 $80.6

-8.34%

Fast Food Meal (McDonalds, etc)

$10.68 $10.68

$10.19 $10.19

4.81%

Cappuccino

$4.46 $4.46

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$1.63 $1.63

55.21%

Water (0.33 liter bottle)

$1.81 $1.81

Local Beer (0.5 liter draught)

$5.13 $5.13

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$7.80 $7.80

-24.49%

Milk (1 liter)

$0.74 $0.74

$1.13 $1.13

-34.51%

White Bread (500g)

$2.99 $2.99

$3.79 $3.79

-21.11%

Rice (white) (1kg)

$4.47 $4.47

$3.83 $3.83

16.71%

Eggs

$2.87 $2.87

$3.53 $3.53

-18.70%

Local Cheese (1kg)

$10.99 $10.99

$16.48 $16.48

-33.31%

Chicken Fillets (1kg)

$8.50 $8.50

$8.84 $8.84

-3.85%

Beef Round Steak (1kg)

$14.77 $14.77

$13.43 $13.43

9.98%

Apples (1kg)

$3.42 $3.42

$3.95 $3.95

-13.42%

Banana (1kg)

$1.07 $1.07

$1.87 $1.87

-42.78%

Oranges (1kg)

$3.38 $3.38

$2.56 $2.56

32.03%

Tomato (1kg)

$4.32 $4.32

$3.83 $3.83

12.79%

Potato (1kg)

$2.59 $2.59

$2.47 $2.47

4.86%

Onion (1kg)

$3.04 $3.04

$2.37 $2.37

28.27%

Lettuce (1 head)

$2.12 $2.12

$1.95 $1.95

8.72%

Water (1.5 liter bottle)

$2.48 $2.48

$2.56 $2.56

-3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$9.02 $9.02

$14.60 $14.60

-38.22%

Wine (Bottle)

$14.14 $14.14

$20.14 $20.14

-29.79%

Local Beer (0.5 liter bottle)

$1.56 $1.56

$1.76 $1.76

-11.36%

Imported Beer (0.33 liter bottle)

$2.43 $2.43

$3.34 $3.34

-27.25%

One-way Ticket (Public Transport)

$2.92 $2.92

$3.06 $3.06

-4.58%

Public Transport Monthly Pass (Regular Price)

$142 $142

Taxi Start (Normal Tariff)

$9.88 $9.88

$2.94 $2.94

236.05%

Taxi (Normal Tariff) (1km)

$3.04 $3.04

$2.22 $2.22

36.94%

Taxi 1hour Waiting (Normal Tariff)

$9.93 $9.93

$42.29 $42.29

-76.52%

Gasoline (1 liter)

$0.94 $0.94

$0.89 $0.89

5.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$30.3K $30.3K

2.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$25.9K $25.9K

-7.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$113 $113

52.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.61 $42.61

$56.8 $56.8

-24.94%

Internet (50+ Mbps, Unlimited Data)

$43.78 $43.78

$50.2 $50.2

-12.77%

Gym Membership (Monthly)

$34.38 $34.38

$45.60 $45.60

-24.61%

Tennis Court (1 Hour on Weekend)

$35.83 $35.83

Cinema Ticket

$10.18 $10.18

$19.75 $19.75

-48.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,755 $1,755

$3,035 $3,035

-42.16%

International Primary School, 1 Child (Yearly)

$15.3K $15.3K

$34.2K $34.2K

-55.28%

Jeans (Levis 501 Or Similar)

$52.3 $52.3

$25.44 $25.44

105.54%

Summer Dress (H&M, Zara, etc)

$22.24 $22.24

$20.12 $20.12

10.54%

Sport Shoes (Adidas, Nike)

$81.5 $81.5

$29.45 $29.45

176.64%

Men's Leather Business Shoes

$91.8 $91.8

$50.2 $50.2

82.87%

1-bedroom Apartment, City Center (Monthly)

$1,341 $1,341

$2,298 $2,298

-41.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,233 $1,233

$2,095 $2,095

-41.16%

3-bedroom Apartment, City Center (Monthly)

$2,374 $2,374

$3,784 $3,784

-37.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,288 $2,288

$3,131 $3,131

-26.92%

Buy Apartment in City Center (m2)

$2,679 $2,679

Buy Apartment Outside City Center (m2)

$2,297 $2,297

Average Monthly Net Salary (After Tax)

$5,482 $5,482

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.45

3.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, MI: October 24, 2026

Last update for Astoria, NY: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, MI

$1.2K 53.5%

Astoria, NY

$2.1K 63.6% 69.9% $862

Groceries & Markets

Troy, MI

$338 14.7%

Astoria, NY

$379 11.5% 12.2% $41

Eating Out

Troy, MI

$270 11.7%

Astoria, NY

$292 8.9% 8.2% $22

Monthly Utilities & Internet

Troy, MI

$258 11.2%

Astoria, NY

$220 6.7% 14.9% $38

Clothing & Footwear

Troy, MI

$112 4.8%

Astoria, NY

$56 1.7% 49.5% $55

Sport & Entertainment

Troy, MI

$55 2.4%

Astoria, NY

$85 2.6% 55.5% $30

Getting Around

Troy, MI

$37 * 1.6%

Astoria, NY

$168 5.1% 359% $132

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,341 in Troy, MI and $2,298 in Astoria, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $74 in Troy, MI vs $81 in Astoria, NY for a mid-range dinner for two. Groceries echo the gap at $338 vs $379 per month, with Troy, MI cheaper across the board.

Good to know

🇺🇸 Troy, MI

🇺🇸 Astoria, NY

🕒 Local time

18:13 6:13 PM

Same time as Troy, MI

🌤 Weather

👥 Population

51,401

150,165

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Troy, MI Astoria, NY 790 km ≈ 1 h 30 min nonstop flight

From you

Troy, MI
Astoria, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, MI vs Astoria, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,302 in Troy, MI and $3,296 in Astoria, NY, so Troy, MI is about 30% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,453 in Troy, MI and $4,944 in Astoria, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,341 in Troy, MI versus $2,298 in Astoria, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Astoria, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,302 per month in Troy, MI versus $3,296 in Astoria, NY – Troy, MI is about 30% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Troy, MI is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Troy, MI and Astoria, NY are both considered safe, so it’s unlikely to be the deciding factor between them.