Last update: Oct 2026

Cost of Living Comparison Between Toyama and Bali

For one person, living is cheaper in Toyama: $1,156 a month against $1,236 in Bali, rent and utilities included – about $960 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

Toyama
🇯🇵 Japan
$1,156
/mo nomad
Bali
🇮🇩 Indonesia
$1,236
/mo nomad
Monthly Cost of Living

How much you'll spend in Toyama and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyama and in Bali actually costs, broken down by who's living it.

A single person spends $1,156 per month in Toyama vs $1,236 in Bali, rent included.

  • Toyama $1,156
  • Bali $1,236

A couple spends around $1,838 per month in Toyama vs $2,086 in Bali, rent included.

  • Toyama $1,838
  • Bali $2,086

A family of three spends $2,519 per month in Toyama vs $2,937 in Bali, rent included.

  • Toyama $2,519
  • Bali $2,937

Toyama is about 6% cheaper than Bali, and outside of rent the biggest gap is in transport.

Both Toyama and Bali are more affordable than the global median – Toyama 14% lower, Bali 8% lower.

Currency
🍽 Eating Out
Toyama
Bali
Difference
Meal at Budget Restaurant
$3.93 ¥621
$2.76 Rp 49.7K
42.39%
Three-Course Dinner for Two, Mid-Range
$41.37 ¥6,536
$29.80 Rp 536.4K
38.83%
Fast Food Meal (McDonalds, etc)
$5.18 ¥819
$4.63 Rp 83.3K
11.88%
Cappuccino
$3.51 ¥555
$2.32 Rp 41.7K
51.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ¥164
$1.40 Rp 25.1K
-25.71%
Water (0.33 liter bottle)
$0.74 ¥117
$0.64 Rp 11.5K
15.62%
Local Beer (0.5 liter draught)
$2.59 ¥410
$2.19 Rp 39.4K
18.26%
Imported Beer (0.33 liter bottle)
$3.19 ¥504
$3.58 Rp 64.5K
-10.89%
🛒 Groceries & Markets
Toyama
Bali
Difference
Milk (1 liter)
$1.07 ¥169
$1.49 Rp 26.7K
-28.19%
White Bread (500g)
$0.77 ¥122
$2.21 Rp 39.8K
-65.16%
Rice (white) (1kg)
$3.66 ¥579
$1.17 Rp 21.1K
212.82%
Eggs
$1.98 ¥313
$2.02 Rp 36.4K
-1.98%
Local Cheese (1kg)
$10.52 ¥1,662
$16.52 Rp 297.4K
-36.32%
Chicken Fillets (1kg)
$5.98 ¥945
$3.68 Rp 66.2K
62.50%
Beef Round Steak (1kg)
$14.45 ¥2,283
$11.67 Rp 210.0K
23.82%
Apples (1kg)
$5.75 ¥909
$3.44 Rp 62.0K
67.15%
Banana (1kg)
$2.70 ¥426
$1.46 Rp 26.2K
84.93%
Oranges (1kg)
$2.95 ¥467
$2.24 Rp 40.3K
31.70%
Tomato (1kg)
$4.20 ¥663
$1.82 Rp 32.8K
130.77%
Potato (1kg)
$2.52 ¥398
$1.79 Rp 32.2K
40.78%
Onion (1kg)
$2.53 ¥400
$2.27 Rp 40.9K
11.45%
Lettuce (1 head)
$1.23 ¥195
$0.99 Rp 17.8K
24.24%
Water (1.5 liter bottle)
$0.64 ¥102
$0.51 Rp 9,186
25.49%
Cigarettes 20 Pack (Marlboro, Camel)
$3.80 ¥600
$2.15 Rp 38.7K
76.74%
Wine (Bottle)
$6.25 ¥988
$21.44 Rp 386.0K
-70.85%
Local Beer (0.5 liter bottle)
$1.82 ¥287
$2.29 Rp 41.1K
-20.52%
Imported Beer (0.33 liter bottle)
$2.00 ¥315
$2.86 Rp 51.5K
-30.07%
🚌 Getting Around
Toyama
Bali
Difference
One-way Ticket (Public Transport)
$1.52 ¥240
$0.26 Rp 4,713
484.62%
Public Transport Monthly Pass (Regular Price)
$58.7 ¥9,270
$7.97 Rp 143.5K
636.26%
Taxi Start (Normal Tariff)
$3.19 ¥503
$0.48 Rp 8,646
564.58%
Taxi (Normal Tariff) (1km)
$2.71 ¥428
$0.43 Rp 7,705
530.23%
Taxi 1hour Waiting (Normal Tariff)
$20.33 ¥3,211
$5.64 Rp 101.6K
260.46%
Gasoline (1 liter)
$1.11 ¥176
$0.82 Rp 14.8K
35.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ¥3.4M
$23.7K Rp 426.6M
-8.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.2K ¥2.9M
$31.7K Rp 571.3M
-42.76%
🧾 Monthly Utilities & Internet
Toyama
Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$133 ¥21.0K
$81.3 Rp 1.5M
63.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.98 ¥3,788
$6.53 Rp 117.6K
267.23%
Internet (50+ Mbps, Unlimited Data)
$32.22 ¥5,091
$18.31 Rp 329.7K
75.97%
🎉 Sport & Entertainment
Toyama
Bali
Difference
Gym Membership (Monthly)
$52.9 ¥8,351
$46.85 Rp 843.4K
12.83%
Tennis Court (1 Hour on Weekend)
-
$15.05 Rp 270.8K
-
Cinema Ticket
$11.50 ¥1,817
$3.69 Rp 66.5K
211.65%
🧸 Childcare & Education
Toyama
Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$634 ¥100.2K
$445 Rp 8.0M
42.50%
International Primary School, 1 Child (Yearly)
$14.6K ¥2.3M
$5,218 Rp 93.9M
179.28%
👕👟 Clothing & Footwear
Toyama
Bali
Difference
Jeans (Levis 501 Or Similar)
$61.6 ¥9,735
$42.66 Rp 767.8K
44.44%
Summer Dress (H&M, Zara, etc)
$37.28 ¥5,889
$33.40 Rp 601.2K
11.62%
Sport Shoes (Adidas, Nike)
$60.7 ¥9,583
$75.0 Rp 1.4M
-19.18%
Men's Leather Business Shoes
$100 ¥15.8K
$73.7 Rp 1.3M
35.86%
🏠 Accommodation & Living
Toyama
Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$233 ¥36.8K
$996 Rp 17.9M
-76.64%
1-bedroom Apartment, Outside City Center (Monthly)
$303 ¥47.8K
$596 Rp 10.7M
-49.19%
3-bedroom Apartment, City Center (Monthly)
$1,105 ¥174.6K
$3,054 Rp 55.0M
-63.82%
3-bedroom Apartment, Outside City Center (Monthly)
$648 ¥102.4K
$1,511 Rp 27.2M
-57.08%
Buy Apartment in City Center (m2)
$3,962 ¥625.9K
$2,430 Rp 43.7M
63.02%
Buy Apartment Outside City Center (m2)
$1,608 ¥254.1K
$1,963 Rp 35.3M
-18.08%
💵 Salaries & Financials
Toyama
Bali
Difference
Average Monthly Net Salary (After Tax)
-
$220 Rp 4.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.64
13.78
-80.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyama: October 11, 2026

Last update for Bali: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toyama
$303
Bali
$596 96.8% $293
Groceries & Markets
Toyama
$274
Bali
$277 0.8% $2.3
Monthly Utilities & Internet
Toyama
$189
Bali
$106 43.9% $83
Clothing & Footwear
Toyama
$117
Bali
$101 13.4% $16
Eating Out
Toyama
$116
Bali
$90 22.2% $26
Getting Around
Toyama
$81
Bali
$12 85.7% $70
Sport & Entertainment
Toyama
$76
Bali
$54 28.5% $22

Cost Breakdown

A central one-bedroom costs $233 in Toyama versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $41.00 in Toyama versus $30.00 in Bali. Groceries tell a different story – $274 in Toyama vs $277 in Bali – so Toyama wins on supermarket bills even if dining out costs more.

Good to know
🇯🇵 Toyama
🇮🇩 Bali
🕒 Local time
23:01 11:01 PM
22:01 10:01 PM
1 h behind Toyama
🌤 Weather
👥 Population
421,259
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Toyama Bali 5,520 km ≈ 7 h nonstop flight
From you
  • Toyama
  • Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toyama vs Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toyama or Bali?
Bali costs about 7% more than Toyama, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toyama and in Bali?
For a comfortable life, plan on about $1,735 per month in Toyama and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toyama or Bali?
Rent is clearly cheaper in Toyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Toyama and in Bali?
A mid-range dinner for two costs $41.00 in Toyama and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Toyama compared to Bali?
Monthly expenses with rent come to $1,156 in Toyama and $1,236 in Bali. That's a gap of about 7%.
Can you live on $1,500/month in Toyama or in Bali?
A $1,500 monthly budget goes further in Toyama, where all-in costs run around $1,156, than in Bali at $1,236. In Toyama it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Toyama or Bali?
For digital nomads, it depends on budget. Toyama costs $1,156 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Toyama compared to Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Toyama or to Bali?
If budget matters most, go with Toyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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