Last update: Oct 2026

Cost of Living Comparison Between Tournai and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,130 in Tournai, rent and utilities included – about $14,500 less a year. Rent and utilities account for about half of the difference.

101

Cost of Living Index in Tournai
Learn more

Tournai Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tournai

🇧🇪 Belgium

$2,130

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tournai and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tournai and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,130 in Tournai versus $918 in Cebu.

Tournai $2,130
Cebu $918

Estimated couple costs with rent: $3,113 in Tournai versus $1,409 in Cebu.

Tournai $3,113
Cebu $1,409

Monthly costs for a family of three with rent: $4,095 in Tournai versus $1,900 in Cebu.

Tournai $4,095
Cebu $1,900

Living in Tournai is roughly 132% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tournai is 58% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.96 €19.53

$3.09 ₱194

610.68%

Three-Course Dinner for Two, Mid-Range

$105 €93.7

$24.22 ₱1,525

334.93%

Fast Food Meal (McDonalds, etc)

$13.57 €12.07

$3.92 ₱247

246.17%

Cappuccino

$4.33 €3.85

$2.51 ₱158

72.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.53 €3.14

$1.59 ₱100

122.01%

Water (0.33 liter bottle)

$3.46 €3.08

$0.53 ₱33.43

552.83%

Local Beer (0.5 liter draught)

$5.60 €4.98

$1.78 ₱112

214.61%

Imported Beer (0.33 liter bottle)

$6.11 €5.44

$2.17 ₱137

181.57%

Milk (1 liter)

$1.36 €1.21

$1.92 ₱121

-29.17%

White Bread (500g)

$2.75 €2.45

$1.36 ₱85.4

102.21%

Rice (white) (1kg)

$2.25 €2.00

$1.01 ₱63.5

122.77%

Eggs

$3.75 €3.34

$2.03 ₱128

84.73%

Local Cheese (1kg)

$17.37 €15.45

$9.86 ₱621

76.17%

Chicken Fillets (1kg)

$11.76 €10.46

$4.39 ₱277

167.88%

Beef Round Steak (1kg)

$23.70 €21.08

$7.60 ₱479

211.84%

Apples (1kg)

$3.00 €2.67

$3.30 ₱208

-9.09%

Banana (1kg)

$2.35 €2.09

$1.39 ₱87.8

69.06%

Oranges (1kg)

$2.67 €2.38

$2.33 ₱147

14.59%

Tomato (1kg)

$3.26 €2.90

$1.50 ₱94.3

117.33%

Potato (1kg)

$2.47 €2.20

$2.36 ₱149

4.66%

Onion (1kg)

$1.88 €1.67

$1.90 ₱119

-1.05%

Lettuce (1 head)

$1.46 €1.30

$1.19 ₱74.9

22.69%

Water (1.5 liter bottle)

$1.05 €0.94

$0.63 ₱39.71

66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$12.76 €11.35

$3.00 ₱189

325.33%

Wine (Bottle)

$8.81 €7.84

$6.03 ₱379

46.10%

Local Beer (0.5 liter bottle)

$1.73 €1.54

$1.23 ₱77.7

40.65%

Imported Beer (0.33 liter bottle)

$2.04 €1.81

$1.75 ₱110

16.57%

One-way Ticket (Public Transport)

$2.99 €2.66

$0.25 ₱15.86

1096.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.50 €4.89

$0.77 ₱48.62

614.29%

Taxi (Normal Tariff) (1km)

$2.69 €2.39

$0.23 ₱14.53

1069.57%

Taxi 1hour Waiting (Normal Tariff)

$25.51 €22.69

$4.46 ₱281

471.97%

Gasoline (1 liter)

$2.13 €1.89

$1.31 ₱82.8

62.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.5K

$21.2K ₱1.3M

66.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €30.4K

$19.1K ₱1.2M

78.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €183

$120 ₱7,569

70.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.38 €19.02

$14.00 ₱882

52.71%

Internet (50+ Mbps, Unlimited Data)

$48.05 €42.74

$27.54 ₱1,734

74.47%

Gym Membership (Monthly)

$36.19 €32.19

$32.33 ₱2,035

11.94%

Tennis Court (1 Hour on Weekend)

$18.00 €16.01

$6.65 ₱419

170.68%

Cinema Ticket

$15.12 €13.45

$5.65 ₱356

167.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,640 €1,459

$275 ₱17.3K

495.71%

International Primary School, 1 Child (Yearly)

$32.8K €29.1K

$7,918 ₱498.5K

313.61%

Jeans (Levis 501 Or Similar)

$111 €98.9

$49.33 ₱3,106

125.42%

Summer Dress (H&M, Zara, etc)

$52.7 €46.83

$25.24 ₱1,589

108.60%

Sport Shoes (Adidas, Nike)

$101 €89.9

$77.0 ₱4,846

31.25%

Men's Leather Business Shoes

$164 €146

$57.2 ₱3,601

187.01%

1-bedroom Apartment, City Center (Monthly)

$830 €739

$500 ₱31.5K

66.23%

1-bedroom Apartment, Outside City Center (Monthly)

$865 €770

$309 ₱19.4K

180.17%

3-bedroom Apartment, City Center (Monthly)

$1,566 €1,393

$1,078 ₱67.9K

45.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,088 €967

$615 ₱38.7K

76.77%

Buy Apartment in City Center (m2)

$3,956 €3,519

$2,886 ₱181.7K

37.06%

Buy Apartment Outside City Center (m2)

$3,272 €2,911

$1,917 ₱120.7K

70.73%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

7.2

-51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tournai: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tournai

$865 40.6%

Cebu

$309 33.6% 64.3% $556

Groceries & Markets

Tournai

$363 17.1%

Cebu

$206 22.4% 43.3% $157

Eating Out

Tournai

$337 15.8%

Cebu

$88 9.6% 73.8% $248

Monthly Utilities & Internet

Tournai

$275 12.9%

Cebu

$162 17.6% 41.1% $113

Clothing & Footwear

Tournai

$193 9.1%

Cebu

$94 10.2% 51.3% $99

Sport & Entertainment

Tournai

$66 3.1%

Cebu

$44 4.8% 34.3% $23

Getting Around

Tournai

$31 * 1.5%

Cebu

$16 1.7% 49.6% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $830 in Tournai and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $105 in Tournai vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $363 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Tournai

🇵🇭 Cebu

🕒 Local time

09:24 9:24 AM

15:24 3:24 PM

6 h ahead of Tournai

🌤 Weather

👥 Population

69,842

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Tournai Cebu 11,150 km ≈ 14 h nonstop flight

From you

Tournai
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tournai vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 132% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,195 in Tournai and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $830 in Tournai versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 76% higher in Tournai. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,130 per month in Tournai versus $918 in Cebu – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,130 in Tournai, a $1,500 budget is realistic in Cebu but tight or insufficient in Tournai. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tournai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tournai and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 132% less than in Tournai. Beyond cost, consider language, visa policies, and how big the international community is in each city.