For one person, living is cheaper in Cebu: $915 a month against $1,742 in Toulon, rent and utilities included – about $9,900 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toulon and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,742 in Toulon versus $915 in Cebu.
Toulon $1,742
Cebu $915
Estimated couple costs with rent: $2,703 in Toulon versus $1,418 in Cebu.
Toulon $2,703
Cebu $1,418
Monthly costs for a family of three with rent: $3,664 in Toulon versus $1,921 in Cebu.
Toulon $3,664
Cebu $1,921
🌍
Living in Toulon is roughly 90% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Toulon is 29% above, Cebu is 33% below.
Currency
No currencies found
🍽 Eating Out
Toulon
Cebu
Difference
Meal at Budget Restaurant
$16.91€15.04
$3.05₱192
454.43%
Three-Course Dinner for Two, Mid-Range
$67.8€60.3
$24.00₱1,511
182.29%
Fast Food Meal(McDonalds, etc)
$13.60€12.10
$3.99₱251
240.85%
Cappuccino
$3.70€3.29
$2.50₱157
48.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.67€2.37
$1.54₱97.1
73.38%
Water(0.33 liter bottle)
$1.83€1.62
$0.50₱31.37
266.00%
Local Beer(0.5 liter draught)
$4.43€3.94
$1.78₱112
148.88%
Imported Beer(0.33 liter bottle)
$4.00€3.56
$2.17₱136
84.33%
🛒 Groceries & Markets
Toulon
Cebu
Difference
Milk(1 liter)
$1.08€0.96
$2.00₱126
-46.00%
White Bread(500g)
$1.27€1.13
$1.37₱86.2
-7.30%
Rice(white)(1kg)
$1.81€1.61
$1.03₱64.9
75.73%
Eggs
$4.89€4.35
$2.03₱128
140.89%
Local Cheese(1kg)
$10.04€8.93
$10.20₱642
-1.57%
Chicken Fillets(1kg)
$13.68€12.17
$4.45₱280
207.42%
Beef Round Steak(1kg)
$22.03€19.60
$7.67₱483
187.22%
Apples(1kg)
$2.40€2.14
$3.31₱208
-27.49%
Banana(1kg)
$2.14€1.90
$1.46₱91.8
46.58%
Oranges(1kg)
$2.09€1.86
$2.32₱146
-9.91%
Tomato(1kg)
$2.78€2.48
$1.49₱94.0
86.58%
Potato(1kg)
$1.50€1.33
$2.34₱147
-35.90%
Onion(1kg)
$1.85€1.65
$1.94₱122
-4.64%
Lettuce(1 head)
$1.36€1.21
$1.16₱73.0
17.24%
Water(1.5 liter bottle)
$0.30€0.26
$0.68₱42.89
-55.88%
Cigarettes 20 Pack(Marlboro, Camel)
$13.30€11.83
$2.99₱188
344.82%
Wine(Bottle)
$5.03€4.47
$6.24₱393
-19.39%
Local Beer(0.5 liter bottle)
$1.51€1.34
$1.23₱77.3
22.76%
Imported Beer(0.33 liter bottle)
$1.29€1.14
$1.73₱109
-25.43%
🚌 Getting Around
Toulon
Cebu
Difference
One-way Ticket(Public Transport)
$1.59€1.41
$0.23₱14.36
591.30%
Public Transport Monthly Pass(Regular Price)
$40.83€36.32
$12.34₱777
230.88%
Taxi Start(Normal Tariff)
$3.34€2.97
$0.79₱49.96
322.78%
Taxi(Normal Tariff)(1km)
$2.39€2.13
$0.22₱13.86
986.36%
Taxi 1hour Waiting(Normal Tariff)
$29.48€26.23
$4.54₱286
549.34%
Gasoline(1 liter)
$2.04€1.81
$1.32₱82.9
54.55%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K€31.2K
$21.0K₱1.3M
67.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.1K€32.1K
$19.4K₱1.2M
85.81%
🧾 Monthly Utilities & Internet
Toulon
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$162€144
$119₱7,464
36.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.58€14.75
$14.22₱896
16.60%
Internet(50+ Mbps, Unlimited Data)
$33.05€29.40
$27.47₱1,730
20.31%
🎉 Sport & Entertainment
Toulon
Cebu
Difference
Gym Membership(Monthly)
$33.57€29.86
$32.31₱2,034
3.90%
Tennis Court(1 Hour on Weekend)
$11.24€10.00
$6.50₱409
72.92%
Cinema Ticket
$13.61€12.11
$5.40₱340
152.04%
🧸 Childcare & Education
Toulon
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$794€706
$276₱17.4K
187.53%
International Primary School, 1 Child(Yearly)
$16.5K€14.7K
$7,866₱495.3K
110.19%
👕👟 Clothing & Footwear
Toulon
Cebu
Difference
Jeans(Levis 501 Or Similar)
$98.3€87.4
$49.37₱3,108
99.07%
Summer Dress(H&M, Zara, etc)
$50.6€44.97
$24.58₱1,548
105.66%
Sport Shoes(Adidas, Nike)
$107€95.5
$76.6₱4,825
40.14%
Men's Leather Business Shoes
$114€101
$58.9₱3,706
93.83%
🏠 Accommodation & Living
Toulon
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$714€635
$503₱31.7K
41.83%
1-bedroom Apartment, Outside City Center(Monthly)
$672€598
$305₱19.2K
120.83%
3-bedroom Apartment, City Center(Monthly)
$1,226€1,090
$1,075₱67.7K
14.04%
3-bedroom Apartment, Outside City Center(Monthly)
$1,200€1,067
$632₱39.8K
89.85%
Buy Apartment in City Center(m2)
$3,591€3,194
$2,870₱180.7K
25.15%
Buy Apartment Outside City Center(m2)
$4,447€3,956
$1,877₱118.2K
136.91%
💵 Salaries & Financials
Toulon
Cebu
Difference
Average Monthly Net Salary(After Tax)
$2,369€2,107
$336₱21.1K
605.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.9
7.2
-45.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toulon: October 20, 2026
Last update for Cebu: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Toulon
$672 38.6%
Cebu
$305 33.3% ↓ 54.7%$368
🛒Groceries & Markets
Toulon
$299 17.2%
Cebu
$210 22.9% ↓ 30%$90
🍽Eating Out
Toulon
$269 15.4%
Cebu
$88 9.6% ↓ 67.3%$181
🧾Monthly Utilities & Internet
Toulon
$212 12.2%
Cebu
$160 17.5% ↓ 24.3%$51
👕👟Clothing & Footwear
Toulon
$167 9.6%
Cebu
$94 10.3% ↓ 43.4%$72
🚌Getting Around
Toulon
$62 3.6%
Cebu
$15 1.7% ↓ 75.8%$47
🎉Sport & Entertainment
Toulon
$61 3.5%
Cebu
$43 4.7% ↓ 29.1%$18
🏠Accommodation & Living
Toulon
$1.2K 32.7%
Cebu
$632 32.9% ↓ 47.3%$568
🛒Groceries & Markets
Toulon
$726 19.8%
Cebu
$491 25.6% ↓ 32.3%$234
🍽Eating Out
Toulon
$878 24%
Cebu
$290 15.1% ↓ 67%$588
🧾Monthly Utilities & Internet
Toulon
$228 6.2%
Cebu
$174 9.1% ↓ 23.6%$54
👕👟Clothing & Footwear
Toulon
$370 10.1%
Cebu
$209 10.9% ↓ 43.4%$161
🚌Getting Around
Toulon
$128 3.5%
Cebu
$31 1.6% ↓ 76%$97
🎉Sport & Entertainment
Toulon
$133 3.6%
Cebu
$93 4.8% ↓ 30.2%$40
Cost Breakdown
🏠A one-bedroom apartment in the center runs $714 in Toulon and $503 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Toulon pays 605% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $68.0 in Toulon vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $299 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toulon vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Toulon?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 90% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Toulon or Cebu?
Average pay runs 605% higher in Toulon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Toulon and Cebu?
Rent for a central apartment: $714 in Toulon versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Toulon and in Cebu?
All in, you'll spend $1,742 per month in Toulon versus $915 in Cebu – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 231% less than in Toulon. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Toulon or in Cebu?
At $915 in Cebu versus $1,742 in Toulon, a $1,500 budget is realistic in Cebu but tight or insufficient in Toulon. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Toulon or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Toulon, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Toulon or Cebu?
Safety-wise, Toulon and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 90% less than in Toulon. Beyond cost, consider language, visa policies, and how big the international community is in each city.