Last update: Oct 2026

Cost of Living Comparison Between Totnes and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,559 in Totnes, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Totnes
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Totnes Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Totnes

🇬🇧 United Kingdom

$2,559

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Totnes and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Totnes and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,559 in Totnes versus $915 in Cebu.

Totnes $2,559
Cebu $915

Estimated couple costs with rent: $3,763 in Totnes versus $1,418 in Cebu.

Totnes $3,763
Cebu $1,418

Monthly costs for a family of three with rent: $4,967 in Totnes versus $1,921 in Cebu.

Totnes $4,967
Cebu $1,921

Living in Totnes is roughly 180% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Totnes is 89% above, Cebu is 33% below.

Meal at Budget Restaurant

$20.89 £15.67

$3.05 ₱192

584.92%

Three-Course Dinner for Two, Mid-Range

$100.0 £75.0

$24.00 ₱1,511

316.58%

Fast Food Meal (McDonalds, etc)

$12.14 £9.11

$3.99 ₱251

204.26%

Cappuccino

$4.89 £3.67

$2.50 ₱157

95.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 £2.30

$1.54 ₱97.1

98.70%

Water (0.33 liter bottle)

$2.09 £1.57

$0.50 ₱31.37

318.00%

Local Beer (0.5 liter draught)

$6.69 £5.02

$1.78 ₱112

275.84%

Imported Beer (0.33 liter bottle)

$7.35 £5.51

$2.17 ₱136

238.71%

Milk (1 liter)

$1.69 £1.27

$2.00 ₱126

-15.50%

White Bread (500g)

$1.49 £1.12

$1.37 ₱86.2

8.76%

Rice (white) (1kg)

$2.21 £1.66

$1.03 ₱64.9

114.56%

Eggs

$4.20 £3.15

$2.03 ₱128

106.90%

Local Cheese (1kg)

$6.18 £4.64

$10.20 ₱642

-39.41%

Chicken Fillets (1kg)

$11.89 £8.92

$4.45 ₱280

167.19%

Beef Round Steak (1kg)

$12.75 £9.56

$7.67 ₱483

66.23%

Apples (1kg)

$2.20 £1.65

$3.31 ₱208

-33.53%

Banana (1kg)

$1.78 £1.34

$1.46 ₱91.8

21.92%

Oranges (1kg)

$1.96 £1.47

$2.32 ₱146

-15.52%

Tomato (1kg)

$2.17 £1.63

$1.49 ₱94.0

45.64%

Potato (1kg)

$2.17 £1.63

$2.34 ₱147

-7.26%

Onion (1kg)

$1.27 £0.95

$1.94 ₱122

-34.54%

Lettuce (1 head)

$1.94 £1.46

$1.16 ₱73.0

67.24%

Water (1.5 liter bottle)

$1.94 £1.46

$0.68 ₱42.89

185.29%

Cigarettes 20 Pack (Marlboro, Camel)

$23.85 £17.89

$2.99 ₱188

697.66%

Wine (Bottle)

$9.79 £7.34

$6.24 ₱393

56.89%

Local Beer (0.5 liter bottle)

$2.84 £2.13

$1.23 ₱77.3

130.89%

Imported Beer (0.33 liter bottle)

$2.41 £1.81

$1.73 ₱109

39.31%

One-way Ticket (Public Transport)

$4.03 £3.02

$0.23 ₱14.36

1652.17%

Public Transport Monthly Pass (Regular Price)

$95.8 £71.9

$12.34 ₱777

676.50%

Taxi Start (Normal Tariff)

$3.41 £2.55

$0.79 ₱49.96

331.65%

Taxi (Normal Tariff) (1km)

$2.43 £1.83

$0.22 ₱13.86

1004.55%

Taxi 1hour Waiting (Normal Tariff)

$32.93 £24.70

$4.54 ₱286

625.33%

Gasoline (1 liter)

$2.09 £1.57

$1.32 ₱82.9

58.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.7K

$21.0K ₱1.3M

82.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$19.4K ₱1.2M

104.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$366 £274

$119 ₱7,464

208.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.02 £12.02

$14.22 ₱896

12.66%

Internet (50+ Mbps, Unlimited Data)

$43.55 £32.68

$27.47 ₱1,730

58.54%

Gym Membership (Monthly)

$45.72 £34.30

$32.31 ₱2,034

41.50%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$20.96 £15.73

$5.40 ₱340

288.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,264 £1,699

$276 ₱17.4K

720.31%

International Primary School, 1 Child (Yearly)

$34.6K £25.9K

$7,866 ₱495.3K

339.27%

Jeans (Levis 501 Or Similar)

$88.3 £66.2

$49.37 ₱3,108

78.77%

Summer Dress (H&M, Zara, etc)

$49.61 £37.22

$24.58 ₱1,548

101.83%

Sport Shoes (Adidas, Nike)

$156 £117

$76.6 ₱4,825

103.60%

Men's Leather Business Shoes

$142 £107

$58.9 ₱3,706

141.78%

1-bedroom Apartment, City Center (Monthly)

$1,297 £973

$503 ₱31.7K

157.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,098 £824

$305 ₱19.2K

260.69%

3-bedroom Apartment, City Center (Monthly)

$1,795 £1,346

$1,075 ₱67.7K

66.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,815 £1,362

$632 ₱39.8K

187.21%

Buy Apartment in City Center (m2)

$5,128 £3,847

$2,870 ₱180.7K

78.71%

Buy Apartment Outside City Center (m2)

$4,321 £3,242

$1,877 ₱118.2K

130.17%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

7.2

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Totnes: October 20, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Totnes

$1.1K 42.9%

Cebu

$305 33.3% 72.3% $794

Monthly Utilities & Internet

Totnes

$425 16.6%

Cebu

$160 17.5% 62.3% $265

Eating Out

Totnes

$331 12.9%

Cebu

$88 9.6% 73.5% $243

Groceries & Markets

Totnes

$293 11.4%

Cebu

$210 22.9% 28.4% $83

Clothing & Footwear

Totnes

$196 7.7%

Cebu

$94 10.3% 52% $102

Getting Around

Totnes

$128 5%

Cebu

$15 1.7% 88.1% $112

Sport & Entertainment

Totnes

$88 3.4%

Cebu

$43 4.7% 50.8% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,297 in Totnes and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $100 in Totnes vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $293 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Totnes

🇵🇭 Cebu

🕒 Local time

20:06 8:06 PM

03:06 3:06 AM

7 h ahead of Totnes

🌤 Weather

👥 Population

8,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 21, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Totnes Cebu 11,580 km ≈ 15 h nonstop flight

From you

Totnes
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Totnes vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 180% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,839 in Totnes and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,297 in Totnes versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,559 per month in Totnes versus $915 in Cebu – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 676% less than in Totnes. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,559 in Totnes, a $1,500 budget is realistic in Cebu but tight or insufficient in Totnes. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Totnes, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Totnes and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 180% less than in Totnes. Beyond cost, consider language, visa policies, and how big the international community is in each city.