Last update: Oct 2026

Cost of Living Comparison Between Toronto and Udupi

For one person, living is cheaper in Udupi: $319 a month against $2,561 in Toronto, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
15

Cost of Living Index in Udupi
Learn more

Udupi Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Udupi

🇮🇳 India

$319

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Udupi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Udupi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $319 in Udupi.

Toronto $2,561
Udupi $319

Estimated couple costs with rent: $3,694 in Toronto versus $487 in Udupi.

Toronto $3,694
Udupi $487

Monthly costs for a family of three with rent: $4,826 in Toronto versus $656 in Udupi.

Toronto $4,826
Udupi $656

Living in Toronto is roughly 703% more expensive than in Udupi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Udupi is 76% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.18 ₹112

1355.93%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$7.22 ₹686

952.22%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.71 ₹352

184.10%

Cappuccino

$4.02 CA$5.68

$1.07 ₹101

275.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.29 ₹28.01

631.03%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.09 ₹8.88

1844.44%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.21 ₹115

415.70%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.03 ₹192

249.26%

Milk (1 liter)

$2.44 CA$3.45

$0.52 ₹49.47

369.23%

White Bread (500g)

$2.68 CA$3.78

$0.41 ₹38.72

553.66%

Rice (white) (1kg)

$2.24 CA$3.17

$0.80 ₹75.8

180.00%

Eggs

$3.56 CA$5.03

$0.87 ₹82.7

309.20%

Local Cheese (1kg)

$9.09 CA$12.85

$7.63 ₹724

19.13%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.25 ₹309

248.62%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.85 ₹175

95.68%

Banana (1kg)

$1.21 CA$1.72

$0.68 ₹65.0

77.94%

Oranges (1kg)

$3.60 CA$5.09

$0.63 ₹59.6

471.43%

Tomato (1kg)

$4.21 CA$5.96

$0.39 ₹36.65

979.49%

Potato (1kg)

$1.79 CA$2.53

$0.23 ₹21.47

678.26%

Onion (1kg)

$1.59 CA$2.25

$0.26 ₹24.52

511.54%

Lettuce (1 head)

$2.27 CA$3.21

$0.75 ₹71.3

202.67%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.38

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.74 ₹450

191.56%

Wine (Bottle)

$14.27 CA$20.18

$4.49 ₹426

217.82%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.74 ₹166

26.44%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.42 ₹230

0.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.01 ₹285

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.18 ₹17.16

1227.78%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$7.77 ₹737

1327.67%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.42 ₹39.89

592.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.30 ₹28.09

300.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.28 ₹122

1570.31%

Gasoline (1 liter)

$1.21 CA$1.71

$1.07 ₹101

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$18.8K ₹1.8M

50.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.0K ₹1.8M

6.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$26.45 ₹2,511

355.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$2.06 ₹195

1466.02%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$4.64 ₹440

932.97%

Gym Membership (Monthly)

$38.48 CA$54.4

$8.41 ₹798

357.55%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$8.48 ₹805

170.75%

Cinema Ticket

$12.38 CA$17.50

$2.07 ₹197

498.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$31.29 ₹2,971

2552.44%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$627 ₹59.6K

3580.28%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$18.43 ₹1,750

175.15%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$19.18 ₹1,821

108.65%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$22.59 ₹2,145

333.69%

Men's Leather Business Shoes

$121 CA$171

$22.46 ₹2,133

437.18%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$121 ₹11.5K

1212.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$77.4 ₹7,351

1721.69%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$188 ₹17.9K

1318.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$137 ₹13.0K

1476.25%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$821 ₹78.0K

867.25%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$523 ₹49.6K

1151.57%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$317 ₹30.1K

1075.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.38

-46.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Udupi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Udupi

$77 24.3% 94.5% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Udupi

$103 32.4% 69.6% $237

Eating Out

Toronto

$278 10.9%

Udupi

$45 14.1% 83.8% $233

Monthly Utilities & Internet

Toronto

$201 7.8%

Udupi

$33 10.4% 83.5% $167

Clothing & Footwear

Toronto

$139 5.4%

Udupi

$37 11.7% 73.3% $102

Getting Around

Toronto

$129 5.1%

Udupi

$10 3.3% 92% $119

Sport & Entertainment

Toronto

$63 2.5%

Udupi

$13 3.9% 80.1% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $121 in Udupi. Housing cost is often the main lever when comparing two cities.

Toronto pays 1075% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $7.00 in Udupi for a mid-range dinner for two. Groceries echo the gap at $340 vs $103 per month, with Udupi cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Udupi

🕒 Local time

14:55 2:55 PM

00:25 12:25 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

125,300

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Udupi 13,150 km ≈ 17 h nonstop flight

From you

Toronto
Udupi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Udupi: Cost of Living - Frequently Asked Questions

Udupi is cheaper overall, especially in groceries, eating out, and clothing. The 703% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1075% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $121 in Udupi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 229% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Udupi – a meal for two runs $7.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $319 in Udupi versus $2,561 in Toronto, a $2,000 budget is realistic in Udupi but tight or insufficient in Toronto. The gap between the two cities makes Udupi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Udupi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Udupi gentler on the wallet – expenses run 703% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.