Last update: Oct 2026

Cost of Living Comparison Between Toronto and Tyler, TX

For one person, living costs are similar in Toronto and in Tyler, TX: $2,561 and $2,522 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Tyler, TX
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Tyler, TX Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Tyler, TX

🇺🇸 United States

$2,522

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Tyler, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Tyler, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,522 in Tyler, TX.

Toronto $2,561
Tyler, TX $2,522

Estimated couple costs with rent: $3,694 in Toronto versus $3,575 in Tyler, TX.

Toronto $3,694
Tyler, TX $3,575

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,627 in Tyler, TX.

Toronto $4,826
Tyler, TX $4,627

Living in Toronto is roughly 2% more expensive than in Tyler, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Toronto 90% above, Tyler, TX 87% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$15.03 $15.03

14.30%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$59.3 $59.3

28.20%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.71 $9.71

8.55%

Cappuccino

$4.02 CA$5.68

$3.98 $3.98

1.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.07 $2.07

2.42%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.55 $2.55

-31.37%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.40 $4.40

41.82%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.82 $6.82

3.96%

Milk (1 liter)

$2.44 CA$3.45

$1.00 $1.00

144.00%

White Bread (500g)

$2.68 CA$3.78

$4.04 $4.04

-33.66%

Rice (white) (1kg)

$2.24 CA$3.17

$2.31 $2.31

-3.03%

Eggs

$3.56 CA$5.03

$4.07 $4.07

-12.53%

Local Cheese (1kg)

$9.09 CA$12.85

$14.60 $14.60

-37.74%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.21 $11.21

1.07%

Beef Round Steak (1kg)

$14.53 CA$20.55

$12.42 $12.42

16.99%

Apples (1kg)

$3.62 CA$5.12

$6.01 $6.01

-39.77%

Banana (1kg)

$1.21 CA$1.72

$2.03 $2.03

-40.39%

Oranges (1kg)

$3.60 CA$5.09

$4.80 $4.80

-25.00%

Tomato (1kg)

$4.21 CA$5.96

$4.65 $4.65

-9.46%

Potato (1kg)

$1.79 CA$2.53

$3.14 $3.14

-42.99%

Onion (1kg)

$1.59 CA$2.25

$2.87 $2.87

-44.60%

Lettuce (1 head)

$2.27 CA$3.21

$1.82 $1.82

24.73%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.48 $2.48

-49.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.26 $9.26

49.24%

Wine (Bottle)

$14.27 CA$20.18

$15.21 $15.21

-6.18%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.43 $2.43

-9.47%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$5.34 $5.34

-54.49%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$3.01 $3.01

-20.60%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$39.21 $39.21

182.91%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.92 $3.92

-25.77%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$3.16 $3.16

-62.03%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.87 $0.87

39.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.3K $36.3K

-22.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$29.0K $29.0K

-30.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$284 $284

-57.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$69.3 $69.3

-53.45%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$78.5 $78.5

-38.97%

Gym Membership (Monthly)

$38.48 CA$54.4

$34.38 $34.38

11.93%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$3.57 $3.57

543.14%

Cinema Ticket

$12.38 CA$17.50

$11.90 $11.90

4.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$643 $643

29.11%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$9,834 $9,834

134.80%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$54.2 $54.2

-6.44%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$68.2 $68.2

-41.33%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$92.4 $92.4

6.04%

Men's Leather Business Shoes

$121 CA$171

$191 $191

-36.85%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,156 $1,156

37.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,123 $1,123

25.54%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,258 $2,258

18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,731 $1,731

24.32%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,311 $2,311

243.80%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,054 $2,054

218.52%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,336 $3,336

11.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.1

-26.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Tyler, TX: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Tyler, TX

$1.1K 44.6% 20.3% $287

Groceries & Markets

Toronto

$340 13.3%

Tyler, TX

$403 16% 18.7% $64

Eating Out

Toronto

$278 10.9%

Tyler, TX

$251 10% 9.7% $27

Monthly Utilities & Internet

Toronto

$201 7.8%

Tyler, TX

$432 17.1% 116% $232

Clothing & Footwear

Toronto

$139 5.4%

Tyler, TX

$183 7.2% 31.2% $43

Getting Around

Toronto

$129 5.1%

Tyler, TX

$71 2.8% 45.2% $58

Sport & Entertainment

Toronto

$63 2.5%

Tyler, TX

$58 2.3% 8% $5

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,156 in Tyler, TX. Housing cost is often the main lever when comparing two cities.

Toronto pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $59.0 in Tyler, TX. Groceries flip the comparison at $340 vs $403, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Tyler, TX

🕒 Local time

09:40 9:40 AM

08:40 8:40 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

103,700

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Tyler, TX 1,880 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Tyler, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Tyler, TX: Cost of Living - Frequently Asked Questions

Tyler, TX is cheaper overall, especially in eating out, transport, and leisure. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 12% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $1,156 in Tyler, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 19% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Tyler, TX – a meal for two runs $59.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,522 in Tyler, TX versus $2,561 in Toronto, a $2,000 budget is realistic in Tyler, TX but tight or insufficient in Toronto. The gap between the two cities makes Tyler, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Tyler, TX gentler on the wallet – expenses run 2% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.