Last update: Oct 2026

Cost of Living Comparison Between Toronto and Stevens Point, WI

For one person, living is cheaper in Stevens Point, WI: $1,837 a month against $2,610 in Toronto, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Stevens Point, WI actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,837 in Stevens Point, WI, rent included.

Toronto $2,610
Stevens Point, WI $1,837

A couple spends around $3,727 per month in Toronto vs $2,518 in Stevens Point, WI, rent included.

Toronto $3,727
Stevens Point, WI $2,518

A family of three spends $4,844 per month in Toronto vs $3,200 in Stevens Point, WI, rent included.

Toronto $4,844
Stevens Point, WI $3,200

Toronto costs about 42% more than Stevens Point, WI, and outside of rent the biggest gap is in transport.

Both Toronto and Stevens Point, WI sit above the global median – Toronto by 93%, Stevens Point, WI by 36%.

Meal at Budget Restaurant

$17.59 CA$24.87

$15.77 $15.77

11.54%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$66.7 $66.7

18.17%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.89 $9.89

8.49%

Cappuccino

$4.09 CA$5.78

$4.57 $4.57

-10.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.54 $2.54

-17.32%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.86 $1.86

-7.53%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$3.95 $3.95

61.01%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.54 $5.54

27.80%

Milk (1 liter)

$2.54 CA$3.59

$0.91 $0.91

179.12%

White Bread (500g)

$2.72 CA$3.85

$2.15 $2.15

26.51%

Rice (white) (1kg)

$2.18 CA$3.09

$2.14 $2.14

1.87%

Eggs

$3.63 CA$5.13

$3.63 $3.63

Local Cheese (1kg)

$9.46 CA$13.37

$10.41 $10.41

-9.13%

Chicken Fillets (1kg)

$11.54 CA$16.32

$9.02 $9.02

27.94%

Beef Round Steak (1kg)

$14.37 CA$20.32

$10.80 $10.80

33.06%

Apples (1kg)

$3.70 CA$5.23

$4.42 $4.42

-16.29%

Banana (1kg)

$1.19 CA$1.68

$1.35 $1.35

-11.85%

Oranges (1kg)

$3.46 CA$4.90

$2.16 $2.16

60.19%

Tomato (1kg)

$4.22 CA$5.97

$3.39 $3.39

24.48%

Potato (1kg)

$1.79 CA$2.52

$1.67 $1.67

7.19%

Onion (1kg)

$1.65 CA$2.33

$4.12 $4.12

-59.95%

Lettuce (1 head)

$2.20 CA$3.11

$2.36 $2.36

-6.78%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.54 $1.54

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$8.20 $8.20

70.37%

Wine (Bottle)

$14.20 CA$20.07

$9.89 $9.89

43.58%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.86 $2.86

-21.33%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.78 $1.78

42.13%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$5.14 $5.14

-40.47%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.72 $1.72

-29.07%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$23.55 $23.55

-7.90%

Gasoline (1 liter)

$1.21 CA$1.72

$0.87 $0.87

39.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$25.0K $25.0K

4.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.5K $25.5K

-17.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$177 $177

-32.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$25.36 $25.36

27.01%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$67.8 $67.8

-27.93%

Gym Membership (Monthly)

$39.34 CA$55.6

$67.0 $67.0

-41.24%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$44.09 $44.09

-46.52%

Cinema Ticket

$12.58 CA$17.79

$9.15 $9.15

37.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$792 $792

4.97%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$35.7K $35.7K

-33.85%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$39.97 $39.97

30.80%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$39.82 $39.82

-0.95%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$60.0 $60.0

64.97%

Men's Leather Business Shoes

$122 CA$172

$81.4 $81.4

49.80%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$948 $948

72.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$812 $812

78.42%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$889 $889

207.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$903 $903

135.92%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,010 $2,010

308.36%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,966 $1,966

247.81%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,040 $3,040

15.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.35

-29.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Stevens Point, WI: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Stevens Point, WI

$812 44.2% 44% $637

Groceries & Markets

Toronto

$343 13.1%

Stevens Point, WI

$297 16.2% 13.4% $46

Eating Out

Toronto

$283 10.9%

Stevens Point, WI

$259 14.1% 8.5% $24

Monthly Utilities & Internet

Toronto

$201 7.7%

Stevens Point, WI

$270 14.7% 34.6% $69

Clothing & Footwear

Toronto

$141 5.4%

Stevens Point, WI

$100 5.4% 29.3% $41

Getting Around

Toronto

$130 5%

Stevens Point, WI

$14 * 0.8% 89.4% $116

Sport & Entertainment

Toronto

$65 2.5%

Stevens Point, WI

$85 4.6% 32.2% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $948 in Stevens Point, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $67.0 in Stevens Point, WI. Monthly groceries follow the same trend: $343 vs $297 – making Stevens Point, WI the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Stevens Point, WI

🕒 Local time

13:44 1:44 PM

12:44 12:44 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

25,666

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Toronto Stevens Point, WI 820 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $1,837 in Stevens Point, WI – roughly 42% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $2,755 in Stevens Point, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $1,837 in Stevens Point, WI. That's a gap of about 42%.

Kindergarten costs $832 per month in Toronto and $792 in Stevens Point, WI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Stevens Point, WI, where all-in costs run around $1,837, than in Toronto at $2,610. In Stevens Point, WI it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Stevens Point, WI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stevens Point, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.