😐A single person spends $2,788 per month in Toronto vs $2,356 in Spruce Grove, rent included.
😐A couple spends around $4,110 per month in Toronto vs $3,277 in Spruce Grove, rent included.
😐A family of three spends $5,432 per month in Toronto vs $4,198 in Spruce Grove, rent included.
😐Toronto costs about 18% more than Spruce Grove, driven mainly by Eating Out.
📊Both Toronto and Spruce Grove sit above the global median – Toronto by 109%, Spruce Grove by 76%.
Currency
🍽 Eating Out
Toronto
Spruce Grove
Difference
Meal at Budget Restaurant
$18.51CA$26.05
$12.41CA$17.46
49.15%
Three-Course Dinner for Two, Mid-Range
$83.8CA$118
$36.75CA$51.7
128.05%
Fast Food Meal(McDonalds, etc)
$10.97CA$15.44
$7.86CA$11.06
39.57%
Cappuccino
$3.99CA$5.61
$3.16CA$4.45
26.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.11CA$2.98
$1.97CA$2.77
7.11%
Water(0.33 liter bottle)
$1.69CA$2.38
$1.68CA$2.37
0.60%
Local Beer(0.5 liter draught)
$5.92CA$8.33
$5.30CA$7.46
11.70%
Imported Beer(0.33 liter bottle)
$6.48CA$9.11
$6.03CA$8.49
7.46%
🛒 Groceries & Markets
Toronto
Spruce Grove
Difference
Milk(1 liter)
$2.71CA$3.82
$2.21CA$3.11
22.62%
White Bread(500g)
$2.85CA$4.02
$2.65CA$3.73
7.55%
Rice(white)(1kg)
$3.56CA$5.01
$3.41CA$4.79
4.40%
Eggs
$3.54CA$4.98
$3.30CA$4.65
7.27%
Local Cheese(1kg)
$13.26CA$18.66
$12.50CA$17.59
6.08%
Chicken Fillets(1kg)
$13.05CA$18.36
$12.95CA$18.22
0.77%
Beef Round Steak(1kg)
$16.77CA$23.59
$16.23CA$22.84
3.33%
Apples(1kg)
$4.11CA$5.79
$4.49CA$6.32
-8.46%
Banana(1kg)
$1.14CA$1.60
$1.28CA$1.81
-10.94%
Oranges(1kg)
$3.40CA$4.78
$3.88CA$5.46
-12.37%
Tomato(1kg)
$4.02CA$5.66
$3.78CA$5.32
6.35%
Potato(1kg)
$2.43CA$3.42
$1.44CA$2.03
68.75%
Onion(1kg)
$2.94CA$4.13
$2.21CA$3.11
33.03%
Lettuce(1 head)
$2.47CA$3.48
$2.48CA$3.48
-0.40%
Water(1.5 liter bottle)
$1.92CA$2.70
$1.95CA$2.75
-1.54%
Cigarettes 20 Pack(Marlboro, Camel)
$14.99CA$21.09
$12.77CA$17.96
17.38%
Wine(Bottle)
$14.34CA$20.17
$5.18CA$7.28
176.83%
Local Beer(0.5 liter bottle)
$2.71CA$3.81
$2.94CA$4.13
-7.82%
Imported Beer(0.33 liter bottle)
$3.12CA$4.39
$3.82CA$5.37
-18.32%
🚌 Getting Around
Toronto
Spruce Grove
Difference
One-way Ticket(Public Transport)
$2.45CA$3.45
$2.90CA$4.09
-15.52%
Public Transport Monthly Pass(Regular Price)
$113CA$159
$63.2CA$89.0
78.50%
Taxi Start(Normal Tariff)
$3.63CA$5.10
$3.49CA$4.91
4.01%
Taxi(Normal Tariff)(1km)
$1.34CA$1.89
$1.22CA$1.72
9.84%
Taxi 1hour Waiting(Normal Tariff)
$25.55CA$35.95
$21.79CA$30.66
17.26%
Gasoline(1 liter)
$1.11CA$1.56
$1.05CA$1.48
5.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3KCA$35.6K
$24.9KCA$35.1K
1.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8KCA$30.6K
$21.4KCA$30.1K
1.67%
🧾 Monthly Utilities & Internet
Toronto
Spruce Grove
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117CA$164
$215CA$303
-45.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.60CA$52.9
$41.40CA$58.3
-9.18%
Internet(50+ Mbps, Unlimited Data)
$53.7CA$75.6
$58.3CA$82.0
-7.91%
🎉 Sport & Entertainment
Toronto
Spruce Grove
Difference
Gym Membership(Monthly)
$57.1CA$80.3
$42.63CA$60.0
33.94%
Tennis Court(1 Hour on Weekend)
$20.86CA$29.35
$21.85CA$30.74
-4.53%
Cinema Ticket
$11.56CA$16.26
$12.30CA$17.30
-6.02%
🧸 Childcare & Education
Toronto
Spruce Grove
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,125CA$1,583
$882CA$1,241
27.56%
International Primary School, 1 Child(Yearly)
$18.4KCA$25.9K
$16.0KCA$22.5K
15.22%
👕👟 Clothing & Footwear
Toronto
Spruce Grove
Difference
Jeans(Levis 501 Or Similar)
$57.3CA$80.7
$58.3CA$82.0
-1.68%
Summer Dress(H&M, Zara, etc)
$39.05CA$55.0
$44.69CA$62.9
-12.62%
Sport Shoes(Adidas, Nike)
$87.6CA$123
$88.1CA$124
-0.61%
Men's Leather Business Shoes
$114CA$160
$109CA$153
4.18%
🏠 Accommodation & Living
Toronto
Spruce Grove
Difference
1-bedroom Apartment, City Center(Monthly)
$1,842CA$2,591
$1,325CA$1,865
38.95%
1-bedroom Apartment, Outside City Center(Monthly)
$1,531CA$2,154
$1,167CA$1,643
31.14%
3-bedroom Apartment, City Center(Monthly)
$2,925CA$4,116
$2,005CA$2,821
45.90%
3-bedroom Apartment, Outside City Center(Monthly)
$2,502CA$3,521
$1,842CA$2,592
35.82%
Buy Apartment in City Center(m2)
$8,725CA$12.3K
-
-
Buy Apartment Outside City Center(m2)
$6,867CA$9,663
-
-
💵 Salaries & Financials
Toronto
Spruce Grove
Difference
Average Monthly Net Salary(After Tax)
$3,454CA$4,860
$3,056CA$4,301
13.00%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.16
5.58
-7.53%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: July 11, 2026
Last update for Spruce Grove: July 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,842 in Toronto versus $1,325 in Spruce Grove. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 13% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $84.0 in Toronto versus $37.00 in Spruce Grove. Monthly groceries follow the same trend: $395 vs $366 – making Spruce Grove the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Spruce Grove: Cost of Living - Frequently Asked Questions
Is Spruce Grove cheaper than Toronto?
Yes – Toronto is pricier by about 18%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,181 per month in Toronto and $3,534 in Spruce Grove. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Spruce Grove, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Spruce Grove?
Monthly expenses with rent come to $2,788 in Toronto and $2,356 in Spruce Grove. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 79% less in Spruce Grove. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 a realistic budget for living in Toronto or in Spruce Grove?
A $2,500 monthly budget goes further in Spruce Grove, where all-in costs run around $2,356, than in Toronto at $2,788. In Spruce Grove it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Spruce Grove more family-friendly?
Families tend to lean toward Spruce Grove – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Spruce Grove. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.