Last update: Oct 2026

Cost of Living Comparison Between Toronto and Spring Valley, IL

For one person, living is cheaper in Toronto: $2,530 a month against $2,728 in Spring Valley, IL, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
132

Cost of Living Index in Spring Valley, IL
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Spring Valley, IL Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Spring Valley, IL

🇺🇸 United States

$2,728

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Spring Valley, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Spring Valley, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,728 in Spring Valley, IL.

Toronto $2,530
Spring Valley, IL $2,728

Estimated couple costs with rent: $3,646 in Toronto versus $3,975 in Spring Valley, IL.

Toronto $3,646
Spring Valley, IL $3,975

Monthly costs for a family of three with rent: $4,761 in Toronto versus $5,222 in Spring Valley, IL.

Toronto $4,761
Spring Valley, IL $5,222

Living in Toronto costs roughly 7% less than in Spring Valley, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Spring Valley, IL 104% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$19.96 $19.96

-11.47%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$67.1 $67.1

15.39%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$12.86 $12.86

-18.58%

Cappuccino

$4.08 CA$5.82

$5.79 $5.79

-29.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$3.13 $3.13

-32.27%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.52 $2.52

-30.16%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$7.11 $7.11

-13.22%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.83

$8.05 $8.05

-14.41%

Milk (1 liter)

$2.43 CA$3.47

$1.00 $1.00

143.00%

White Bread (500g)

$2.75 CA$3.92

$3.48 $3.48

-20.98%

Rice (white) (1kg)

$2.23 CA$3.18

$4.22 $4.22

-47.16%

Eggs

$3.45 CA$4.91

$3.59 $3.59

-3.90%

Local Cheese (1kg)

$8.93 CA$12.74

$14.92 $14.92

-40.15%

Chicken Fillets (1kg)

$11.44 CA$16.31

$13.10 $13.10

-12.67%

Beef Round Steak (1kg)

$14.61 CA$20.83

$20.17 $20.17

-27.57%

Apples (1kg)

$3.75 CA$5.34

$4.70 $4.70

-20.21%

Banana (1kg)

$1.15 CA$1.64

$1.65 $1.65

-30.30%

Oranges (1kg)

$3.55 CA$5.06

$5.09 $5.09

-30.26%

Tomato (1kg)

$4.28 CA$6.11

$4.83 $4.83

-11.39%

Potato (1kg)

$1.85 CA$2.63

$2.87 $2.87

-35.54%

Onion (1kg)

$1.67 CA$2.38

$3.09 $3.09

-45.95%

Lettuce (1 head)

$2.22 CA$3.16

$2.18 $2.18

1.83%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.35 $2.35

-48.51%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.79

$10.71 $10.71

29.60%

Wine (Bottle)

$14.25 CA$20.32

$15.36 $15.36

-7.23%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.74 $2.74

-19.71%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$4.34 $4.34

-44.24%

One-way Ticket (Public Transport)

$2.42 CA$3.45

$1.81 $1.81

33.70%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.91 $3.91

-25.83%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$2.02 $2.02

-37.62%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.41

$43.86 $43.86

-49.77%

Gasoline (1 liter)

$1.22 CA$1.74

$1.00 $1.00

22.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.0K $36.0K

-23.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.4K $25.4K

-22.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$271 $271

-54.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.67

$53.5 $53.5

-40.18%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$82.4 $82.4

-41.87%

Gym Membership (Monthly)

$38.90 CA$55.5

$47.59 $47.59

-18.26%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.13

Cinema Ticket

$12.61 CA$17.98

$15.14 $15.14

-16.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,714 $1,714

-51.34%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$23.3K $23.3K

0.27%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$64.7 $64.7

-18.71%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$51.0 $51.0

-21.07%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$107 $107

-10.26%

Men's Leather Business Shoes

$123 CA$175

$120 $120

2.30%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,279

$1,722 $1,722

-7.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,046

$1,275 $1,275

12.57%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,788

$2,873 $2,873

-7.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,989

$2,116 $2,116

-0.96%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,935 $2,935

173.73%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,350

$2,523 $2,523

159.92%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.69

-33.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Spring Valley, IL: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Spring Valley, IL

$1.3K 47.1% 11.2% $160

Groceries & Markets

Toronto

$340 13.1%

Spring Valley, IL

$429 15.9% 26.3% $89

Eating Out

Toronto

$282 10.9%

Spring Valley, IL

$342 12.6% 21.3% $60

Monthly Utilities & Internet

Toronto

$202 7.8%

Spring Valley, IL

$407 15% 102% $205

Clothing & Footwear

Toronto

$140 5.4%

Spring Valley, IL

$154 5.7% 10% $14

Getting Around

Toronto

$130 5%

Spring Valley, IL

$21 * 0.8% 83.6% $108

Sport & Entertainment

Toronto

$64 2.5%

Spring Valley, IL

$78 2.9% 21.4% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,722 in Spring Valley, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $77.0 in Toronto vs $67.0 in Spring Valley, IL. Groceries flip the comparison at $340 vs $429, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Spring Valley, IL

🕒 Local time

05:45 5:45 AM

04:45 4:45 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

33,066

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Spring Valley, IL 840 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Spring Valley, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Spring Valley, IL: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 8% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,795 in Toronto and $4,092 in Spring Valley, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,598 in Toronto versus $1,722 in Spring Valley, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $1,714 in Spring Valley, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $77.0 versus $67.0 in Spring Valley, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 8% less than in Spring Valley, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.