Last update: Oct 2026

Cost of Living Comparison Between Spring Valley, IL and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $2,728 in Spring Valley, IL, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Spring Valley, IL
Learn more

Spring Valley, IL Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Spring Valley, IL

🇺🇸 United States

$2,728

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Spring Valley, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spring Valley, IL and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,728 in Spring Valley, IL versus $2,530 in Toronto.

Spring Valley, IL $2,728
Toronto $2,530

Estimated couple costs with rent: $3,975 in Spring Valley, IL versus $3,646 in Toronto.

Spring Valley, IL $3,975
Toronto $3,646

Monthly costs for a family of three with rent: $5,222 in Spring Valley, IL versus $4,761 in Toronto.

Spring Valley, IL $5,222
Toronto $4,761

Living in Spring Valley, IL is roughly 8% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Spring Valley, IL 104% above, Toronto 89% above.

Meal at Budget Restaurant

$19.96 $19.96

$17.67 CA$25.19

12.96%

Three-Course Dinner for Two, Mid-Range

$67.1 $67.1

$77.4 CA$110

-13.34%

Fast Food Meal (McDonalds, etc)

$12.86 $12.86

$10.47 CA$14.93

22.83%

Cappuccino

$5.79 $5.79

$4.08 CA$5.82

41.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 $3.13

$2.12 CA$3.02

47.64%

Water (0.33 liter bottle)

$2.52 $2.52

$1.76 CA$2.51

43.18%

Local Beer (0.5 liter draught)

$7.11 $7.11

$6.17 CA$8.80

15.24%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$6.89 CA$9.83

16.84%

Milk (1 liter)

$1.00 $1.00

$2.43 CA$3.47

-58.85%

White Bread (500g)

$3.48 $3.48

$2.75 CA$3.92

26.55%

Rice (white) (1kg)

$4.22 $4.22

$2.23 CA$3.18

89.24%

Eggs

$3.59 $3.59

$3.45 CA$4.91

4.06%

Local Cheese (1kg)

$14.92 $14.92

$8.93 CA$12.74

67.08%

Chicken Fillets (1kg)

$13.10 $13.10

$11.44 CA$16.31

14.51%

Beef Round Steak (1kg)

$20.17 $20.17

$14.61 CA$20.83

38.06%

Apples (1kg)

$4.70 $4.70

$3.75 CA$5.34

25.33%

Banana (1kg)

$1.65 $1.65

$1.15 CA$1.64

43.48%

Oranges (1kg)

$5.09 $5.09

$3.55 CA$5.06

43.38%

Tomato (1kg)

$4.83 $4.83

$4.28 CA$6.11

12.85%

Potato (1kg)

$2.87 $2.87

$1.85 CA$2.63

55.14%

Onion (1kg)

$3.09 $3.09

$1.67 CA$2.38

85.03%

Lettuce (1 head)

$2.18 $2.18

$2.22 CA$3.16

-1.80%

Water (1.5 liter bottle)

$2.35 $2.35

$1.21 CA$1.72

94.21%

Cigarettes 20 Pack (Marlboro, Camel)

$10.71 $10.71

$13.88 CA$19.79

-22.84%

Wine (Bottle)

$15.36 $15.36

$14.25 CA$20.32

7.79%

Local Beer (0.5 liter bottle)

$2.74 $2.74

$2.20 CA$3.13

24.55%

Imported Beer (0.33 liter bottle)

$4.34 $4.34

$2.42 CA$3.45

79.34%

One-way Ticket (Public Transport)

$1.81 $1.81

$2.42 CA$3.45

-25.21%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$3.91 $3.91

$2.90 CA$4.13

34.83%

Taxi (Normal Tariff) (1km)

$2.02 $2.02

$1.26 CA$1.80

60.32%

Taxi 1hour Waiting (Normal Tariff)

$43.86 $43.86

$22.03 CA$31.41

99.09%

Gasoline (1 liter)

$1.00 $1.00

$1.22 CA$1.74

-18.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$27.6K CA$39.4K

30.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$19.8K CA$28.3K

28.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 $271

$122 CA$174

122.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.5 $53.5

$32.03 CA$45.67

67.16%

Internet (50+ Mbps, Unlimited Data)

$82.4 $82.4

$47.92 CA$68.3

72.04%

Gym Membership (Monthly)

$47.59 $47.59

$38.90 CA$55.5

22.34%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.13

Cinema Ticket

$15.14 $15.14

$12.61 CA$17.98

20.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,714 $1,714

$834 CA$1,189

105.50%

International Primary School, 1 Child (Yearly)

$23.3K $23.3K

$23.3K CA$33.3K

-0.27%

Jeans (Levis 501 Or Similar)

$64.7 $64.7

$52.6 CA$75.0

23.02%

Summer Dress (H&M, Zara, etc)

$51.0 $51.0

$40.26 CA$57.4

26.70%

Sport Shoes (Adidas, Nike)

$107 $107

$96.2 CA$137

11.43%

Men's Leather Business Shoes

$120 $120

$123 CA$175

-2.24%

1-bedroom Apartment, City Center (Monthly)

$1,722 $1,722

$1,598 CA$2,279

7.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,275 $1,275

$1,435 CA$2,046

-11.16%

3-bedroom Apartment, City Center (Monthly)

$2,873 $2,873

$2,657 CA$3,788

8.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$2,096 CA$2,989

0.97%

Buy Apartment in City Center (m2)

$2,935 $2,935

$8,033 CA$11.5K

-63.47%

Buy Apartment Outside City Center (m2)

$2,523 $2,523

$6,557 CA$9,350

-61.53%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

4.47

49.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spring Valley, IL: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spring Valley, IL

$1.3K 47.1%

Toronto

$1.4K 55.4% 12.6% $160

Groceries & Markets

Spring Valley, IL

$429 15.9%

Toronto

$340 13.1% 20.8% $89

Monthly Utilities & Internet

Spring Valley, IL

$407 15%

Toronto

$202 7.8% 50.4% $205

Eating Out

Spring Valley, IL

$342 12.6%

Toronto

$282 10.9% 17.6% $60

Clothing & Footwear

Spring Valley, IL

$154 5.7%

Toronto

$140 5.4% 9.1% $14

Sport & Entertainment

Spring Valley, IL

$78 2.9%

Toronto

$64 2.5% 17.6% $14

Getting Around

Spring Valley, IL

$21 * 0.8%

Toronto

$130 5% 509% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,722 in Spring Valley, IL and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in Spring Valley, IL vs $77.0 in Toronto. Groceries flip the comparison at $429 vs $340, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Spring Valley, IL

🇨🇦 Toronto

🕒 Local time

02:44 2:44 AM

03:44 3:44 AM

1 h ahead of Spring Valley, IL

🌤 Weather

👥 Population

33,066

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Spring Valley, IL Toronto 840 km ≈ 1 h 30 min nonstop flight

From you

Spring Valley, IL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spring Valley, IL vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 8% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,092 in Spring Valley, IL and $3,795 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,722 in Spring Valley, IL versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,714 in Spring Valley, IL versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $77.0 versus $67.0 in Spring Valley, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 8% less than in Spring Valley, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.