Last update: Oct 2026

Cost of Living Comparison Between Toronto and Sirsa

For one person, living is cheaper in Sirsa: $285 a month against $2,610 in Toronto, rent and utilities included – about $27,900 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
Learn more

Toronto Living Index
14

Cost of Living Index in Sirsa
Learn more

Sirsa Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Sirsa

🇮🇳 India

$285

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Sirsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sirsa actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $285 in Sirsa, rent included.

Toronto $2,610
Sirsa $285

A couple spends around $3,727 per month in Toronto vs $475 in Sirsa, rent included.

Toronto $3,727
Sirsa $475

A family of three spends $4,844 per month in Toronto vs $664 in Sirsa, rent included.

Toronto $4,844
Sirsa $664

Toronto costs about 816% more than Sirsa, and outside of rent the biggest gap is in groceries.

Toronto sits 93% above the global median, while Sirsa is 79% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$4.29 ₹407

310.02%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$12.41 ₹1,178

535.13%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$3.08 ₹293

248.38%

Cappuccino

$4.09 CA$5.78

$0.52 ₹49.07

686.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.25 ₹23.55

740.00%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.16 ₹14.74

975.00%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.06 ₹101

500.00%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.84 ₹364

84.38%

Milk (1 liter)

$2.54 CA$3.59

$0.58 ₹54.6

337.93%

White Bread (500g)

$2.72 CA$3.85

$0.39 ₹36.73

597.44%

Rice (white) (1kg)

$2.18 CA$3.09

$0.71 ₹67.4

207.04%

Eggs

$3.63 CA$5.13

$0.61 ₹58.2

495.08%

Local Cheese (1kg)

$9.46 CA$13.37

$3.48 ₹330

171.84%

Chicken Fillets (1kg)

$11.54 CA$16.32

$3.40 ₹323

239.41%

Beef Round Steak (1kg)

$14.37 CA$20.32

Apples (1kg)

$3.70 CA$5.23

$1.60 ₹152

131.25%

Banana (1kg)

$1.19 CA$1.68

$0.50 ₹47.85

138.00%

Oranges (1kg)

$3.46 CA$4.90

$0.43 ₹41.20

704.65%

Tomato (1kg)

$4.22 CA$5.97

$0.48 ₹46.00

779.17%

Potato (1kg)

$1.79 CA$2.52

$0.27 ₹25.68

562.96%

Onion (1kg)

$1.65 CA$2.33

$0.34 ₹31.85

385.29%

Lettuce (1 head)

$2.20 CA$3.11

$0.12 ₹11.78

1733.33%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.25 ₹23.56

404.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$5.16 ₹490

170.74%

Wine (Bottle)

$14.20 CA$20.07

$7.56 ₹718

87.83%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$0.60 ₹57.0

275.00%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.87 ₹273

-11.85%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.53 ₹525

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.52 ₹49.17

346.15%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.07 ₹102

185.98%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.10 ₹9.46

1120.00%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$1.03 ₹97.4

2005.83%

Gasoline (1 liter)

$1.21 CA$1.72

$1.00 ₹95.4

21.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$11.2K ₹1.1M

133.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.6K ₹2.5M

-20.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$47.07 ₹4,470

154.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$2.08 ₹198

1448.56%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$5.84 ₹555

736.99%

Gym Membership (Monthly)

$39.34 CA$55.6

$5.39 ₹512

629.87%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$1.55 ₹148

711.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$52.8 ₹5,011

1476.41%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$621 ₹59.0K

3700.55%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$26.31 ₹2,499

98.71%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$34.06 ₹3,234

15.80%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$52.5 ₹4,987

88.50%

Men's Leather Business Shoes

$122 CA$172

$36.12 ₹3,430

237.51%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$84.5 ₹8,021

3140.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$51.8 ₹4,922

4008.08%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$426 ₹40.4K

726.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.17

-51.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Sirsa: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Sirsa

- * 0% 100%

Groceries & Markets

Toronto

$343 13.1%

Sirsa

$86 30.3% 74.8% $257

Eating Out

Toronto

$283 10.9%

Sirsa

$64 22.6% 77.3% $219

Monthly Utilities & Internet

Toronto

$201 7.7%

Sirsa

$55 19.3% 72.6% $146

Clothing & Footwear

Toronto

$141 5.4%

Sirsa

$67 23.5% 52.3% $74

Getting Around

Toronto

$130 5%

Sirsa

$3.6 * 1.3% 97.2% $126

Sport & Entertainment

Toronto

$65 2.5%

Sirsa

$8.5 3% 86.8% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 726% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $12.00 in Sirsa. Monthly groceries follow the same trend: $343 vs $86.0 – making Sirsa the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Sirsa

🕒 Local time

17:24 5:24 PM

02:54 2:54 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

182,500

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Sirsa 11,470 km ≈ 15 h nonstop flight

From you

Toronto
Sirsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Sirsa: Cost of Living - Frequently Asked Questions

Toronto costs about 816% more than Sirsa, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $427 in Sirsa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $79.0 in Toronto and $12.00 in Sirsa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 297% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sirsa, where all-in costs run around $285, than in Toronto at $2,610. In Sirsa it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Sirsa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Sirsa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.