Last update: Oct 2026

Cost of Living Comparison Between Toronto and Silvassa

For one person, living is cheaper in Silvassa: $359 a month against $2,561 in Toronto, rent and utilities included – about $26,400 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Silvassa
🇮🇳 India
$359
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Silvassa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Silvassa actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $359 in Silvassa, rent included.

  • Toronto $2,561
  • Silvassa $359

A couple spends around $3,694 per month in Toronto vs $617 in Silvassa, rent included.

  • Toronto $3,694
  • Silvassa $617

A family of three spends $4,826 per month in Toronto vs $875 in Silvassa, rent included.

  • Toronto $4,826
  • Silvassa $875

Toronto costs about 614% more than Silvassa, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Silvassa is 73% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Silvassa
Difference
Meal at Budget Restaurant
$17.18 CA$24.31
$2.08 ₹197
725.96%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$108
$6.10 ₹579
1145.41%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.91
$4.21 ₹400
150.36%
Cappuccino
$4.02 CA$5.69
$1.37 ₹130
193.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$0.38 ₹35.87
457.89%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.17 ₹15.76
929.41%
Local Beer (0.5 liter draught)
$6.24 CA$8.84
$1.22 ₹116
411.48%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.03
$2.06 ₹195
244.17%
🛒 Groceries & Markets
Toronto
Silvassa
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.64 ₹60.9
281.25%
White Bread (500g)
$2.68 CA$3.79
$0.50 ₹47.74
436.00%
Rice (white) (1kg)
$2.24 CA$3.17
$0.78 ₹73.9
187.18%
Eggs
$3.56 CA$5.04
$1.02 ₹97.2
249.02%
Local Cheese (1kg)
$9.09 CA$12.86
$4.29 ₹407
111.89%
Chicken Fillets (1kg)
$11.33 CA$16.03
$2.16 ₹205
424.54%
Beef Round Steak (1kg)
$14.53 CA$20.57
-
-
Apples (1kg)
$3.62 CA$5.12
$2.24 ₹213
61.61%
Banana (1kg)
$1.21 CA$1.72
$0.68 ₹64.2
77.94%
Oranges (1kg)
$3.60 CA$5.10
$0.93 ₹88.5
287.10%
Tomato (1kg)
$4.21 CA$5.96
$0.46 ₹43.51
815.22%
Potato (1kg)
$1.79 CA$2.53
$0.37 ₹34.71
383.78%
Onion (1kg)
$1.59 CA$2.25
$0.36 ₹34.31
341.67%
Lettuce (1 head)
$2.27 CA$3.21
$0.44 ₹41.80
415.91%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.29 ₹27.33
331.03%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.55
$4.91 ₹466
181.47%
Wine (Bottle)
$14.27 CA$20.20
$8.45 ₹802
68.88%
Local Beer (0.5 liter bottle)
$2.20 CA$3.11
$0.77 ₹72.7
185.71%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$1.28 ₹122
89.84%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$6.09 ₹579
-
🚌 Getting Around
Toronto
Silvassa
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.39
$0.53 ₹50.5
350.94%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$8.24 ₹782
1246.24%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$0.33 ₹31.62
781.82%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$0.13 ₹12.45
823.08%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.26
$1.61 ₹153
1227.95%
Gasoline (1 liter)
$1.21 CA$1.71
$1.11 ₹105
9.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.9K
$16.3K ₹1.5M
72.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.7K
$22.4K ₹2.1M
-9.47%
🧾 Monthly Utilities & Internet
Toronto
Silvassa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$31.38 ₹2,980
283.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.64
$4.40 ₹417
633.18%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$5.21 ₹495
819.96%
🎉 Sport & Entertainment
Toronto
Silvassa
Difference
Gym Membership (Monthly)
$38.48 CA$54.5
$8.72 ₹828
341.28%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.49
$10.53 ₹1,000
118.04%
Cinema Ticket
$12.38 CA$17.52
$3.18 ₹302
289.31%
🧸 Childcare & Education
Toronto
Silvassa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,174
$52.3 ₹4,966
1486.90%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.7K
$1,043 ₹99.0K
2114.17%
👕👟 Clothing & Footwear
Toronto
Silvassa
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.8
$15.91 ₹1,511
218.73%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$39.06 ₹3,709
2.46%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$26.30 ₹2,498
272.51%
Men's Leather Business Shoes
$121 CA$171
$19.35 ₹1,838
523.51%
🏠 Accommodation & Living
Toronto
Silvassa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,253
$106 ₹10.1K
1403.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,996
$93.8 ₹8,912
1402.93%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,778
$272 ₹25.8K
883.44%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,045
$316 ₹30.0K
581.12%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$343 ₹32.5K
2219.40%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,258
$228 ₹21.6K
2775.45%
💵 Salaries & Financials
Toronto
Silvassa
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,274
$417 ₹39.6K
794.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
8.29
-46.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Silvassa: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Silvassa
$94 93.3% $1.3K
Groceries & Markets
Toronto
$340
Silvassa
$94 72.4% $246
Eating Out
Toronto
$278
Silvassa
$58 79.1% $220
Monthly Utilities & Internet
Toronto
$201
Silvassa
$41 79.6% $160
Clothing & Footwear
Toronto
$139
Silvassa
$45 67.5% $94
Getting Around
Toronto
$129
Silvassa
$11 91.2% $118
Sport & Entertainment
Toronto
$63
Silvassa
$15 76.2% $48

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $106 in Silvassa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 794% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $6.00 in Silvassa. Monthly groceries follow the same trend: $340 vs $94.0 – making Silvassa the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇮🇳 Silvassa
🕒 Local time
21:44 9:44 PM
07:14 7:14 AM
9 h 30 min ahead of Toronto
🌤 Weather
👥 Population
2,731,571
98,266
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.42 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

On the map
Between locations
  • Toronto Silvassa 12,370 km ≈ 16 h nonstop flight
From you
  • Toronto
  • Silvassa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Silvassa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Silvassa?
Toronto costs about 614% more than Silvassa, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toronto and in Silvassa?
For a comfortable life, plan on about $3,841 per month in Toronto and $538 in Silvassa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toronto or Silvassa?
Rent is clearly cheaper in Silvassa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Toronto or in Silvassa?
Groceries cost about 262% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Toronto and in Silvassa?
A mid-range dinner for two costs $76.0 in Toronto and $6.00 in Silvassa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Toronto or in Silvassa?
A $1,000 monthly budget goes further in Silvassa, where all-in costs run around $359, than in Toronto at $2,561. In Silvassa it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Silvassa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Toronto compared to Silvassa?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Toronto or to Silvassa?
If budget matters most, go with Silvassa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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