Last update: Oct 2026

Cost of Living Comparison Between Toronto and Shivamogga

For one person, living is cheaper in Shivamogga: $341 a month against $2,561 in Toronto, rent and utilities included – about $26,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Shivamogga

🇮🇳 India

$341

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Shivamogga actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $341 in Shivamogga, rent included.

Toronto $2,561
Shivamogga $341

A couple spends around $3,694 per month in Toronto vs $562 in Shivamogga, rent included.

Toronto $3,694
Shivamogga $562

A family of three spends $4,826 per month in Toronto vs $784 in Shivamogga, rent included.

Toronto $4,826
Shivamogga $784

Toronto costs about 652% more than Shivamogga, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Shivamogga is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.31

$2.30 ₹218

646.96%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$13.79 ₹1,310

450.91%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.91

$4.64 ₹440

127.16%

Cappuccino

$4.02 CA$5.69

$0.97 ₹91.6

314.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.35 ₹33.48

505.71%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.19 ₹18.19

821.05%

Local Beer (0.5 liter draught)

$6.24 CA$8.84

$1.18 ₹112

428.81%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.03

$2.65 ₹252

167.55%

Milk (1 liter)

$2.44 CA$3.45

$0.51 ₹48.15

378.43%

White Bread (500g)

$2.68 CA$3.79

$0.43 ₹40.45

523.26%

Rice (white) (1kg)

$2.24 CA$3.17

$0.71 ₹67.3

215.49%

Eggs

$3.56 CA$5.04

$0.83 ₹79.2

328.92%

Local Cheese (1kg)

$9.09 CA$12.86

$3.88 ₹368

134.28%

Chicken Fillets (1kg)

$11.33 CA$16.03

$2.86 ₹271

296.15%

Beef Round Steak (1kg)

$14.53 CA$20.57

Apples (1kg)

$3.62 CA$5.12

$1.69 ₹160

114.20%

Banana (1kg)

$1.21 CA$1.72

$0.65 ₹62.2

86.15%

Oranges (1kg)

$3.60 CA$5.10

$0.49 ₹46.83

634.69%

Tomato (1kg)

$4.21 CA$5.96

$0.35 ₹33.40

1102.86%

Potato (1kg)

$1.79 CA$2.53

$0.30 ₹28.22

496.67%

Onion (1kg)

$1.59 CA$2.25

$0.41 ₹39.15

287.80%

Lettuce (1 head)

$2.27 CA$3.21

$0.20 ₹18.97

1035.00%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.63

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.55

$5.12 ₹487

169.92%

Wine (Bottle)

$14.27 CA$20.20

$6.75 ₹641

111.41%

Local Beer (0.5 liter bottle)

$2.20 CA$3.11

$0.87 ₹82.9

152.87%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.81 ₹266

-13.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.90 ₹465

One-way Ticket (Public Transport)

$2.39 CA$3.39

$0.16 ₹15.53

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.02 ₹97.3

185.29%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.33 ₹31.41

263.64%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.26

$1.50 ₹142

1325.33%

Gasoline (1 liter)

$1.21 CA$1.71

$1.11 ₹105

9.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.9K

$12.4K ₹1.2M

128.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.7K

$29.2K ₹2.8M

-30.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$21.25 ₹2,018

466.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.64

$2.57 ₹244

1155.25%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$7.68 ₹729

524.09%

Gym Membership (Monthly)

$38.48 CA$54.5

$7.61 ₹723

405.65%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.49

$2.08 ₹197

1003.85%

Cinema Ticket

$12.38 CA$17.52

$2.28 ₹216

442.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,174

$112 ₹10.6K

643.82%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.7K

$1,721 ₹163.4K

1241.80%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.8

$31.98 ₹3,037

58.57%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$34.19 ₹3,247

17.05%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$58.1 ₹5,515

68.68%

Men's Leather Business Shoes

$121 CA$171

$27.73 ₹2,633

335.09%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,253

$160 ₹15.2K

897.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,996

$80.8 ₹7,668

1646.56%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,778

$318 ₹30.2K

738.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,045

$195 ₹18.5K

1002.13%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,258

Average Monthly Net Salary (After Tax)

$3,727 CA$5,274

$340 ₹32.3K

995.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.12

-50.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Shivamogga: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Shivamogga

$81 23.7% 94.3% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Shivamogga

$87 25.6% 74.4% $253

Eating Out

Toronto

$278 10.9%

Shivamogga

$57 16.8% 79.4% $221

Monthly Utilities & Internet

Toronto

$201 7.8%

Shivamogga

$32 9.3% 84.3% $169

Clothing & Footwear

Toronto

$139 5.4%

Shivamogga

$68 20.1% 50.9% $71

Getting Around

Toronto

$129 5.1%

Shivamogga

$3.3 * 1% 97.4% $126

Sport & Entertainment

Toronto

$63 2.5%

Shivamogga

$12 3.6% 80.8% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $160 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 996% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $14.00 in Shivamogga. Monthly groceries follow the same trend: $340 vs $87.0 – making Shivamogga the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Shivamogga

🕒 Local time

23:20 11:20 PM

08:50 8:50 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

400,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.628 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.42 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to CAD in detail →

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Between locations

Toronto Shivamogga 13,120 km ≈ 17 h nonstop flight

From you

Toronto
Shivamogga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Shivamogga: Cost of Living - Frequently Asked Questions

Toronto costs about 652% more than Shivamogga, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $511 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $341 in Shivamogga. That's a gap of about 652%.

Kindergarten costs $830 per month in Toronto and $112 in Shivamogga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Shivamogga, where all-in costs run around $341, than in Toronto at $2,561. In Shivamogga it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Shivamogga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shivamogga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.