Last update: Oct 2026

Cost of Living Comparison Between Toronto and Scottsdale, AZ

For one person, living is cheaper in Toronto: $2,561 a month against $2,911 in Scottsdale, AZ, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
142

Cost of Living Index in Scottsdale, AZ
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Scottsdale, AZ Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Scottsdale, AZ

🇺🇸 United States

$2,911

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Scottsdale, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Scottsdale, AZ actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,911 in Scottsdale, AZ, rent included.

Toronto $2,561
Scottsdale, AZ $2,911

A couple spends around $3,694 per month in Toronto vs $4,339 in Scottsdale, AZ, rent included.

Toronto $3,694
Scottsdale, AZ $4,339

A family of three spends $4,826 per month in Toronto vs $5,767 in Scottsdale, AZ, rent included.

Toronto $4,826
Scottsdale, AZ $5,767

Toronto is about 12% cheaper than Scottsdale, AZ, and outside of rent the biggest gap is in transport.

Both Toronto and Scottsdale, AZ sit above the global median – Toronto by 90%, Scottsdale, AZ by 116%.

Meal at Budget Restaurant

$17.18 CA$24.29

$19.63 $19.63

-12.48%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$85.9 $85.9

-11.59%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$12.83 $12.83

-17.85%

Cappuccino

$4.02 CA$5.68

$5.32 $5.32

-24.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.94 $2.94

-27.89%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.38 $2.38

-26.47%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.10 $6.10

2.30%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.88 $7.88

-10.03%

Milk (1 liter)

$2.44 CA$3.45

$1.01 $1.01

141.58%

White Bread (500g)

$2.68 CA$3.78

$4.06 $4.06

-33.99%

Rice (white) (1kg)

$2.24 CA$3.17

$4.97 $4.97

-54.93%

Eggs

$3.56 CA$5.03

$4.49 $4.49

-20.71%

Local Cheese (1kg)

$9.09 CA$12.85

$13.68 $13.68

-33.55%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.21 $11.21

1.07%

Beef Round Steak (1kg)

$14.53 CA$20.55

$17.13 $17.13

-15.18%

Apples (1kg)

$3.62 CA$5.12

$4.39 $4.39

-17.54%

Banana (1kg)

$1.21 CA$1.72

$1.87 $1.87

-35.29%

Oranges (1kg)

$3.60 CA$5.09

$3.77 $3.77

-4.51%

Tomato (1kg)

$4.21 CA$5.96

$4.16 $4.16

1.20%

Potato (1kg)

$1.79 CA$2.53

$2.84 $2.84

-36.97%

Onion (1kg)

$1.59 CA$2.25

$2.81 $2.81

-43.42%

Lettuce (1 head)

$2.27 CA$3.21

$2.12 $2.12

7.08%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.63 $2.63

-52.47%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$10.65 $10.65

29.77%

Wine (Bottle)

$14.27 CA$20.18

$13.49 $13.49

5.78%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.49 $2.49

-11.65%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.33 $3.33

-27.03%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.26 $2.26

5.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$42.51 $42.51

160.95%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.77 $2.77

5.05%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.34 $1.34

-10.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$35.81 $35.81

-40.30%

Gasoline (1 liter)

$1.21 CA$1.71

$1.19 $1.19

1.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.6K $36.6K

-23.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.4K $25.4K

-20.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$200 $200

-39.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$63.7 $63.7

-49.36%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$75.2 $75.2

-36.25%

Gym Membership (Monthly)

$38.48 CA$54.4

$34.23 $34.23

12.42%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$10.04 $10.04

128.69%

Cinema Ticket

$12.38 CA$17.50

$13.71 $13.71

-9.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,238 $1,238

-32.98%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$20.2K $20.2K

14.41%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$54.9 $54.9

-7.67%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$43.13 $43.13

-7.21%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$99.2 $99.2

-1.26%

Men's Leather Business Shoes

$121 CA$171

$133 $133

-9.25%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,387 $2,387

-33.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,567 $1,567

-10.00%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$3,230 $3,230

-17.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,760 $2,760

-22.05%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$3,759 $3,759

111.35%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$4,744 $4,744

37.91%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,671 $5,671

-34.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Scottsdale, AZ: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Scottsdale, AZ

$1.6K 53.8% 11.1% $157

Groceries & Markets

Toronto

$340 13.3%

Scottsdale, AZ

$406 14% 19.6% $67

Eating Out

Toronto

$278 10.9%

Scottsdale, AZ

$327 11.2% 17.5% $49

Monthly Utilities & Internet

Toronto

$201 7.8%

Scottsdale, AZ

$339 11.7% 69.1% $139

Clothing & Footwear

Toronto

$139 5.4%

Scottsdale, AZ

$149 5.1% 6.7% $9.4

Getting Around

Toronto

$129 5.1%

Scottsdale, AZ

$61 2.1% 52.9% $68

Sport & Entertainment

Toronto

$63 2.5%

Scottsdale, AZ

$62 2.1% 2.5% $1.6

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $2,387 in Scottsdale, AZ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Scottsdale, AZ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $86.0 in Scottsdale, AZ. Monthly groceries follow the same trend: $340 vs $406 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Scottsdale, AZ

🕒 Local time

12:38 12:38 PM

09:38 9:38 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

241,361

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Scottsdale, AZ 3,020 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Scottsdale, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Scottsdale, AZ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,911 in Scottsdale, AZ – roughly 14% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $4,366 in Scottsdale, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $830 per month in Toronto and $1,238 in Scottsdale, AZ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in Scottsdale, AZ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $2,911 in Scottsdale, AZ. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Scottsdale, AZ makes more sense. Both are solid long-term options with distinct trade-offs.