Last update: Oct 2026

Cost of Living Comparison Between Scottsdale, AZ and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $2,911 in Scottsdale, AZ, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

142

Cost of Living Index in Scottsdale, AZ
Learn more

Scottsdale, AZ Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Scottsdale, AZ

🇺🇸 United States

$2,911

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Scottsdale, AZ and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Scottsdale, AZ and in Toronto actually costs, broken down by who's living it.

A single person spends $2,911 per month in Scottsdale, AZ vs $2,561 in Toronto, rent included.

Scottsdale, AZ $2,911
Toronto $2,561

A couple spends around $4,339 per month in Scottsdale, AZ vs $3,694 in Toronto, rent included.

Scottsdale, AZ $4,339
Toronto $3,694

A family of three spends $5,767 per month in Scottsdale, AZ vs $4,826 in Toronto, rent included.

Scottsdale, AZ $5,767
Toronto $4,826

Scottsdale, AZ costs about 14% more than Toronto, and outside of rent the biggest gap is in transport.

Both Scottsdale, AZ and Toronto sit above the global median – Scottsdale, AZ by 116%, Toronto by 90%.

Meal at Budget Restaurant

$19.63 $19.63

$17.18 CA$24.29

14.26%

Three-Course Dinner for Two, Mid-Range

$85.9 $85.9

$76.0 CA$107

13.11%

Fast Food Meal (McDonalds, etc)

$12.83 $12.83

$10.54 CA$14.89

21.73%

Cappuccino

$5.32 $5.32

$4.02 CA$5.68

32.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$2.12 CA$3.00

38.68%

Water (0.33 liter bottle)

$2.38 $2.38

$1.75 CA$2.48

36.00%

Local Beer (0.5 liter draught)

$6.10 $6.10

$6.24 CA$8.83

-2.24%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$7.09 CA$10.02

11.14%

Milk (1 liter)

$1.01 $1.01

$2.44 CA$3.45

-58.61%

White Bread (500g)

$4.06 $4.06

$2.68 CA$3.78

51.49%

Rice (white) (1kg)

$4.97 $4.97

$2.24 CA$3.17

121.87%

Eggs

$4.49 $4.49

$3.56 CA$5.03

26.12%

Local Cheese (1kg)

$13.68 $13.68

$9.09 CA$12.85

50.50%

Chicken Fillets (1kg)

$11.21 $11.21

$11.33 CA$16.01

-1.06%

Beef Round Steak (1kg)

$17.13 $17.13

$14.53 CA$20.55

17.89%

Apples (1kg)

$4.39 $4.39

$3.62 CA$5.12

21.27%

Banana (1kg)

$1.87 $1.87

$1.21 CA$1.72

54.55%

Oranges (1kg)

$3.77 $3.77

$3.60 CA$5.09

4.72%

Tomato (1kg)

$4.16 $4.16

$4.21 CA$5.96

-1.19%

Potato (1kg)

$2.84 $2.84

$1.79 CA$2.53

58.66%

Onion (1kg)

$2.81 $2.81

$1.59 CA$2.25

76.73%

Lettuce (1 head)

$2.12 $2.12

$2.27 CA$3.21

-6.61%

Water (1.5 liter bottle)

$2.63 $2.63

$1.25 CA$1.77

110.40%

Cigarettes 20 Pack (Marlboro, Camel)

$10.65 $10.65

$13.82 CA$19.53

-22.94%

Wine (Bottle)

$13.49 $13.49

$14.27 CA$20.18

-5.47%

Local Beer (0.5 liter bottle)

$2.49 $2.49

$2.20 CA$3.10

13.18%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$2.43 CA$3.44

37.04%

One-way Ticket (Public Transport)

$2.26 $2.26

$2.39 CA$3.38

-5.44%

Public Transport Monthly Pass (Regular Price)

$42.51 $42.51

$111 CA$157

-61.68%

Taxi Start (Normal Tariff)

$2.77 $2.77

$2.91 CA$4.12

-4.81%

Taxi (Normal Tariff) (1km)

$1.34 $1.34

$1.20 CA$1.69

11.67%

Taxi 1hour Waiting (Normal Tariff)

$35.81 $35.81

$21.38 CA$30.23

67.49%

Gasoline (1 liter)

$1.19 $1.19

$1.21 CA$1.71

-1.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K $36.6K

$28.2K CA$39.8K

30.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$20.3K CA$28.6K

25.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$120 CA$170

66.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$32.26 CA$45.60

97.49%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$47.93 CA$67.8

56.87%

Gym Membership (Monthly)

$34.23 $34.23

$38.48 CA$54.4

-11.04%

Tennis Court (1 Hour on Weekend)

$10.04 $10.04

$22.96 CA$32.46

-56.27%

Cinema Ticket

$13.71 $13.71

$12.38 CA$17.50

10.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,238 $1,238

$830 CA$1,173

49.21%

International Primary School, 1 Child (Yearly)

$20.2K $20.2K

$23.1K CA$32.6K

-12.60%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$50.7 CA$71.7

8.30%

Summer Dress (H&M, Zara, etc)

$43.13 $43.13

$40.02 CA$56.6

7.77%

Sport Shoes (Adidas, Nike)

$99.2 $99.2

$98.0 CA$139

1.28%

Men's Leather Business Shoes

$133 $133

$121 CA$171

10.19%

1-bedroom Apartment, City Center (Monthly)

$2,387 $2,387

$1,592 CA$2,251

49.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,567 $1,567

$1,410 CA$1,994

11.11%

3-bedroom Apartment, City Center (Monthly)

$3,230 $3,230

$2,670 CA$3,775

20.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,760 $2,760

$2,152 CA$3,042

28.29%

Buy Apartment in City Center (m2)

$3,759 $3,759

$7,945 CA$11.2K

-52.69%

Buy Apartment Outside City Center (m2)

$4,744 $4,744

$6,542 CA$9,249

-27.49%

Average Monthly Net Salary (After Tax)

$5,671 $5,671

$3,727 CA$5,269

52.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.47

48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Scottsdale, AZ: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Scottsdale, AZ

$1.6K 53.8%

Toronto

$1.4K 55.1% 10% $157

Groceries & Markets

Scottsdale, AZ

$406 14%

Toronto

$340 13.3% 16.4% $67

Monthly Utilities & Internet

Scottsdale, AZ

$339 11.7%

Toronto

$201 7.8% 40.9% $139

Eating Out

Scottsdale, AZ

$327 11.2%

Toronto

$278 10.9% 14.9% $49

Clothing & Footwear

Scottsdale, AZ

$149 5.1%

Toronto

$139 5.4% 6.3% $9.4

Sport & Entertainment

Scottsdale, AZ

$62 2.1%

Toronto

$63 2.5% 2.5% $1.6

Getting Around

Scottsdale, AZ

$61 2.1%

Toronto

$129 5.1% 112% $68

Cost Breakdown

A central one-bedroom costs $2,387 in Scottsdale, AZ versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Scottsdale, AZ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Scottsdale, AZ versus $76.0 in Toronto. Monthly groceries follow the same trend: $406 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Scottsdale, AZ

🇨🇦 Toronto

🕒 Local time

12:19 12:19 PM

15:19 3:19 PM

3 h ahead of Scottsdale, AZ

🌤 Weather

👥 Population

241,361

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Scottsdale, AZ Toronto 3,020 km ≈ 4 h 15 min nonstop flight

From you

Scottsdale, AZ
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Scottsdale, AZ vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,911 in Scottsdale, AZ, $2,561 in Toronto – roughly 14% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $4,366 per month in Scottsdale, AZ and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,238 per month in Scottsdale, AZ and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in Scottsdale, AZ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,911 in Scottsdale, AZ and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Scottsdale, AZ makes more sense. Both are solid long-term options with distinct trade-offs.