Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saskatoon

For one person, living is cheaper in Saskatoon: $2,186 a month against $2,589 in Toronto, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
104

Cost of Living Index in Saskatoon
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Saskatoon Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Saskatoon

🇨🇦 Canada

$2,186

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saskatoon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saskatoon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,186 in Saskatoon.

Toronto $2,589
Saskatoon $2,186

Estimated couple costs with rent: $3,710 in Toronto versus $3,142 in Saskatoon.

Toronto $3,710
Saskatoon $3,142

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,098 in Saskatoon.

Toronto $4,831
Saskatoon $4,098

Living in Toronto is roughly 18% more expensive than in Saskatoon, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Saskatoon 61% above.

Meal at Budget Restaurant

$17.60 CA$24.70

$17.78 CA$24.95

-1.01%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$70.4 CA$98.8

10.48%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$9.25 CA$12.99

14.49%

Cappuccino

$4.16 CA$5.83

$3.64 CA$5.11

14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.03 CA$2.85

0.49%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.85 CA$2.59

-5.41%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$4.24 CA$5.95

55.19%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$6.28 CA$8.81

13.22%

Milk (1 liter)

$2.53 CA$3.56

$3.07 CA$4.30

-17.59%

White Bread (500g)

$2.70 CA$3.79

$2.27 CA$3.19

18.94%

Rice (white) (1kg)

$2.24 CA$3.14

$4.76 CA$6.69

-52.94%

Eggs

$3.48 CA$4.89

$3.64 CA$5.11

-4.40%

Local Cheese (1kg)

$9.38 CA$13.16

$9.83 CA$13.79

-4.58%

Chicken Fillets (1kg)

$11.60 CA$16.28

$11.79 CA$16.54

-1.61%

Beef Round Steak (1kg)

$14.68 CA$20.61

$16.52 CA$23.18

-11.14%

Apples (1kg)

$3.74 CA$5.26

$4.19 CA$5.88

-10.74%

Banana (1kg)

$1.22 CA$1.72

$1.64 CA$2.30

-25.61%

Oranges (1kg)

$3.48 CA$4.88

$4.40 CA$6.18

-20.91%

Tomato (1kg)

$4.32 CA$6.07

$3.20 CA$4.49

35.00%

Potato (1kg)

$1.85 CA$2.60

$2.86 CA$4.01

-35.31%

Onion (1kg)

$1.69 CA$2.37

$2.16 CA$3.03

-21.76%

Lettuce (1 head)

$2.23 CA$3.13

$2.75 CA$3.86

-18.91%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.45 CA$2.04

-11.72%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$15.06 CA$21.14

-6.77%

Wine (Bottle)

$14.43 CA$20.25

$14.02 CA$19.68

2.92%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.88 CA$4.04

-25.00%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.38 CA$4.74

-25.44%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.39 CA$3.35

-0.84%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$60.4 CA$84.7

86.35%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$4.44 CA$6.23

-31.53%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.30 CA$1.82

-4.62%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$14.53 CA$20.39

55.20%

Gasoline (1 liter)

$1.24 CA$1.75

$1.20 CA$1.69

3.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$28.7K CA$40.3K

-6.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.6K CA$30.3K

-0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$223 CA$313

-44.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$47.02 CA$66.0

-29.71%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$58.7 CA$82.4

-18.32%

Gym Membership (Monthly)

$36.69 CA$51.5

$40.26 CA$56.5

-8.87%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$18.14 CA$25.45

30.49%

Cinema Ticket

$13.08 CA$18.35

$11.02 CA$15.46

18.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$488 CA$685

55.42%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$14.5K CA$20.3K

64.24%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$58.1 CA$81.6

-7.88%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$43.90 CA$61.6

-7.88%

Sport Shoes (Adidas, Nike)

$100 CA$141

$86.5 CA$121

16.13%

Men's Leather Business Shoes

$125 CA$176

$106 CA$149

18.24%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,043 CA$1,464

56.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$939 CA$1,318

50.78%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,712 CA$2,403

57.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,362 CA$1,912

54.24%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$2,855 CA$4,006

164.49%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$2,474 CA$3,472

169.75%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$2,730 CA$3,832

29.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.8

-7.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Saskatoon: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Saskatoon

$939 42.9% 33.7% $477

Groceries & Markets

Toronto

$345 13.3%

Saskatoon

$380 17.4% 10.2% $35

Eating Out

Toronto

$285 11%

Saskatoon

$263 12% 7.7% $22

Monthly Utilities & Internet

Toronto

$206 7.9%

Saskatoon

$329 15% 59.9% $123

Clothing & Footwear

Toronto

$144 5.6%

Saskatoon

$133 6.1% 7.9% $11

Getting Around

Toronto

$131 5.1%

Saskatoon

$81 3.7% 38.4% $50

Sport & Entertainment

Toronto

$63 2.4%

Saskatoon

$62 2.9% 0.9% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,043 in Saskatoon. Housing cost is often the main lever when comparing two cities.

Toronto pays 30% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $70 in Saskatoon. Groceries flip the comparison at $345 vs $380, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Saskatoon

🕒 Local time

14:40 2:40 PM

12:40 12:40 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

246,376

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Saskatoon 2,220 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Saskatoon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saskatoon: Cost of Living - Frequently Asked Questions

Saskatoon wins on cost – living expenses run 16% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Saskatoon the obvious pick if budget is a priority.

Average pay runs 30% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,043 in Saskatoon. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Saskatoon runs roughly 46% less than in Toronto. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $759 in Toronto versus $488 in Saskatoon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Saskatoon is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Saskatoon is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Saskatoon wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.