😐Monthly costs for one person with rent: $2,788 in Toronto versus $2,225 in Saskatoon.
😐Estimated couple costs with rent: $4,110 in Toronto versus $3,343 in Saskatoon.
😐Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,461 in Saskatoon.
🌍Living in Toronto is roughly 25% more expensive than in Saskatoon, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Toronto109% above, Saskatoon67% above.
Currency
🍽 Eating Out
Toronto
Saskatoon
Difference
Meal at Budget Restaurant
$18.51CA$26.05
$22.51CA$31.67
-17.77%
Three-Course Dinner for Two, Mid-Range
$83.8CA$118
$87.2CA$123
-3.83%
Fast Food Meal(McDonalds, etc)
$10.97CA$15.44
$10.34CA$14.55
6.09%
Cappuccino
$3.99CA$5.61
$3.81CA$5.37
4.72%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.11CA$2.98
$2.40CA$3.38
-12.08%
Water(0.33 liter bottle)
$1.69CA$2.38
$1.96CA$2.76
-13.78%
Local Beer(0.5 liter draught)
$5.92CA$8.33
$5.72CA$8.05
3.50%
Imported Beer(0.33 liter bottle)
$6.48CA$9.11
$7.32CA$10.31
-11.48%
🛒 Groceries & Markets
Toronto
Saskatoon
Difference
Milk(1 liter)
$2.71CA$3.82
$3.02CA$4.25
-10.26%
White Bread(500g)
$2.85CA$4.02
$2.74CA$3.85
4.01%
Rice(white)(1kg)
$3.56CA$5.01
$5.46CA$7.68
-34.80%
Eggs
$3.54CA$4.98
$3.57CA$5.03
-0.84%
Local Cheese(1kg)
$13.26CA$18.66
$9.52CA$13.39
39.29%
Chicken Fillets(1kg)
$13.05CA$18.36
$12.36CA$17.39
5.58%
Beef Round Steak(1kg)
$16.77CA$23.59
$16.41CA$23.09
2.19%
Apples(1kg)
$4.11CA$5.79
$4.43CA$6.23
-7.22%
Banana(1kg)
$1.14CA$1.60
$1.68CA$2.37
-32.14%
Oranges(1kg)
$3.40CA$4.78
$4.87CA$6.86
-30.18%
Tomato(1kg)
$4.02CA$5.66
$3.25CA$4.57
23.69%
Potato(1kg)
$2.43CA$3.42
$2.90CA$4.08
-16.21%
Onion(1kg)
$2.94CA$4.13
$2.21CA$3.11
33.03%
Lettuce(1 head)
$2.47CA$3.48
$2.81CA$3.96
-12.10%
Water(1.5 liter bottle)
$1.92CA$2.70
$1.27CA$1.79
51.18%
Cigarettes 20 Pack(Marlboro, Camel)
$14.99CA$21.09
$14.51CA$20.41
3.31%
Wine(Bottle)
$14.34CA$20.17
$13.62CA$19.17
5.29%
Local Beer(0.5 liter bottle)
$2.71CA$3.81
$3.35CA$4.71
-19.10%
Imported Beer(0.33 liter bottle)
$3.12CA$4.39
$3.29CA$4.63
-5.17%
🚌 Getting Around
Toronto
Saskatoon
Difference
One-way Ticket(Public Transport)
$2.45CA$3.45
$2.26CA$3.18
8.41%
Public Transport Monthly Pass(Regular Price)
$113CA$159
$61.0CA$85.9
84.85%
Taxi Start(Normal Tariff)
$3.63CA$5.10
$3.62CA$5.09
0.28%
Taxi(Normal Tariff)(1km)
$1.34CA$1.89
$1.28CA$1.79
4.69%
Taxi 1hour Waiting(Normal Tariff)
$25.55CA$35.95
$14.56CA$20.49
75.48%
Gasoline(1 liter)
$1.11CA$1.56
$1.11CA$1.56
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3KCA$35.6K
$24.7KCA$34.8K
2.31%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8KCA$30.6K
$20.3KCA$28.6K
7.00%
🧾 Monthly Utilities & Internet
Toronto
Saskatoon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117CA$164
$211CA$296
-44.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.60CA$52.9
$58.9CA$82.9
-36.16%
Internet(50+ Mbps, Unlimited Data)
$53.7CA$75.6
$72.9CA$103
-26.33%
🎉 Sport & Entertainment
Toronto
Saskatoon
Difference
Gym Membership(Monthly)
$57.1CA$80.3
$41.66CA$58.6
37.06%
Tennis Court(1 Hour on Weekend)
$20.86CA$29.35
$16.97CA$23.87
22.92%
Cinema Ticket
$11.56CA$16.26
$14.55CA$20.48
-20.55%
🧸 Childcare & Education
Toronto
Saskatoon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,125CA$1,583
$529CA$745
112.58%
International Primary School, 1 Child(Yearly)
$18.4KCA$25.9K
$15.0KCA$21.1K
22.81%
👕👟 Clothing & Footwear
Toronto
Saskatoon
Difference
Jeans(Levis 501 Or Similar)
$57.3CA$80.7
$75.7CA$107
-24.30%
Summer Dress(H&M, Zara, etc)
$39.05CA$55.0
$59.0CA$83.0
-33.84%
Sport Shoes(Adidas, Nike)
$87.6CA$123
$93.5CA$132
-6.38%
Men's Leather Business Shoes
$114CA$160
$113CA$159
0.34%
🏠 Accommodation & Living
Toronto
Saskatoon
Difference
1-bedroom Apartment, City Center(Monthly)
$1,842CA$2,591
$1,001CA$1,408
84.03%
1-bedroom Apartment, Outside City Center(Monthly)
$1,531CA$2,154
$855CA$1,202
79.14%
3-bedroom Apartment, City Center(Monthly)
$2,925CA$4,116
$1,744CA$2,454
67.71%
3-bedroom Apartment, Outside City Center(Monthly)
$2,502CA$3,521
$1,418CA$1,995
76.51%
Buy Apartment in City Center(m2)
$8,725CA$12.3K
$2,821CA$3,969
209.35%
Buy Apartment Outside City Center(m2)
$6,867CA$9,663
$2,735CA$3,849
151.05%
💵 Salaries & Financials
Toronto
Saskatoon
Difference
Average Monthly Net Salary(After Tax)
$3,454CA$4,860
$2,573CA$3,621
34.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.16
6.65
-22.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: July 11, 2026
Last update for Saskatoon: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,842 in Toronto and $1,001 in Saskatoon. Housing cost is often the main lever when comparing two cities.
💰Toronto pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $84.0 in Toronto vs $87.0 in Saskatoon. Groceries flip the comparison at $395 vs $391, with Saskatoon cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Saskatoon: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Saskatoon?
Saskatoon wins on cost – living expenses run 25% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Saskatoon the obvious pick if budget is a priority.
Are salaries higher in Toronto or in Saskatoon?
Average pay runs 34% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Toronto compared to Saskatoon?
Rent for a central apartment: $1,842 in Toronto versus $1,001 in Saskatoon. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Toronto compared to Saskatoon?
A monthly transit pass in Saskatoon runs roughly 85% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Toronto and in Saskatoon?
Childcare runs $1,125 in Toronto versus $529 in Saskatoon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Toronto or in Saskatoon?
At $2,225 in Saskatoon versus $2,788 in Toronto, a $2,000 budget is realistic in Saskatoon but tight or insufficient in Toronto. The gap between the two cities makes Saskatoon the clear choice for anyone on this budget.
Which city offers a better quality of life: Toronto or Saskatoon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Saskatoon gentler on the wallet – expenses run 25% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.